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CDFI mortgages and home loans

397 certified CDFIs whose own websites describe home-purchase or mortgage lending (read 29 Oct 2026–4 Nov 2026), plus 74 more that reported at least 10 home-purchase loans under HMDA for 2025.

Lenders
471
States and territories
46
Verified
420

Loan details are confirmed for 865 of 1,268 lenders so far; HMDA covers only lenders above its reporting thresholds, so some CDFI mortgage lenders are not listed here yet.

Most active CDFI home-purchase lenders in 2025 (HMDA)

225 certified CDFIs reported at least 10 originated home-purchase loans for 2025 under the Home Mortgage Disclosure Act; all of them are in the list below, even where we could not confirm a mortgage product on their website. In all, 264 CDFIs reported 101,638 originated home loans (39,404 for a home purchase).

LenderHome-purchase loansAll home loansMedian loan (approx.)
Change Lending, LLC CA6,0008,804$365,000
Champions Funding, LLC AZ5,37411,067$305,000
Suncoast Credit Union FL1,9938,416$105,000
Community Bank of Mississippi MS1,5073,869$125,000
BANKPLUS MS1,3662,733$195,000
MortgageOne, Inc CA1,3221,694$395,000
CoVantage Credit Union WI1,0044,062$85,000
Empower Federal Credit Union NY7673,131$95,000
Guaranty Bank and Trust Company MS7591,045$165,000
Michigan First Credit Union MI6591,308$155,000
Rogue Credit Union OR6121,903$105,000
HOPE FEDERAL CREDIT UNION MS585623$125,000
BankFirst Financial Services MS5661,269$135,000
GTE Federal Credit Union FL5522,102$135,000
Southern Bancorp Bank AR485794$135,000

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

By state, including lenders based elsewhere

Alabama (21)

Alaska (1)

Arizona (7)

Arkansas (17)

California (27)

Connecticut (2)

Delaware (1)

District of Columbia (1)

Florida (16)

Georgia (10)

Guam (1)

Hawaii (4)

Idaho (3)

Illinois (7)

Indiana (3)

Iowa (4)

Kansas (1)

Kentucky (3)

Louisiana (54)

Maine (4)

Maryland (5)

Massachusetts (1)

Michigan (15)

Minnesota (6)

Mississippi (55)

Missouri (8)

Montana (3)

Nebraska (1)

New Hampshire (1)

New Jersey (3)

New Mexico (10)

New York (16)

North Carolina (8)

Ohio (11)

Oklahoma (5)

Oregon (10)

Pennsylvania (4)

Puerto Rico (38)

South Carolina (10)

South Dakota (5)

Tennessee (24)

Texas (20)

Virginia (5)

Washington (9)

West Virginia (4)

Wisconsin (7)

Source: CDFI Atlas, cdfiatlas.com/cdfi-mortgages/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).