County directory · Wisconsin

CDFI lenders in Milwaukee County, WI

4 certified CDFIs name Milwaukee County or a town in it as part of their service area on their own website. 6 more are headquartered here. 1 more has a bank or credit-union branch here. 5 more say they serve all of Wisconsin. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.

Name this county: 4
Based here: 6
Branch here: 1
Serve all of WI: 5

A lender naming Milwaukee County on its website is a good sign, not an offer. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Cudahy, Franklin, Greendale, Hales Corners, Milwaukee, Oak Creek, Saint Francis, South Milwaukee.

Lenders compared for Milwaukee County

14 with local records

Lender	Local records	Loan sizes	Head office
1. Brewery Credit Union Credit union, Milwaukee WI	website names Milwaukee County; headquarters here; 3 offices here; 24 home loans here, 2025	ask	3 mi
2. Prime Financial Credit Union Credit union, Cudahy WI	headquarters here; 5 offices here; 93 home loans here, 2025	ask	7 mi
3. Milwaukee Economic Development Corporation Loan fund, Milwaukee WI	website names Milwaukee County; headquarters here; 15 SBA loans here, FY2020–FY2026	ask	3 mi
4. Wisconsin Women's Business Initiative Corporation Loan fund, Milwaukee WI	headquarters here; 72 SBA loans here, FY2020–FY2026	$1,000–$350,000	3 mi
5. Self-Help Federal Credit Union Credit union, Durham NC	2 offices here; 27 home loans here, 2025	ask	683 mi
6. Holy Redeemer Community Credit Union of SE Wisconsin, Inc Credit union, Milwaukee WI	headquarters here; 1 office here	ask	6 mi
7. Legacy Redevelopment Corporation Loan fund, Milwaukee WI	website names Milwaukee; headquarters here	$5,000–$350,000	3 mi
8. Northwest Side Community Development Corporation Loan fund, Milwaukee WI	website names Milwaukee; headquarters here	ask	4 mi
9. Champions Funding, LLC Loan fund, Gilbert AZ	18 home loans here, 2025	up to $3M	1,449 mi
10. CoVantage Credit Union Credit union, Antigo WI	16 home loans here, 2025	ask	157 mi
11. Change Lending, LLC Loan fund, Anaheim CA	9 home loans here, 2025	up to $3.5M	1,721 mi
12. ACTS LENDING INC Loan fund, Milwaukee WI	headquarters here	ask	3 mi
13. Hmong Wisconsin Chamber of Commerce Loan fund, Milwaukee WI	headquarters here	$1,000–$300,000	7 mi
14. First American Capital Corporation, Inc. Loan fund, Hale Corners WI	headquarters here	$1,000–$350,000	8 mi

12 of these 14 lenders have received CDFI Fund awards, together $91.7M in fiscal years 1998–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.

Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.

Where these lenders have offices

11 lenders

10 head offices and 8 branches or offices of 11 lenders on this page, within 30 miles of the centre of Milwaukee County. Lenders with no office nearby may still lend here; many work by phone and online.

Loan types confirmed on these lenders' websites

Small-business loans (6 lenders)
SBA-backed loans (7(a)/504/Community Advantage) (4 lenders)
Commercial real estate loans (3 lenders)
Microloans (3 lenders)
Auto / vehicle loans (2 lenders)
Small-dollar / emergency loans (2 lenders)
Home mortgages (2 lenders)
Personal / consumer loans (2 lenders)

Banks and credit unions with a branch in this county

4 certified CDFIs have at least one office in Milwaukee County (NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

CDFI mortgage lenders active here

Certified CDFIs reported 190 originated home loans for properties in Milwaukee County in 2025 under the Home Mortgage Disclosure Act: 1.0% of the 19,383 home loans that all HMDA lenders reported here.

Plus 3 more certified CDFIs with fewer than 3 loans here each (not listed).

A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.

Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.

Small business and SBA lending in Milwaukee County

Official statistics

Median household income in Milwaukee County is $64,435, 17% below the Wisconsin figure of $77,485 (ACS 2020–2024).

Businesses here took 51.0 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: about as many as the median Wisconsin county (48.6), rank 35 of 72.

Measure	Milwaukee County	Wisconsin
Businesses with paid employees (CBP 2023)	20,466 (14.1% of the state)	144,774
…of which under 20 employees	81%	83%
Businesses without employees (Nonemployer Statistics 2023)	61,813	397,269
Median household income (ACS 2020–2024)	$64,435 (17% below the state)	$77,485
SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026	1,043 (894 7(a), 149 504)	8,062
…per 1,000 businesses with employees	51.0 (rank 35 of 72 Wisconsin counties)	48.6 (median county)
Median SBA 7(a) loan, all lenders	$200,000	$232,600
…with a certified CDFI as lender, CDC or third-party lender	90 (9%)	242 (3%)
Variable-rate 7(a): median rate over prime at approval, FY2024–26	2.75 pts (297 loans; 14% at the SBA maximum)	2.25 pts (9% at the maximum)

Approvals by fiscal year: FY2020 131 · FY2021 164 · FY2022 130 · FY2023 142 · FY2024 178 · FY2025 185 · FY2026 113.

For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).

Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.

SBA loans made here by CDFIs

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 90 SBA approvals (89 7(a) loans and 1 504 project) for borrowers in Milwaukee County in fiscal years 2020–2026, from 4 CDFIs. The 7(a) loans total $15.3M approved.

CDFIs with 3 or more: Wisconsin Women's Business Initiative Corporation (72), Milwaukee Economic Development Corporation (15). 2 more CDFIs made 1 or 2 each.

Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded here (FY2022)

CDFI Fund data, released Dec 2024

298 loans and investments totaling $60.7M (median $60,000) were reported to the CDFI Fund for borrowers and projects in Milwaukee County in fiscal year 2022, by 32 reporting CDFIs.

Purpose (CDFI Fund category)	Count	Total	Median
Home purchase	122	$15.3M	$113,650
Non-real estate business	114	$26.1M	$21,446
Non-real estate microenterprise	16	$374,299	$21,550
Real estate: commercial construction, permanent or acquisition	10	$10.6M	$351,700
Consumer	8	$69,824	$7,866
None of the listed purposes	8	$2.1M	$229,025
Other purposes	20	$6.2M

Of 91 individual borrowers whose income was reported, 75% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 5,583 consumer loans in Milwaukee County totaling $42.4M (Consumer Loan Report, tract totals, so no median); they counted 29% of them as serving low-income borrowers.

Loans and investments reported in other years: FY2018 169 · FY2019 167 · FY2020 307 · FY2021 2,584.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Lenders whose website names Milwaukee County or a town in it

Headquartered in Milwaukee County

The official list gives a headquarters address here. Check each lender's page for where it lends.

Say they serve all of Wisconsin

Free help before you apply

These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.

Business advice

Housing counseling

Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.