At a glance
From its website, read 2 Nov 2026TREC Community Investors is a loan fund based in Dallas, Texas. Its website describes commercial real estate loans. Stated loan amounts run up to $750,000. Where it lends: Dallas and Collin counties (projects in low-to-moderate-income census tracts).
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.treccommunityinvestors.org |
|---|---|
| Office (official list) | 3333 Lee Parkway, Suite #200, Dallas, TX 75219 |
What their website says about applying
we invite you to submit your project below.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Collateral required
Collateral is required, but we accept either senior or subordinate liens.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 3 Jun 2014 |
| RSSD ID | — (none listed) |
| Address | 3333 Lee Parkway, Suite #200, Dallas, TX 75219 Directions (Google Maps) |
| Website | www.treccommunityinvestors.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loans are real estate development loans for projects in Dallas and Collin counties; single-family mortgages are not offered. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Commercial real estate loans | — | Financing that covers costs during the construction phase of a building or renovation project. | source |
Loan sizes
Up to $750,000 in capital (with opportunity to exceed through partnerships) at market-rate interest, with a 1 percent origination fee, secured by property or guaranty.
source
Range used for the size filter: not stated to $750,000
Service area
Dallas and Collin counties (projects in low-to-moderate-income census tracts)
TREC Community Investors offers nonprofit and for-profit borrowers in Dallas and Collin counties access to the capital and technical assistance needed to bring impactful real estate projects to life.
source
Counties this matches: Collin County, TX, Dallas County, TX
Borrower focus
- Nonprofits
TREC Community Investors offers nonprofit and for-profit borrowers in Dallas and Collin counties
source
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://treccommunityinvestors.org/
- https://treccommunityinvestors.org/financing-programs-services/professional-services-technical-assistance/
- https://treccommunityinvestors.org/financing-programs-services/professional-services-technical-assistance/professional-services-application/
- https://treccommunityinvestors.org/financing-programs-services/loans/
- https://treccommunityinvestors.org/financing-programs-services/educational-programs/
- https://treccommunityinvestors.org/financing-programs-services/pro-bono-in-kind-services/
- https://treccommunityinvestors.org/navigating-the-lending-process-webinars/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Is there a minimum loan amount?
Their website gives a maximum ($750,000) but no minimum. - What interest rate and fees should I expect on your commercial real estate loans?
Their website does not state a rate for this. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.9 million in 4 awards from the U.S. Treasury's CDFI Fund, 2016–2021 (CDFI Program, Financial Assistance; CDFI Program, Technical Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2021 | CDFI Rapid Response Program | $1,200,000 |
| 2019 | CDFI Program, Technical Assistance | $124,074 |
| 2018 | CDFI Program, Financial Assistance | $500,000 |
| 2016 | CDFI Program, Technical Assistance | $125,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $9.7M |
|---|---|
| Total liabilities | $1.7M |
| Net assets | $8.1M |
| Total revenue | $3.2M |
| Notes and loans receivable, net (Part X line 7) | $1.4M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 80-0718545, filed as “TREC COMMUNITY INVESTORS”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2020 (990) | $11.2M | $7.9M | $2.6M | $1.9M |
| Dec 2021 (990) | $12.2M | $8.9M | $2.2M | $1.3M |
| Dec 2022 (990) | $10.4M | $7.2M | $2.2M | $1.3M |
| Dec 2023 (990) | $9.7M | $8.1M | $3.2M | $1.4M |
Total assets fell 13% from Dec 2020 to Dec 2023; notes and loans receivable fell 24%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $750,000 | Other loan funds whose website states a maximum: median $250,000. Higher than the stated maximum of 71% of these 184. |
| Total assets, latest IRS Form 990 | $9.7M | Larger than 56% of the 16 other certified loan funds and venture funds in Texas with a matched Form 990 (median $7.8M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other loan funds stating a maximum, nationwide | 184 | higher than 71% |
| Form 990 total assets | certified loan and venture funds with a Form 990, in Texas | 16 | larger than 56% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Dallas and Texas
- Impact Ventures Accelerator DBA Impact VenturesLoan fund · Dallas, TXOfficial list only
- On the Road Lending, LLCLoan fund · Dallas, TXVerified
- Resource One Credit UnionCredit union · Dallas, TXAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- Texas Mezzanine Fund, Inc.Loan fund · Dallas, TXCommercial real estate loans, Equipment loans, Affordable housing development loans, Nonprofit / community facility loans…Verified
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