City directory · Texas
CDFI lenders in Houston, TX
5 Treasury-certified CDFIs are headquartered in Houston, Texas: 2 loan funds · 3 credit unions. Loan details confirmed from their own websites for 4. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 5
- Verified
- 4
- In Texas
- 53
Headquarters is not the same as service area: lenders elsewhere in Texas may also lend in Houston. See all 53 CDFIs in Texas.
Loan types confirmed on these lenders' websites
- Commercial real estate loans (2 lenders)
- Auto / vehicle loans (2 lenders)
- Equipment loans (1 lender)
- SBA-backed loans (7(a)/504/Community Advantage) (1 lender)
- Small-business loans (1 lender)
- Energy / solar / efficiency loans (1 lender)
- Home repair / improvement loans (1 lender)
- Home mortgages (1 lender)
- Houston Business development, Inc.Loan fund · Houston, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- LIGHT COMMERCE CREDIT UNIONCredit union · Houston, TXAuto / vehicle loansVerified
- Priority Trust Credit UnionCredit union · Houston, TXAuto / vehicle loans, Energy / solar / efficiency loans, Home repair / improvement loans, Home mortgages…Verified
- Sykes Equity LLC d/b/a Private LeverageLoan fund · Houston, TXCommercial real estate loansVerified
- Texas Bay Credit UnionCredit union · Houston, TXOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Texas SBDC ~ Houston ~ University of HoustonSmall Business Development Center · 1455 West Loop South, Houston, TX 77027713-752-8444
- Houston SCORESCORE mentoring · 8701 S Gessner, Suite 1200, Houston, TX 77074713-487-6565
- Alliance Women's Business CenterWomen's Business Center · 9800 Northwest Freeway, Suite 120, Houston, TX 77092
- Greater Houston Women's Chamber of Commerce Women's Business CenterWomen's Business Center · 2631 Persa St., Houston, TX 77098713-782-3777
- Women's Business Enterprise AllianceWomen's Business Center · 9800 Northwest Freeway, Suite 120, Houston, TX 77018713-681-9232
- SBA Houston officeSBA district office · 8701 S. Gessner Dr., Houston, TX 77074713-773-6500
- Texas SBDC ~ Houston ~ Lee CollegeSmall Business Development Center · 909 Decker Drive, Suite 105, Baytown, TX 77520281-425-6309
- Texas SBDC ~ Houston ~ San Jacinto CollegeSmall Business Development Center · 203 Ivy, Deer Park, TX 77536281-485-5214
Housing counseling
- Avenue Community Development CorporationHUD-approved housing counselor · 3517 Irvington Blvd, Houston, TX 77009713-864-9099
- Chinese Community CenterHUD-approved housing counselor · 9800 Town Park Dr, Houston, TX 77036713-271-6100
- Credit CoalitionHUD-approved housing counselor · 3300 Lyons Ave, Houston, TX 77020713-224-8100
- Credit Coalition Hecm-HopeHUD-approved housing counselor · 3300 Lyons Ave # 203A, Houston, TX 77020713-224-8100
- Easter Seals of Greater Houston, Inc.HUD-approved housing counselor · 4888 Loop Central Dr, Houston, TX 77081713-838-9050
- Fifth-Ward Community Redevelopment Corp.HUD-approved housing counselor · 4300 Lyons Ave Ste 300, Houston, TX 77020713-674-0175
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other Texas cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/tx/houston/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).