At a glance
From its website, read 2 Nov 2026Peoples Community Bank is a bank or thrift based in Greenville, Missouri. Its website describes farm loans, home repair loans, home mortgages and 2 other loan types.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.peoplescommunitybank.com |
|---|---|
| Office (official list) | 101 Sycamore St, Greenville, MO 63944 |
What their website says about applying
Bring in the completed (and signed) application to any of our sixteen (16) locations.
sourceUse this loan application when applying for all needs other than real estate or mobile home loans.
sourcePlease contact one of our loan officers for information on real estate and mobile home loans.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Apr 2021 |
| RSSD ID | 784159 |
| Address | 101 Sycamore St, Greenville, MO 63944 Directions (Google Maps) |
| Website | www.peoplescommunitybank.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. No loan amounts, lending service area or online loan application are stated on the pages fetched; loan applications are PDF downloads. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | Agricultural Loans – Financing for agricultural production. | source |
| Home repair / improvement loans | — | First Mortgage / Home Improvement Loans – Financing for individuals for improvements to be made to single and multiple-family dwellings. | source |
| Home mortgages | — | Residential Real-Estate Loans – Financing for family residential units that will house from one to four families. | source |
| Personal / consumer loans | — | Consumer Loans – Financing for individuals for household, family, and other personal (non-business) purposes. | source |
| Small-business loans | — | Commercial & Industrial Loans – Financing for businesses that are sole proprietorships, partnerships, and corporations. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.peoplescommunitybank.com/
- https://www.peoplescommunitybank.com/loans
- https://www.peoplescommunitybank.com/resources/be-prepared-be-informed-be-in-charge
- https://www.peoplescommunitybank.com/resources/financial-scams
- https://www.peoplescommunitybank.com/accounts-and-services/savings
- https://www.peoplescommunitybank.com/accounts-and-services/checking
- https://www.peoplescommunitybank.com/accounts-and-services/estatements
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your home repair loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your farm loans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$712,772 in 3 awards from the U.S. Treasury's CDFI Fund, 2021–2024 (Bank Enterprise Award Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Bank Enterprise Award Program | $280,369 |
| 2023 | Bank Enterprise Award Program | $261,704 |
| 2021 | Bank Enterprise Award Program | $170,699 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as Peoples Community Bank (FDIC cert 22394). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $735.2 million (as of 30 Jun 2026) |
|---|---|
| Offices | 16 (as of 30 Oct 2026) |
Offices by state and county (16)
Missouri (16 offices)
- Barry County (2): 33710 State Highway 112, Seligman 65745; 803 Pineville Rd, Washburn 65772
- Bollinger County (1): 1001 State Highway 34, Marble Hill 63764
- Butler County (1): 3529 S Westwood Blvd, Poplar Bluff 63901
- Greene County (1): 640 Us Highway 60 W, Republic 65738
- Iron County (1): 200 E 2nd St, Annapolis 63620
- Lawrence County (1): 1625 S Elliott Ave, Aurora 65605
- Reynolds County (2): 134 Highway 72 E, Bunker 63629; 700 Highway 21 N, Ellington 63638
- Ripley County (2): 1420 Hillcrest Plz, Doniphan 63935; 15090 State Highway 142 E, Naylor 63953
- Stoddard County (1): 422 S Highway 51, Puxico 63960
- Texas County (1): 600 Main St, Cabool 65689
- Wayne County (3): 101 Sycamore St, Greenville 63944 (main office); 1401 N Main St, Piedmont 63957; 70 Civic Center Rd, Wappapello 63966
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by Peoples Community Bank (RSSD 784159, FDIC cert 22394). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $499.4 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 7.4% from $465.2 million on 30 Jun 2025 |
| Total assets | $735.2 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $215.9 million | 43.2% |
| Home equity lines of credit | $11.8 million | 2.4% |
| Commercial real estate, construction and multifamily | $159.2 million | 31.9% |
| Commercial and industrial (business) loans | $27.5 million | 5.5% |
| Farmland and farm production loans | $38.4 million | 7.7% |
| Consumer loans (credit cards, auto, other) | $25.9 million | 5.2% |
| All other loans and leases | $20.7 million | 4.1% |
Within consumer loans: auto loans $13.8 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 193 loans $5.9 million | 338 loans $7.3 million |
| $100,001 to $250,000 | 91 loans $9.7 million | 55 loans $5.4 million |
| $250,001 to $1 million | 93 loans $36 million | 19 loans $4.3 million |
| All small business loans | 377 loans $51.5 million | 412 loans $17 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 45 loans $1.9 million | 54 loans $882,000 |
| $100,001 to $250,000 | 50 loans $6.4 million | 3 loans $234,000 |
| $250,001 to $500,000 | 28 loans $7.6 million | 3 loans $624,000 |
| All small farm loans | 123 loans $15.9 million | 60 loans $1.7 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025Peoples Community Bank reported 239 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $37.7M (median loan about $95,000). 140 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 140 | 59% |
| Refinance (incl. cash-out) | 61 | 26% |
| Home improvement | 31 | 13% |
| Other purpose | 7 | 2.9% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 239 | 100% |
Included above: 35 loans on manufactured homes; 10 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 28 counties with at least one; 98% of its 2025 loans were for properties in Missouri:
- Butler County, MO (34)
- Ripley County, MO (34)
- Wayne County, MO (30)
- Reynolds County, MO (22)
- Christian County, MO (15)
- Greene County, MO (15)
- Texas County, MO (15)
- Bollinger County, MO (12)
Filed under LEI 549300TAWK59H74PXZ55 as “PEOPLES COMMUNITY BANK”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $735.2 million | Larger than 80% of the 10 other certified banks and bank holding companies in Missouri (median $410.2 million). |
| Loans as a share of assets | 68% | Median of the same 10 banks and bank holding companies: 79%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $465.2 million → $499.4 million (+7%) | Median change of 10 other certified banks and bank holding companies in Missouri: +10%. Rank by loans held among these 11: 2 → 2. |
| Home loans originated in 2025 (HMDA) | 239 | More than 71% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Missouri | 10 | larger than 80% |
| Loans held then vs now | certified banks and bank holding companies in Missouri reporting both dates | 10 | rank 2 → 2 of 11 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 71% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
Other certified CDFIs in Greenville and Missouri
- Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…Verified
- AltCapLoan fund · North Kansas City, MOMicroloans, Small-business loansVerified
- Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
- Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- First Missouri Bank of SEMOBank or thrift · Kennett, MOAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
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