At a glance
From its website, read 29 Oct 2026Mercy Community Capital is a loan fund based in Denver, Colorado. Its website describes affordable housing development loans. Where it lends: Affordable housing developments located in the United States.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (303) 830-3328 source |
|---|---|
| Website | www.mercycommunitycapital.org |
| Office (official list) | 1600 Broadway SUITE 2000, Denver, CO 80202 |
What their website says about applying
If your organization is interested in applying for a loan, please email
sourceDownload the Application
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Income limit applies
must be low and very low-income households and those with special unmet housing needs
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 1600 Broadway SUITE 2000, Denver, CO 80202 Directions (Google Maps) |
| Website | www.mercycommunitycapital.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 5 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | Throughout 2025, Mercy Community Capital (MCC) continued to support developers who were relatively new to affordable housing or had limited access to traditional debt sources. As a Community Development Financial Instit… | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Affordable housing developments located in the United States
The development location must be in the United States
source
Borrower focus
- Low- and moderate-income / underserved
must be low and very low-income households and those with special unmet housing needs
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (5)
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$35.7 million in 18 awards from the U.S. Treasury's CDFI Fund, 2002–2024 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Capital Magnet Fund | $7,500,000 |
| 2022 | CDFI Equitable Recovery Program | $2,478,839 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $750,000 |
| 2020 | Capital Magnet Fund | $5,000,000 |
| 2019 | CDFI Program, Financial Assistance | $799,000 |
| 2018 | Capital Magnet Fund | $4,500,000 |
| 2017 | CDFI Program, Financial Assistance | $776,500 |
| 2016 | Capital Magnet Fund | $3,000,000 |
| 2015 | CDFI Program, Financial Assistance | $1,400,000 |
| 2014 | CDFI Program, Financial Assistance | $1,500,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $1,453,806 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2008 | CDFI Program, Technical Assistance | $100,000 |
| 2004 | CDFI Program, Financial Assistance | $203,300 |
| 2003 | CDFI Program, Financial Assistance | $275,000 |
| 2002 | CDFI Program, Financial Assistance | $1,272,000 |
New Markets Tax Credit allocations
$20 million in 1 allocation. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2009 | New Markets Tax Credit allocation | $20,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $125M |
|---|---|
| Total liabilities | $74.8M |
| Net assets | $50.1M |
| Total revenue | $9.8M |
| Notes and loans receivable, net (Part X line 7) | $117.5M |
| Program-related investments (Part X line 13) | $309,475 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 84-1559406, filed as “MERCY COMMUNITY CAPITAL”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $102.7M | $42M | $12.6M | $93.2M |
| Dec 2022 (990) | $105.3M | $44.4M | $6M | $86.9M |
| Dec 2023 (990) | $125M | $50.1M | $9.8M | $117.5M |
Total assets grew 22% from Dec 2021 to Dec 2023; notes and loans receivable rose 26%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $125M | Larger than 89% of the 9 other certified loan funds and venture funds in Colorado with a matched Form 990 (median $17.1M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Colorado | 9 | larger than 89% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Denver and Colorado
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- Rocky Mountain MicroFinance InstituteLoan fund · Denver, COMicroloans, Small-business loansVerified
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