CDFI lenders in Texas

• 8 · Name a county or town in TXLender websites, read 29 Oct 2026–4 Nov 2026
• 4 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 13 · Name Texas or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 33 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 10 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
• 37 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 53 certified CDFIs are headquartered in Texas (CDFI Fund list, 21 Oct 2026); 20 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

17 certified loan funds headquartered in Texas are matched to a Form 990 or 990-EZ; median total assets $9.5M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 1,104 SBA approvals (710 7(a) loans and 394 504 projects) for borrowers in Texas in fiscal years 2020–2026, from 32 CDFIs. The 7(a) loans total $329.8M approved.

Most SBA approvals here: LiftFund, Inc. (524), PeopleFund (267), Peoples Bank (62), Lone Star National Bank (60), Greater State Bank (29).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

26,149 loans and investments totaling $1.4B (median $2,750) were reported to the CDFI Fund for borrowers and projects in Texas in fiscal year 2022, by 173 reporting CDFIs.

Of 3,606 individual borrowers whose income was reported, 66% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 169,484 consumer loans in Texas totaling $2.3B (Consumer Loan Report, tract totals, so no median); they counted 37% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 96 Texas counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 7,886 · FY2019 8,961 · FY2020 22,571 · FY2021 75,847.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

53 certified CDFIs: 25 loan funds · 15 credit unions · 7 banks or thrifts · 6 bank holding companies; 1 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

• Abernathy (2): The First State Bank, Turner Bancshares, Inc.
• Alamo (2): AOB VENTURES, INC., Freedom Bank
• Amarillo (1): City Federal Credit Union
• Austin (8): Business Investment Growth, Business and Community Lenders (BCL) of Texas, Five Points Community Capital, LLC, Just Community, Inc, PeopleFund, Star of Texas Credit Union, Texas Community Capital, The Community Business Investment Fund, LLC · city page
• Bedford (1): Harvest Residential Capital, LLC
• Brownsville (1): Rio Grande Valley Multibank Corporation
• Crowell (1): CROWELL STATE BANK
• Dallas (5): Impact Ventures Accelerator DBA Impact Ventures, On the Road Lending, LLC, Resource One Credit Union, TREC Community Investors, Texas Mezzanine Fund, Inc. · city page
• Del Rio (1): Border Federal Credit Union
• Edinburg (1): Texas National Bank
• El Paso (7): BORDERPLEX COMMUNITY CAPITAL, INC, FIRSTLIGHT FEDERAL CREDIT UNION, GECU Federal Credit Union, Mountain Star Federal Credit Union, ONE SOURCE FEDERAL CREDIT UNION, Raiz Federal Credit Union, Tigua Community Development Corporation · city page
• Houston (5): Houston Business development, Inc., LIGHT COMMERCE CREDIT UNION, Priority Trust Credit Union, Sykes Equity LLC d/b/a Private Leverage, Texas Bay Credit Union · city page
• Laredo (1): Laredo-Webb Neighborhood Housing Services, Inc.
• McAllen (3): Affordable Homes of South Texas, Inc., LONE STAR NATIONAL BANCSHARES--TEXAS, INC., Lone Star National Bank · city page
• Mcallen (2): Greater State Bancshares Corp., Greater State Bank · city page
• Mercedes (1): TNB Bancshares, Inc.
• Richardson (1): Entre Capital, LLC
• San Antonio (4): LiftFund, Inc., National Association for Latino Community Asset Builders, Neighborhood Housing Services of San Antonio, Inc., River City Federal Credit Union · city page
• San Benito (2): First Community Bank, First San Benito Bancshares Corporation
• Tyler (1): Greater Texas Capital Community Finance
• Waco (3): First Central Credit Union, Heart O' Texas Federal Credit Union, McLennan Community Investment Fund · city page