City directory · Texas
CDFI lenders in Austin, TX
8 Treasury-certified CDFIs are headquartered in Austin, Texas: 7 loan funds · 1 credit union. Loan details confirmed from their own websites for 7. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 8
- Verified
- 7
- In Texas
- 53
Headquarters is not the same as service area: lenders elsewhere in Texas may also lend in Austin. See all 53 CDFIs in Texas.
Loan types confirmed on these lenders' websites
- Small-business loans (3 lenders)
- Affordable housing development loans (3 lenders)
- Microloans (2 lenders)
- Small-dollar / emergency loans (2 lenders)
- Commercial real estate loans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Auto / vehicle loans (1 lender)
- Credit-builder loans (1 lender)
- Business Investment GrowthLoan fund · Austin, TXMicroloansVerified
- Business and Community Lenders (BCL) of TexasLoan fund · Austin, TXCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loansVerified
- Just Community, IncLoan fund · Austin, TXMicroloans, Small-business loansVerified
- Star of Texas Credit UnionCredit union · Austin, TXAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Texas Community CapitalLoan fund · Austin, TXSmall-dollar / emergency loans, Affordable housing development loansVerified
- The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loansVerified
- PeopleFundLoan fund · Austin, TXOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Texas State University SBDCSmall Business Development Center · 505 E. Huntland Dr #505, Austin, TX 78752512-420-9379
- Better Business Bureau Education FoundationWomen's Business Center · 1805 Rutherford Lane, Ste 100, Austin, TX 78754
- Austin SCORESCORE mentoring · PO Box 2322, Georgetown, TX 78627512-928-2425 · about 23 miles from the centre of Travis County
Housing counseling
- Austin Habitat for HumanityHUD-approved housing counselor · 500 W Ben White Blvd, Austin, TX 78704
- BCL of Texas (Business and Community Lenders)HUD-approved housing counselor · 1011 San Jacinto Blvd Ste 500, Austin, TX 78701512-912-9884
- Frameworks Community Development CorporationHUD-approved housing counselor · 2200 E Martin Luther King Jr Blvd, Austin, TX 78702512-385-1500
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Texas cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tx/austin/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).