State directory · MO
CDFI lenders in Missouri
74 certified CDFIs lend in Missouri, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 25 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.
- Lend here
- 74
- Headquartered here
- 25
- Verified from lender sites
- 63
Who lends in Missouri
74 lenders, each counted once- 5 · Name a county or town in MOLender websites, read 29 Oct 2026–4 Nov 2026
- 4 · Name Missouri or part of itLender websites, read 29 Oct 2026–4 Nov 2026
- 19 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
- 7 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
- 39 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026
Each lender is listed once, under the strongest evidence we have. 25 certified CDFIs are headquartered in Missouri (CDFI Fund list, 21 Oct 2026); 6 of them appear in the first groups because their website names an area here.
By loan type
Lenders that name an area in Missouri or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.
County pages
Cities with a CDFI headquarters
A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.
Name a county or town in Missouri as their lending area (5)
Their own website names a county or town in Missouri where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansNames Kansas City ·
Kansas City area
Verified - First State Bank & Trust Company, Inc.Bank or thrift · Caruthersville, MOAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loansNames Caruthersville, Dexter, Sikeston ·
Southeast Missouri, including Caruthersville, Sikeston, Dexter and nearby Bootheel communities
Verified - Grand Missouri BankBank or thrift · Bolivar, MOAuto / vehicle loans, Home mortgages, Small-business loansNames Bolivar ·
Bolivar and surrounding areas, Southwest Missouri region
Verified - Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…Names Cass County, Clay County, Jackson County, Platte County ·
Members in Jackson, Cass, Clay, Platte (MO) and Wyandotte, Johnson (KS) counties
Verified - Technical Assistance CorporationLoan fund · St Louis, MOAffordable housing development loans, Small-business loansNames St. Louis City, St. Louis County ·
St. Louis City and St. Louis County, MO; Madison and St. Clair Counties, IL
Verified
Name Missouri or a region of it in their service area (4)
Their website names Missouri or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…
Greater St. Louis area, Missouri
Verified - FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
Arkansas, plus parts of Oklahoma, Missouri and Louisiana
Verified - Holy Rosary Credit UnionCredit union · Kansas City, MOAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…
HELOC available in Missouri and Kansas only
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)
Verified
Headquartered in Missouri, no service area stated here (19)
The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Missouri. The pages we read name no county, town, region or statewide area in Missouri, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.
- AltCapLoan fund · North Kansas City, MOMicroloans, Small-business loansVerified
- Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loansVerified
- Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- First Missouri Bank of SEMOBank or thrift · Kennett, MOAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
- Great Rivers Community Capital, IncorporatedLoan fund · St. Louis, MOAuto / vehicle loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Justine Petersen Housing and Reinvestment CorporationLoan fund · St. Louis, MOCredit-builder loans, Microloans, Personal / consumer loansVerified
- Peoples Community BankBank or thrift · Greenville, MOAgriculture / farm loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…Verified
- St. Louis Community Credit UnionCredit union · St. Louis, MOAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loansVerified
- Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loansService area stated:
Urban communities nationally
Verified - Century Bancshares, Inc.Bank holding company · Gainesville, MOOfficial list only
- First Malden Bancshares, Inc.Bank holding company · Malden, MOOfficial list only
- First Missouri State BankBank or thrift · Poplar Bluff, MOOfficial list only
- First State Bancorp, Inc.Bank holding company · Caruthersville, MOOfficial list only
- Greenville Bancshares IncBank holding company · Piedmont, MOOfficial list only
- KC Unidos Federal Credit UnionCredit union · Kansas City, MOOfficial list only
- Legacy Bank & Trust CompanyBank or thrift · Mountain Grove, MOOfficial list only
- MBS Community Impact Fund LLCLoan fund · Saint Louis, MOOfficial list only
- Ozarks Heritage Financial GroupBank holding company · Mountain Grove, MOOfficial list only
- Stark Bancshares, Inc.Bank holding company · Bolivar, MOOfficial list only
Based elsewhere, with a branch or office in Missouri (7)
Banks and credit unions headquartered in another state with at least one office in Missouri (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
- FM Bank and TrustBank or thrift · Blytheville, ARAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loans7 offices in MissouriVerified
- FNBC Bancorp, Inc.Bank holding company · Ash Flat, ARAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…2 offices in MissouriVerified
- FNBC BankBank or thrift · Ash Flat, ARAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…2 offices in MissouriVerified
- Farmers Bancorp, Inc.Bank holding company · Blytheville, ARAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loans7 offices in MissouriVerified
- Liberty Bank and Trust CompanyBank or thrift · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in MissouriVerified
- Liberty Financial Services, Inc.Bank holding company · New Orleans, LAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…1 office in MissouriVerified
- SOUTHERN BANCORP INCBank holding company · Arkadelphia, AR5 offices in MissouriOfficial list only
Say they lend nationwide (39)
Their website says they lend across the United States and does not exclude Missouri. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Show the 39 lenders that say they lend nationwide
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business loans in 45 states, excluding DC, MT, ND, SD, TN and VT
Verified - BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
National lender with investments in 25 states, Washington DC and Puerto Rico
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
National service area with a primary focus on Investment Areas in Iowa and Illinois
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Small businesses across the United States
Verified - Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Across the country (nationwide), for homeowners in underserved communities
