Neighborhood Housing Services of San Antonio, Inc.

What their website says about applying

• Begin your journey today by submitting your application. source
• Once you are pre-approved for your primary home loan, we collaborate directly with your lender to determine the appropriate level of assistance source

Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.

• Minimum credit score: 580 Minimum credit score of 580 source
• First-time homebuyer program Must be a first-time homebuyer source
• Homebuyer education required homebuyer education course source
• Income limit applies Meet program income eligibility guidelines source

Only rules the lender's own pages state. Other requirements may apply.

Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The down payment assistance page is a deferred second lien offered to first-time buyers, and the mortgage page names no loan amounts. Terms change — confirm with the lender before applying.

Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.

1. What are the smallest and the largest loans you make?
   No loan amounts are stated on their website.
2. What is the APR, including fees, on your home mortgages?
   Their website does not state an APR. The APR includes fees, so it is the number to compare.
3. How long can I take to repay?
   No repayment terms are stated on their website.
4. What documents will you need from me, and how long does a decision usually take?
   Their website describes some application steps (above); ask for the full document list.

Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.

End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 74-2379794, filed as “NEIGHBORHOOD HOUSING SERVICES OF SAN ANTONIO INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer

Filings over time

Total assets fell 13% from Dec 2019 to Dec 2023; notes and loans receivable fell 35%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).

For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).

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