At a glance
From its website, read 2 Nov 2026Habitat for Humanity International, Inc. d/b/a Habitat for Humanity of Dane County is a loan fund based in Madison, Wisconsin. Its website describes home mortgages. Where it lends: Dane County (Madison area), Wisconsin area residents.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | habitatdane.org |
|---|---|
| Office (official list) | 6201 Odana Rd, Madison, WI 53719 |
What their website says about applying
Every Habitat homeowner’s journey starts the same way – at the Habitat informational meeting.
sourceAttend a Habitat informational meeting prior to submitting an application.
sourceApplications are available at our office, at request by email or mail, or at the Habitat informational meeting.
sourceAnswer these questions to assess how ready you are to partner with Habitat for Humanity of Dane County and buy a home.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Minimum credit score: 620
Established credit – minimum score of 620.
source - Income limit applies
A household or family income no higher than 60 percent of the Dane County median income.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Aug 2026 |
| RSSD ID | — (none listed) |
| Address | 6201 Odana Rd, Madison, WI 53719 Directions (Google Maps) |
| Website | habitatdane.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Mortgage terms are described only generally; no loan amounts are stated, and the homebuyer information sessions are currently full. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home mortgages | — | selling them to qualified low-income families via a 25 to 30 year, low- to no-interest mortgage. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Dane County (Madison area), Wisconsin area residents
We work to help our neighbors in Dane County achieve generational stability through homeownership.
source
Counties this matches: Dane County, WI
Borrower focus
- Low- and moderate-income / underserved
selling them to qualified low-income families via a 25 to 30 year, low- to no-interest mortgage.
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.3 million in 4 awards from the U.S. Treasury's CDFI Fund, 2017–2024 (CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $685,000 |
| 2021 | CDFI Rapid Response Program | $200,000 |
| 2020 | CDFI Program, Financial Assistance | $650,000 |
| 2017 | CDFI Program, Financial Assistance | $776,500 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $20.1M |
|---|---|
| Total liabilities | $10.7M |
| Net assets | $9.4M |
| Total revenue | $7.4M |
| Program-related investments (Part X line 13) | $6.6M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 39-1592769, filed as “HABITAT FOR HUMANITY INTERNATIONAL INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Jun 2022 (990) | $16.2M | $10M | $8.4M |
| Jun 2023 (990) | $20.1M | $9.4M | $7.4M |
Total assets grew 24% from Jun 2022 to Jun 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $20.1M | Larger than 73% of the 11 other certified loan funds and venture funds in Wisconsin with a matched Form 990 (median $10.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Wisconsin | 11 | larger than 73% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Madison and Wisconsin
- Forward Community Investments, Inc.Loan fund · Madison, WICommercial real estate loans, Nonprofit / community facility loans, Small-business loansVerified
- Brewery Credit UnionCredit union · Milwaukee, WIAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- CoVantage Credit UnionCredit union · Antigo, WIHome mortgagesVerified
- Community Assets for PeopleLoan fund · Stevens Point, WIAuto / vehicle loans, Microloans, Home mortgages, Personal / consumer loans…Verified
- First American Capital Corporation, Inc.Loan fund · Hale Corners, WI · Native CDFIMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Hmong Wisconsin Chamber of CommerceLoan fund · Milwaukee, WICommercial real estate loans, Small-dollar / emergency loans, Small-business loansVerified
Work at Habitat for Humanity International, Inc. d/b/a Habitat for Humanity of Dane County? Link to this page
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