LiftFund, Inc.

What their website says about applying

• Review our checklist to find out what you need before you apply. source
• You can easily apply online! Before you start, find out what documents you’ll need on our Am I Ready? page. source
• You’ll need to be ready with financials and credit history. source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.

• Low or damaged credit considered Many of our clients were originally denied elsewhere and we understand you are more than your credit score. source

Only rules the lender's own pages state. Other requirements may apply.

Read from 6 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: medium. Two different ranges on the site ($500-$10M and $500-$1M); the wider one is used for the size filter. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. Do you need collateral, a business plan or a minimum time in business?
   Their website does not say what they require.
2. Do you offer free coaching or help preparing my application?
   CDFI certification requires development services, such as training or advice, alongside lending.
3. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 74-2712770, filed as “LIFTFUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Total assets grew 3% from Dec 2021 to Dec 2023; notes and loans receivable rose 41%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered; your rate depends on the loan and on the lender's review. Peer groups and sources: methodology. SBA 7(a) & 504 FOIA data as of 30 Sep 2026. Form 990 figures: IRS annual extracts (see the Form 990 section).

The SBA's public loan data lists 574 SBA-backed approvals for LiftFund, Inc. in fiscal years 2020–2026 (October 2019 to September 2026):

• 230 7(a) loans as the lender: $36.9M in total (gross amount approved), median $148,250
• 342 504 loans as the Certified Development Company (CDC): $430.8M in total (CDC (SBA-backed) portion approved), median $914,000
• 2 504 projects as the third-party (first-lien) lender

By fiscal year: FY2020 81 · FY2021 63 · FY2022 78 · FY2023 98 · FY2024 94 · FY2025 75 · FY2026 85.

How this lender was matched in the SBA files: 504 third-party lender name: same name, state and city (SBA lists “LiftFund, Inc.”); SBA CDC ID 0447141: same name, state and city (SBA lists “LiftFund, Inc.”); SBA lender ID 0224512: same name, state and city (SBA lists “LiftFund, Inc.”).

Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. LiftFund, Inc. may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

Other certified CDFIs in San Antonio and Texas

• National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loansVerified
• Neighborhood Housing Services of San Antonio, Inc.Loan fund · San Antonio, TXHome mortgagesVerified
• River City Federal Credit UnionCredit union · San Antonio, TXSmall-dollar / emergency loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansVerified
• Affordable Homes of South Texas, Inc.Loan fund · McAllen, TXHome repair / improvement loans, Home mortgagesVerified
• BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansVerified
• Border Federal Credit UnionCredit union · Del Rio, TXAuto / vehicle loans, Personal / consumer loansVerified

All 53 CDFIs in Texas