Verified - Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loans
Nationwide: affordable housing communities across the United States
Verified - Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loans
Nationwide, for NeighborWorks America organizations
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
National lender serving communities across the U.S.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loans
Rural places nationwide
Verified - Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loans
Projects for people with disabilities throughout the United States
Verified - Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investment
Deals in every state, Washington, D.C., and Puerto Rico
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Mortgages offered in all 50 states
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Vulnerable and low-income communities throughout the United States, with a targeted focus on rural areas
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
Businesses throughout the country; 35 states served
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loans
Nationwide, serving nonprofit developers of affordable housing
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
Nationwide: offers financing to organizations across the country
Verified - Mercy Community CapitalLoan fund · Denver, COAffordable housing development loans
Affordable housing developments located in the United States
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Nationwide, through a network of dealers and manufacturers
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loans
Nonprofit member organizations across the United States
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
Across the country: small towns, rural areas and urban neighborhoods
Verified - Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loans
Nationwide; NeighborWorks network members active in every state, DC and Puerto Rico
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Mission-driven organizations across the United States
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Mostly nationwide for historic tax credit transactions; some deals in eligible geographies
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
Nationwide; finances affordable housing, community facilities and other projects.
Verified - Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loans
Nationwide: community-based health providers across the country
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
Invests in small businesses across the U.S.
Verified - Raza Development Fund, Inc.Loan fund · Phoenix, AZNonprofit / community facility loans
Communities across America (no states named)
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Lends across the country (national)
Verified - Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loans
Nationwide, coast to coast, through affiliates and an in-house team
Verified - Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loans
Across the United States, financing affordable housing nationwide
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Any US business or housing cooperative
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
National (nationwide) lender
Verified - The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loans
Nationwide; prioritizes investment in rural communities
Verified - The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loans
Nationwide lending to nonprofit housing developers
Verified - The Sunlight Loan Fund, LLCLoan fund · Minneapolis, MNChild-care facility financing
Nationwide across the United States
Verified - Triple Bottom Line FoundationLoan fund · Lakewood, COEnergy / solar / efficiency loans
National (United States)
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Underserved low- to moderate-income communities across the United States
Verified
More loan types in Missouri
Lender websites, read 29 Oct 2026–4 Nov 2026Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.
Microloans (6)
- FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
The maximum loan amount under this program is $50,000; the maximum term for an SBA microloan is six (6) years.
Verified - Holy Rosary Credit UnionCredit union · Kansas City, MOAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…
BUSINESS MICROLOANS UP TO $7,000
Verified - AltCapLoan fund · North Kansas City, MOMicroloans, Small-business loans
Our Microloans deliver up to $50,000 in flexible capital, tailored to your business and backed by a lender who’s in it with you.
Verified - Great Rivers Community Capital, IncorporatedLoan fund · St. Louis, MOAuto / vehicle loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
micro-enterprise lending and training.
Verified - Justine Petersen Housing and Reinvestment CorporationLoan fund · St. Louis, MOCredit-builder loans, Microloans, Personal / consumer loans
our services, which include credit building and financial education, homeownership preparation and retention, and micro-enterprise lending and training.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
SBA Loans (4)
- Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
From equipment loans to SBA 7(a) loans, vehicle loans, and even commercial real estate
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Loan Products SBA 7(a) Community Advantage
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Century Bank of the Ozarks will work with the Small Business Administration (SBA) to assist business owners with their borrowing needs.
Verified - Great Rivers Community Capital, IncorporatedLoan fund · St. Louis, MOAuto / vehicle loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Community Advantage Loan (SBA guaranteed Loan)
Verified
Commercial Real Estate Loans (5)
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
We have over seven decades of experience in financing commercial real estate and multi-family properties.
Verified - Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
Purchase commercial space for income through leasing or owner-occupied purposes.
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Purchases
Verified - Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
We have over seven decades of experience in financing commercial real estate and multi-family properties.
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Century Bank of the Ozarks provides fixed rate balloon and variable rate financing for owner and non-owner occupied real estate.
Verified
Equipment Loans (5)
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Equipment Financing: Invest in the tools and machinery necessary to grow your business with our flexible equipment financing.
