At a glance
From its website, read 3 Nov 2026Brewery Credit Union is a credit union based in Milwaukee, Wisconsin. Its website describes auto loans, small-dollar emergency loans, home mortgages and 1 other loan type. Where it lends: Milwaukee, Ozaukee, Waukesha, Racine, Kenosha and Washington counties, Wisconsin, plus Museum of Beer and Brewing members. It says it considers borrowers with low or no credit history. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | https:www.brewerycu.com |
| Office (official list) | 1351 N.DR.MARTIN LUTHER KING, JR.DR., Milwaukee, WI 53212 |
What their website says about applying
Explore mortgage loans designed around your needs. Apply online or contact Brewery Credit Union to get started today.
sourceApplicants typically need proof of income, valid identification, and basic vehicle information.
sourceYou can become a member by visiting our Riverwest branch, calling our team, or applying online at brewerycu.com.
sourceYes, you can apply online anytime to start the process for auto loans in Milwaukee
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 3 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Auto / vehicle loans | Term: see their wording | Terms up to 84 months | source |
| Personal / consumer loans | Term: see their wording | Terms up to 48 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Membership required
Yes, to finalize an auto loan from a credit union, membership is required.
source - Low or damaged credit considered
Many borrowers looking for auto loans in Milwaukee apply even with fair credit or while rebuilding credit.
source - No or thin credit history considered
We offer fairly priced loans to members with imperfect, limited or no credit history.
source - Collateral flexible or not always required
No collateral is held as security on this loan
source - First-time homebuyer program
Yes. Brewery Credit Union provides mortgage solutions designed specifically for first-time homebuyers
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | 562290 |
| Address | 1351 N.DR.MARTIN LUTHER KING, JR.DR., Milwaukee, WI 53212 Directions (Google Maps) |
| Website | https:www.brewerycu.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 3 Nov 2026Read from 12 pages of the lender's website on 3 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loans require membership, and the Fast Cash Loan requires an established direct deposit for 90 days; loan amounts are stated only for the holiday loan. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | Brewery Credit Union offers affordable financing solutions designed to make your next car purchase simple, stress-free, and budget-friendly. | source |
| Small-dollar / emergency loans | — | Need cash fast before payday? Enjoy this alternative to high priced payday lenders! | source |
| Home mortgages | — | Whether you are a first-time homebuyer, looking for your new home loan or exploring the option of a refinance, let us help you navigate the process. | source |
| Personal / consumer loans | — | This loan is a great option for unexpected emergencies, a much-needed vacation, miscellaneous home projects, furniture, or appliance purchases – the uses are endless. | source |
Loan sizes
Loan amounts are up to $1,500 and your payments are only $255 for 6 months.
source
Service area
Milwaukee, Ozaukee, Waukesha, Racine, Kenosha and Washington counties, Wisconsin, plus Museum of Beer and Brewing members
currently offers membership to anyone who lives in Milwaukee, Ozaukee, Waukesha, Racine, Kenosha, or Washington counties, in addition to members of the Museum of Beer and Brewing.
source
Counties this matches: Kenosha County, WI, Milwaukee County, WI, Ozaukee County, WI, Racine County, WI, Washington County, WI, Waukesha County, WI
Borrower focus
- First-time homebuyers
Our first-time homebuyer mortgage loans are designed to make homeownership more accessible
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Members can start their mortgage loan application online at any time or contact Brewery Credit Union directly
source
Pages read (12)
- https://brewerycu.com/
- https://brewerycu.com/credit-union-mortgage-rates-vs-banks/
- https://brewerycu.com/loans/mortgage-loans/
- https://brewerycu.com/credit-union-mortgage-rates-milwaukee/
- https://brewerycu.com/loans/auto-loans/
- https://brewerycu.com/loans/home-equity-loans/
- https://brewerycu.com/self-service/message-pay/
- https://brewerycu.com/loans/home-equity-loans/home-equity-loans-more-info/
- https://brewerycu.com/credit-union-auto-loan-vs-bank/
- https://brewerycu.com/how-to-get-approved-for-auto-loans-in-milwaukee/
- https://brewerycu.com/loans/member-first-financial-services-in-riverwest-wi/
- https://brewerycu.com/loans/unsecured-loan/
Questions to ask when you contact them
Based on what their website said when we read it on 3 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$900,000 in 2 awards from the U.S. Treasury's CDFI Fund, 2010–2024 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Technical Assistance | $300,000 |
| 2010 | CDFI Program, Financial Assistance | $600,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as BREWERY (charter 66637). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $58.8 million (as of 30 Jun 2026) |
|---|---|
| Members | 7,626 (as of 30 Jun 2026) |
| Offices | 3 (as of 30 Jun 2026) |
Offices by state and county (3)
Wisconsin (3 offices)
- Milwaukee County (3): 1351 N Dr Martin Luther King Jr Dr, Milwaukee 53212 (main office); 2863 S Kinnickinnic Ave, Milwaukee 53207; 8050 W Capitol Dr, Milwaukee 53222
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by Brewery Credit Union (NCUA charter 66637, filed as “BREWERY”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $34.6 million, 4,347 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Down 10.4% from $38.6 million on 30 Jun 2025 |
| Members | 7,626 (as of 30 Jun 2026); 7,991 (as of 30 Jun 2025) |
| Loans per member | $4,533 (total loans divided by members, 30 Jun 2026) |
| Total assets | $58.8 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $1.6 million | 4.6% |
| Used vehicle loans | $7.2 million | 20.9% |
| First-lien home mortgages (1-4 family) | $15.4 million | 44.4% |
| Other real estate loans (junior liens, other) | $6.1 million | 17.6% |
| Commercial (business) loans | $116,795 | 0.3% |
| Credit cards | $2.2 million | 6.3% |
| Other unsecured loans | $1.7 million | 5.0% |
| Leases and other secured loans | $271,353 | 0.8% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025Brewery Credit Union reported 28 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $2.5M (median loan about $70,000). 4 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 4 | 14% |
| Refinance (incl. 16 cash-out) | 19 | 68% |
| Home improvement | 3 | 11% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 28 | 100% |
Where the loans were made
Counties with the most 2025 originations, out of 3 counties with at least one; 100% of its 2025 loans were for properties in Wisconsin:
- Milwaukee County, WI (24)
- Waukesha County, WI (3)
Filed under LEI 2549008D4YD53ZKUG259 as “Brewery Credit Union”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $58.8 million | Larger than 26% of the 284 other certified credit unions nationwide (median $182.7 million). |
| Loans as a share of assets | 59% | Median of the same 284 credit unions: 70%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $38.6 million → $34.6 million (-10%) | Median change of 282 other certified credit unions nationwide: +3%. Rank by loans held among these 283: 208 → 213. |
| Home loans originated in 2025 (HMDA) | 28 | More than 10% of the 263 other certified CDFIs that reported 3 or more (120 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified credit unions nationwide | 284 | larger than 26% |
| Loans held then vs now | certified credit unions nationwide reporting both dates | 282 | rank 208 → 213 of 283 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 10% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
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- Milwaukee Economic Development CorporationLoan fund · Milwaukee, WICommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Northwest Side Community Development CorporationLoan fund · Milwaukee, WISmall-business loansVerified
- Wisconsin Women's Business Initiative CorporationLoan fund · Milwaukee, WIMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
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