City directory · Texas
CDFI lenders in McAllen, TX
5 Treasury-certified CDFIs are headquartered in McAllen, Texas: 1 loan fund · 2 banks or thrifts · 2 bank holding companies. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 5
- Verified
- 3
- In Texas
- 53
Headquarters is not the same as service area: lenders elsewhere in Texas may also lend in McAllen. See all 53 CDFIs in Texas.
Loan types confirmed on these lenders' websites
- Home mortgages (2 lenders)
- Auto / vehicle loans (2 lenders)
- Home repair / improvement loans (1 lender)
- Commercial real estate loans (1 lender)
- Equipment loans (1 lender)
- Personal / consumer loans (1 lender)
- Small-business loans (1 lender)
- Affordable Homes of South Texas, Inc.Loan fund · McAllen, TXHome repair / improvement loans, Home mortgagesVerified
- Greater State BankBank or thrift · Mcallen, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Lone Star National BankBank or thrift · McAllen, TXAuto / vehicle loansVerified
- Greater State Bancshares Corp.Bank holding company · Mcallen, TXOfficial list only
- LONE STAR NATIONAL BANCSHARES--TEXAS, INC.Bank holding company · McAllen, TXOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- The University of Texas Rio Grande Valley SBDCSmall Business Development Center · 1407 E. Freddy Gonzalez, Suite 1.200, Edinburg, TX 78539956-665-7535
- Veterans Business Outreach Center at University of Texas Rio Grande ValleyVeterans Business Outreach Center · 1407 E Freddy Gonzalez Dr., Suite 1200, Edinburg, TX 78539956-665-8931
Housing counseling
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Texas cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tx/mcallen/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).