For advisers: printable CDFI lender lists and ZIP boxes

Print a lender list for a client

Enter the client's ZIP code and the kind of loan. The handout lists lenders that federal records show lending in that county first, then lenders whose own website names it, with phone numbers, stated loan amounts and what to ask. For a home or business loan it adds the nearest free help (housing counsellors, SBDC and SCORE offices) and, for a home, the USDA and state housing-agency links. Print it or save it as a PDF from the print dialog.

Nothing you type is stored or sent anywhere except as the address of the handout page on this site.

Put a ZIP search box on your website

Plain HTML: no script, no tracking, no cookies. Change the colours to suit your site. A general box is on Link to us; these three open the finder already set for one kind of loan or in Spanish.

Business loans

<form action="https://cdfiatlas.com/" method="get" style="max-width:420px;padding:16px;border:1px solid #c9c2b4;border-radius:8px;font-family:system-ui,sans-serif">
  <label for="cdfi-zip-business" style="display:block;font-weight:600;margin-bottom:6px">Find a community lender (CDFI) for a business loan</label>
  <input type="hidden" name="loan" value="small-business">
  <input id="cdfi-zip-business" name="zip" type="text" inputmode="numeric" pattern="[0-9]{5}" maxlength="5" placeholder="Your ZIP code" required style="padding:8px;width:9em;border:1px solid #888;border-radius:4px">
  <button type="submit" style="padding:8px 14px;border:0;border-radius:4px;background:#1f3b4d;color:#fff;cursor:pointer">Search</button>
  <p style="margin:8px 0 0;font-size:13px">Free search of all Treasury-certified CDFIs from <a href="https://cdfiatlas.com/">CDFI Atlas</a>.</p>
</form>

Home loans

<form action="https://cdfiatlas.com/" method="get" style="max-width:420px;padding:16px;border:1px solid #c9c2b4;border-radius:8px;font-family:system-ui,sans-serif">
  <label for="cdfi-zip-home" style="display:block;font-weight:600;margin-bottom:6px">Find a community lender (CDFI) for a home loan</label>
  <input type="hidden" name="loan" value="mortgage">
  <input id="cdfi-zip-home" name="zip" type="text" inputmode="numeric" pattern="[0-9]{5}" maxlength="5" placeholder="Your ZIP code" required style="padding:8px;width:9em;border:1px solid #888;border-radius:4px">
  <button type="submit" style="padding:8px 14px;border:0;border-radius:4px;background:#1f3b4d;color:#fff;cursor:pointer">Search</button>
  <p style="margin:8px 0 0;font-size:13px">Free search of all Treasury-certified CDFIs from <a href="https://cdfiatlas.com/">CDFI Atlas</a>.</p>
</form>

In Spanish (Spanish-speaking lenders first)

<form action="https://cdfiatlas.com/es/" method="get" style="max-width:420px;padding:16px;border:1px solid #c9c2b4;border-radius:8px;font-family:system-ui,sans-serif">
  <label for="cdfi-zip-es" style="display:block;font-weight:600;margin-bottom:6px">Busque un prestamista comunitario (CDFI) cerca de usted</label>
  <input type="hidden" name="lang" value="Spanish">
  <input id="cdfi-zip-es" name="zip" type="text" inputmode="numeric" pattern="[0-9]{5}" maxlength="5" placeholder="Su código postal" required style="padding:8px;width:9em;border:1px solid #888;border-radius:4px">
  <button type="submit" style="padding:8px 14px;border:0;border-radius:4px;background:#1f3b4d;color:#fff;cursor:pointer">Buscar</button>
  <p style="margin:8px 0 0;font-size:13px">Búsqueda gratuita en las CDFI certificadas, de <a href="https://cdfiatlas.com/es/">CDFI Atlas</a>.</p>
</form>

When a client was turned down

Get the reasons. A lender that turns down a credit application must give the main reasons, or tell the applicant how to ask for them (Equal Credit Opportunity Act, Regulation B). The reasons decide the next step.
Ask what would change the answer. A smaller amount, a co-signer, more time in business, a credit-builder loan first, or a different program at the same lender.
Look again in the finder. Lenders under “Ask them” did not state an amount or a language; they were not ruled out. Lenders with federal loan records in the county have lent there recently.
For a home, a HUD-approved housing counsellor can review the file at no or low cost; USDA Section 502 direct loans are for low- and very-low-income buyers in eligible rural areas. The handout lists both.

If a listing is wrong

Tell us which page and what is wrong: use the contact page or email contact@cdfiatlas.com. We re-read the lender's website or the federal file and correct it. Every correction is listed in the public corrections log. We never name the person who reported it.

What this is not

CDFI Atlas is not a lender and does not take applications, sell leads or rank lenders by approval chances. Lenders cannot pay to be listed or to move up. Spanish pages: en español. Data for reporters: for journalists.