At a glance
From its website, read 29 Oct 2026The Capital Good Fund is a loan fund based in Providence, Rhode Island. Its website describes immigration loans. Where it lends: Financing in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia and Pennsylvania. It says it considers borrowers with low or no credit history. You can start an application online. It serves borrowers in Spanish.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (866) 584-3651 source |
|---|---|
| loans@capitalgoodfund.org source | |
| Apply online | Page with the application link |
| Website | www.capitalgoodfund.org |
| Office (official list) | 333 Smith St, Providence, RI 02908 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Low or damaged credit considered
If you need money, but have less-than-perfect credit
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 333 Smith St, Providence, RI 02908 Directions (Google Maps) |
| Website | www.capitalgoodfund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 29 Oct 2026Read from 6 pages of the lender's website on 29 Oct 2026. Quotes are verbatim. Reviewed by a person (Oct 2026). Items added later were extracted with AI help and checked automatically against the pages listed below. Confidence: low. Fetched pages were mostly coaching/credit-builder pages; product list incomplete. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Immigration / citizenship loans | — | Whether you need to repair an automobile, weatherize your home, cover the costs of immigration, pay the security deposit for an apartment | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Financing in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia and Pennsylvania
We currently offer financing in Rhode Island, Florida, Massachusetts, Illinois, Delaware, Texas, Colorado, New Jersey, Connecticut, Georgia and Pennsylvania.
source
Borrower focus
- Not stated on the pages we read.
Languages
- Spanish
English Spanish
source
Online application
Yes — the site links to an application. Apply Now! WHICH LOAN IS RIGHT FOR ME?
source
Questions to ask when you contact them
Based on what their website said when we read it on 29 Oct 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your immigration loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$3.8 million in 8 awards from the U.S. Treasury's CDFI Fund, 2012–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $800,000 |
| 2024 | Small Dollar Loan Program | $258,676 |
| 2021 | CDFI Rapid Response Program | $1,278,385 |
| 2019 | CDFI Program, Financial Assistance | $665,000 |
| 2017 | CDFI Program, Financial Assistance | $466,000 |
| 2016 | CDFI Program, Technical Assistance | $124,996 |
| 2014 | CDFI Program, Financial Assistance | $125,000 |
| 2012 | CDFI Program, Technical Assistance | $81,273 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $23.8M |
|---|---|
| Total liabilities | $21.6M |
| Net assets | $2.2M |
| Total revenue | $6.8M |
| Notes and loans receivable, net (Part X line 7) | $20.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 80-0348382, filed as “THE CAPITAL GOOD FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $13M | $1.7M | $6.2M | $6.8M |
| Dec 2022 (990) | $17.2M | $1.9M | $5.7M | $11.8M |
| Dec 2023 (990) | $23.8M | $2.2M | $6.8M | $20.1M |
Total assets grew 84% from Dec 2021 to Dec 2023; notes and loans receivable rose 194%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $23.8M | Larger than 61% of the 449 other certified loan funds and venture funds nationwide with a matched Form 990 (median $15.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, nationwide | 449 | larger than 61% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Providence and Rhode Island
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