At a glance
From its website, read 2 Nov 2026The Community Business Investment Fund, LLC is a loan fund based in Austin, Texas. Its website describes affordable housing development loans. Where it lends: Nationwide; prioritizes investment in rural communities. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.tcbif.com |
| Office (official list) | 901 South MoPac Expressway Building IV, Suite 100, Austin, TX 78746 |
What their website says about applying
Complete the Loan Application
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 20 Mar 2025 |
| RSSD ID | — (none listed) |
| Address | 901 South MoPac Expressway Building IV, Suite 100, Austin, TX 78746 Directions (Google Maps) |
| Website | www.tcbif.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 1 page of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The loan amount line does not clearly say which product it applies to. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Affordable housing development loans | — | Predevelopment Loans are designed to support Low-Income Housing Tax Credit (LIHTC) transactions. | source |
Loan sizes
Varies up to $250,000 based on management team experience and credit.
source
Service area
Nationwide; prioritizes investment in rural communities
we structure and deploy financing nationally and prioritize investment in rural communities.
source
Borrower focus
- Rural
we structure and deploy financing nationally and prioritize investment in rural communities.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Complete the Loan Application
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your affordable housing development loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026New Markets Tax Credit allocations
$275 million in 4 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2024 | New Markets Tax Credit allocation | $90,000,000 |
| 2023 | New Markets Tax Credit allocation | $65,000,000 |
| 2022 | New Markets Tax Credit allocation | $60,000,000 |
| 2021 | New Markets Tax Credit allocation | $60,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Austin and Texas
- Business and Community Lenders (BCL) of TexasLoan fund · Austin, TXCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Business Investment GrowthLoan fund · Austin, TXMicroloansVerified
- Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loansVerified
- Just Community, IncLoan fund · Austin, TXMicroloans, Small-business loansVerified
- PeopleFundLoan fund · Austin, TXOfficial list only
- Star of Texas Credit UnionCredit union · Austin, TXAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…Verified
- Texas Community CapitalLoan fund · Austin, TXSmall-dollar / emergency loans, Affordable housing development loansVerified
Work at The Community Business Investment Fund, LLC? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.