City directory · Texas
CDFI lenders in El Paso, TX
7 Treasury-certified CDFIs are headquartered in El Paso, Texas: 2 loan funds · 5 credit unions. Loan details confirmed from their own websites for 6. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 7
- Verified
- 6
- In Texas
- 53
Headquarters is not the same as service area: lenders elsewhere in Texas may also lend in El Paso. See all 53 CDFIs in Texas.
Loan types confirmed on these lenders' websites
- Auto / vehicle loans (5 lenders)
- Personal / consumer loans (4 lenders)
- Home mortgages (3 lenders)
- Commercial real estate loans (2 lenders)
- Equipment loans (2 lenders)
- Small-business loans (2 lenders)
- Microloans (1 lender)
- Credit-builder loans (1 lender)
- BORDERPLEX COMMUNITY CAPITAL, INCLoan fund · El Paso, TXCommercial real estate loans, Equipment loans, Microloans, Small-business loansVerified
- FIRSTLIGHT FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Credit-builder loans, Home mortgages, Personal / consumer loansVerified
- GECU Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…Verified
- Mountain Star Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loans, Personal / consumer loansVerified
- ONE SOURCE FEDERAL CREDIT UNIONCredit union · El Paso, TXAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loansVerified
- Raiz Federal Credit UnionCredit union · El Paso, TXAuto / vehicle loansVerified
- Tigua Community Development CorporationLoan fund · El Paso, TX · Native CDFIOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- El Paso Community College SBDCSmall Business Development Center · 9050 Viscount Blvd., B-520, El Paso, TX 79925915-831-7743
- Women's Business Border Center El Paso Hispanic Chamber of CommerceWomen's Business Center · THE EL PASO HISPANIC CHAMBER OF COMMERCE, 2401 E. Missouri Ave, STE A, El Paso, TX 79903915-566-4066
- SBA El Paso officeSBA district office · 211 N. Florence St., Suite 201, El Paso, TX 79901915-834-4600
- Las Cruces SCORESCORE mentoring · 505 S. Main St., Suite 125, Las Cruces, NM 88001800-634-0245 · about 46 miles from the centre of El Paso County
Housing counseling
- El Paso Community Action Program, Project Bravo, Inc.HUD-approved housing counselor · 2000 Texas Ave, El Paso, TX 79901915-562-4100
- GecuHUD-approved housing counselor · 6801 Viscount Blvd, El Paso, TX 79925915-774-2160
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Texas cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tx/el-paso/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).