Verified - Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
Purchase the equipment your company
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Whether you’re looking to invest in new equipment, secure your own commercial real estate, or even make leasehold improvements, we’re here to help you find the best funding options.
Verified - Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Equipment Financing: Invest in the tools and machinery necessary to grow your business with our flexible equipment financing.
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Equipment loans are available for the purchase or refinancing of new and used machinery and equipment.
Verified
Mortgages (7)
- First State Bank & Trust Company, Inc.Bank or thrift · Caruthersville, MOAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans
Home Purchase Mortgages
Verified - Grand Missouri BankBank or thrift · Bolivar, MOAuto / vehicle loans, Home mortgages, Small-business loans
Make your dream of homeownership a reality with Real Estate/Home Loans from Grand Missouri Bank.
Verified - Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…
Get a quote for the most current rates
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
including home mortgages, new and used auto loans, recreational vehicle loans, second mortgages and home equity lines of credit.
Verified - First Missouri Bank of SEMOBank or thrift · Kennett, MOAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loans
Whether you are looking to purchase a new home, refinance your existing home, or finance some much-needed home improvements, contact FM Bank and Trust first to discuss your mortgage loan needs.
Verified - Peoples Community BankBank or thrift · Greenville, MOAgriculture / farm loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
Residential Real-Estate Loans – Financing for family residential units that will house from one to four families.
Verified - St. Louis Community Credit UnionCredit union · St. Louis, MOAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years
Verified
Home Repair Loans (3)
- Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…
Learn more about Home Improvement Loans
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Home Improvement Loans
Verified - Peoples Community BankBank or thrift · Greenville, MOAgriculture / farm loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
First Mortgage / Home Improvement Loans – Financing for individuals for improvements to be made to single and multiple-family dwellings.
Verified
Credit-Builder Loans (4)
- Alltru Federal Credit UnionCredit union · Wentzville, MOAuto / vehicle loans, Credit-builder loans, Home repair / improvement loans, Home mortgages…
Loan amounts from $300-$2,000
Verified - Holy Rosary Credit UnionCredit union · Kansas City, MOAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…
Credit Builder Loan
Verified - Great Rivers Community Capital, IncorporatedLoan fund · St. Louis, MOAuto / vehicle loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Qualified clients may be able to take out a small dollar credit building loan to consolidate debt
Verified - Justine Petersen Housing and Reinvestment CorporationLoan fund · St. Louis, MOCredit-builder loans, Microloans, Personal / consumer loans
Credit Building Loans
Verified
Small-Dollar Emergency Loans (2)
- Mazuma Credit UnionCredit union · Overland Park, KSAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Equipment loans…
$100 to $500 loans amounts
Verified - St. Louis Community Credit UnionCredit union · St. Louis, MOAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans
Break the cycle of high-cost emergency borrowing. Our Freedom Line of Credit is an affordable alternative with your financial well-being at heart.
Verified
Farm and Agriculture Loans (5)
- First State Bank & Trust Company, Inc.Bank or thrift · Caruthersville, MOAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans
Agricultural Lending
Verified - FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
FORGE lends money to individuals, small businesses and farms in Arkansas and parts of Oklahoma, Missouri, and Louisiana.
Verified - Century Bank of the OzarksBank or thrift · Gainesville, MOAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We provide all types of agricultural loans including operating lines of credit, equipment financing, livestock financing, and real estate loans.
Verified - First Missouri Bank of SEMOBank or thrift · Kennett, MOAgriculture / farm loans, Home mortgages, Personal / consumer loans, Small-business loans
We offer crop production loans that will help with your farm’s daily operations from planting through the harvest season.
Verified - Peoples Community BankBank or thrift · Greenville, MOAgriculture / farm loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
Agricultural Loans – Financing for agricultural production.
Verified
Affordable Housing Development Loans (3)
- Central Bank of Kansas CityBank or thrift · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
We’re dedicated to empowering developers through innovative financing options, including financing developments utilizing Low-Income Housing Tax Credits (LIHTC).
Verified - Technical Assistance CorporationLoan fund · St Louis, MOAffordable housing development loans, Small-business loans
Loans tailored to small developers who wish to purchase and renovate housing – whether single-family homes to be re-sold, or multi-family buildings to hold as rental property.
Verified - Central Bancshares Of Kansas City, Inc.Bank holding company · Kansas City, MOCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
including financing developments utilizing Low-Income Housing Tax Credits (LIHTC).
Verified
CDFI Fund awards
23 of the 25 certified CDFIs headquartered in Missouri have received CDFI Fund awards, $189.5 million in total; the largest: Central Bank of Kansas City ($42.4 million), Legacy Bank & Trust Company ($38.5 million), Central Bancshares Of Kansas City, Inc. ($17.6 million). All CDFI Fund award recipients based in Missouri, certified today or not: $209.2 million in 205 awards, 1996–2024. Separately, Treasury's ECIP invested $187 million in 4 certified CDFIs based here.
Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
Free help in Missouri
Free or low-cost advice before you apply: 14 Small Business Development Center offices; 2 SCORE chapters; 3 Women's Business Centers; 3 Veterans Business Outreach Centers; 23 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).
Largest nonprofit loan funds based in Missouri
IRS Form 990 data| Loan fund | Total assets | Loans receivable | FY ends |
|---|---|---|---|
| Justine Petersen Housing and Reinvestment Corporation | $74M | $32.7M | Dec 2023 |
| AltCap | $30.3M | $16.1M | Dec 2022 |
| Technical Assistance Corporation | $11M | — | Dec 2023 |
| Urban Strategies Inc | $9.1M | — | Dec 2022 |
4 certified loan funds headquartered in Missouri are matched to a Form 990 or 990-EZ; median total assets $20.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.
SBA loans by CDFIs in Missouri
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 185 SBA approvals (179 7(a) loans and 6 504 projects) for borrowers in Missouri in fiscal years 2020–2026, from 17 CDFIs. The 7(a) loans total $73.7M approved.
Most SBA approvals here: Legacy Bank & Trust Company (100), Justine Petersen Housing and Reinvestment Corporation (45), Peoples Bank (8), Mazuma Credit Union (6), AltCap (6).
Approval is not disbursement. Each lender page shows its own SBA figures.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded in Missouri (FY2022)
CDFI Fund data, released Dec 20243,548 loans and investments totaling $732.5M (median $53,000) were reported to the CDFI Fund for borrowers and projects in Missouri in fiscal year 2022, by 75 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Non-real estate microenterprise | 784 | $14.3M | $15,600 |
| Non-real estate business | 643 | $168.9M | $80,591 |
| Home purchase | 485 | $76.4M | $118,765 |
| Home improvement | 382 | $26.1M | $49,900 |
| Consumer | 307 | $946,255 | $2,100 |
| Real estate: single-family housing rehabilitation | 300 | $50.9M | $145,086 |
| Other purposes | 647 | $395M |
Of 792 individual borrowers whose income was reported, 61% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 31,788 consumer loans in Missouri totaling $310.7M (Consumer Loan Report, tract totals, so no median); they counted 48% of them as serving low-income borrowers.
Counties with the most recorded loans and investments
Fiscal year 2022; 39 Missouri counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.
| County | Count | Total |
|---|---|---|
| Greene County | 524 | $185.2M |
| St. Louis County | 512 | $54.2M |
| St. Louis City | 399 | $39.9M |
| Ozark County | 267 | $24.4M |
| Christian County | 206 | $58.3M |
| Saint Charles County | 197 | $15.7M |
| Jackson County | 183 | $55M |
| Dunklin County | 142 | $23.8M |
| Wright County | 89 | $12.9M |
| Taney County | 86 | $32.7M |
Loans and investments reported in other years: FY2018 3,022 · FY2019 2,926 · FY2020 4,199 · FY2021 9,817.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Missouri, by city
CDFI Fund list, 21 Oct 202625 certified CDFIs: 6 loan funds · 4 credit unions · 8 banks or thrifts · 7 bank holding companies. A headquarters address is not a service area; each lender is also listed in its group above.
- Bolivar (2): Grand Missouri Bank, Stark Bancshares, Inc.
- Caruthersville (2): First State Bancorp, Inc., First State Bank & Trust Company, Inc.
- Gainesville (2): Century Bancshares, Inc., Century Bank of the Ozarks
- Greenville (1): Peoples Community Bank
- Kansas City (4): Central Bancshares Of Kansas City, Inc., Central Bank of Kansas City, Holy Rosary Credit Union, KC Unidos Federal Credit Union · city page
- Kennett (1): First Missouri Bank of SEMO
- Malden (1): First Malden Bancshares, Inc.
- Mountain Grove (2): Legacy Bank & Trust Company, Ozarks Heritage Financial Group
- North Kansas City (1): AltCap
- Piedmont (1): Greenville Bancshares Inc
- Poplar Bluff (1): First Missouri State Bank
- Saint Louis (2): MBS Community Impact Fund LLC, Urban Strategies Inc
- St Louis (1): Technical Assistance Corporation · city page
- St. Louis (3): Great Rivers Community Capital, Incorporated, Justine Petersen Housing and Reinvestment Corporation, St. Louis Community Credit Union · city page
- Wentzville (1): Alltru Federal Credit Union
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Source: CDFI Atlas, cdfiatlas.com/states/mo/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).