State directory · OK
CDFI lenders in Oklahoma
65 certified CDFIs lend in Oklahoma, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 18 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.
- Lend here
- 65
- Headquartered here
- 18
- Verified from lender sites
- 54
Who lends in Oklahoma
65 lenders, each counted once- 2 · Name a county or town in OKLender websites, read 29 Oct 2026–4 Nov 2026
- 1 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
- 7 · Name Oklahoma or part of itLender websites, read 29 Oct 2026–4 Nov 2026
- 13 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
- 2 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
- 40 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026
Each lender is listed once, under the strongest evidence we have. 18 certified CDFIs are headquartered in Oklahoma (CDFI Fund list, 21 Oct 2026); 5 of them appear in the first groups because their website names an area here.
By loan type
Lenders that name an area in Oklahoma or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.
County pages
Cities with a CDFI headquarters
A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.
Name a county or town in Oklahoma as their lending area (2)
Their own website names a county or town in Oklahoma where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Muskogee Federal Credit UnionCredit union · Muskogee, OKAuto / vehicle loans, Home mortgages, Personal / consumer loansNames Cherokee County, Muskogee County ·
Persons who live, work, worship, or attend school in Muskogee and Cherokee counties
Verified - Tulsa Economic Development CorporationLoan fund · Tulsa, OKCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansNames Tulsa ·
Oklahoma, including the City of Tulsa and Tulsa MSA
Verified
Lend throughout Oklahoma (1)
Their website's service area covers all of Oklahoma (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Name Oklahoma or a region of it in their service area (7)
Their website names Oklahoma or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
- Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans
Members across 7 Oklahoma counties
Verified - Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Native American businesses in Oklahoma; CPN tribal members nationwide
Verified - Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loans
Seven-state region: AL, AR, LA, MS, OK, TN, TX; select loan products reach borrowers more broadly
Verified - FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
Arkansas, plus parts of Oklahoma, Missouri and Louisiana
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
States where CEO currently does business, as listed for SAFE loans
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)
Verified - Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loans
Primarily New Mexico and Arizona, with some financing in California, Hawaii and Oklahoma; Southwest U.S. focus
Verified
Headquartered in Oklahoma, no service area stated here (13)
The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Oklahoma. The pages we read name no county, town, region or statewide area in Oklahoma, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.
- Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loansVerified
- First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…Verified
- Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…Verified
- Mvskoke Loan FundLoan fund · Okmulgee, OK · Native CDFIAgriculture / farm loans, Microloans, Small-business loansVerified
- Chickasaw Banc Holding CompanyBank holding company · Oklahoma City, OK · Native CDFIOfficial list only
- Choctaw Home Finance CorporationLoan fund · Hugo, OK · Native CDFIOfficial list only
- Manzeska Ota Tsi (Place to Borrow Money)Loan fund · Pawhuska, OKOfficial list only
- Oklahoma Assistive Technology FoundationLoan fund · Stillwater, OKOfficial list only
- REI Capital Access Fund, Inc.Loan fund · Durant, OKOfficial list only
- Security Bancshares CorporationBank holding company · Wewoka, OKOfficial list only
- Security State Bank of OklahomaBank or thrift · Wewoka, OKOfficial list only
- Southeast Oklahoma Community Development CorporationLoan fund · Hugo, OKOfficial list only
- The Cherokee Nation d/b/a Cherokee Nation Economic Development Trust Authority, IncLoan fund · Tahlequah, OK · Native CDFIOfficial list only
Based elsewhere, with a branch or office in Oklahoma (2)
Banks and credit unions headquartered in another state with at least one office in Oklahoma (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
Say they lend nationwide (40)
Their website says they lend across the United States and does not exclude Oklahoma. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.
Show the 40 lenders that say they lend nationwide
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Business loans in 45 states, excluding DC, MT, ND, SD, TN and VT
Verified - BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
National lender with investments in 25 states, Washington DC and Puerto Rico
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
National service area with a primary focus on Investment Areas in Iowa and Illinois
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Small businesses across the United States
Verified - Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Across the country (nationwide), for homeowners in underserved communities
Verified - Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loans
Nationwide: affordable housing communities across the United States
Verified - Community Housing Capital, Inc.Loan fund · Decatur, GAAffordable housing development loans
Nationwide, for NeighborWorks America organizations
Verified - Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investment
National lender serving communities across the U.S.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loans
Rural places nationwide
Verified - Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loans
Projects for people with disabilities throughout the United States
Verified - Enterprise Community Loan Fund, Inc.Loan fund · Columbia, MDEquity / venture investment
Deals in every state, Washington, D.C., and Puerto Rico
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Mortgages offered in all 50 states
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Vulnerable and low-income communities throughout the United States, with a targeted focus on rural areas
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
Businesses throughout the country; 35 states served
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loans
Nationwide, serving nonprofit developers of affordable housing
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
Nationwide: offers financing to organizations across the country
Verified - Mercy Community CapitalLoan fund · Denver, COAffordable housing development loans
Affordable housing developments located in the United States
Verified - Mobility Credit Acceptance LLCLoan fund · Richmond, VAAuto / vehicle loans, Equipment loans, Home repair / improvement loans
Nationwide, through a network of dealers and manufacturers
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
Small business lending in communities across the United States
Verified - National Association for Latino Community Asset BuildersLoan fund · San Antonio, TXCommercial real estate loans
Nonprofit member organizations across the United States
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
Across the country: small towns, rural areas and urban neighborhoods
Verified - Neighborworks Capital CorporationLoan fund · Silver Spring, MDAffordable housing development loans
Nationwide; NeighborWorks network members active in every state, DC and Puerto Rico
Verified - Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Mission-driven organizations across the United States
Verified - OPAL Community Capital LLCLoan fund · Birmingham, ALCommercial real estate loans
Mostly nationwide for historic tax credit transactions; some deals in eligible geographies
Verified - Partners for the Common Good, Inc.Loan fund · Washington, DCCommercial real estate loans, Affordable housing development loans, Nonprofit / community facility loans
Nationwide; finances affordable housing, community facilities and other projects.
Verified - Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loans
Nationwide: community-based health providers across the country
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans
Invests in small businesses across the U.S.
Verified - Raza Development Fund, Inc.Loan fund · Phoenix, AZNonprofit / community facility loans
Communities across America (no states named)
Verified - Reinvestment Fund, Inc., TheLoan fund · Philadelphia, PAChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Lends across the country (national)
Verified - Resident Ownership Capital, LLC dba ROC USA CapitalLoan fund · Washington, DCAffordable housing development loans
Nationwide, coast to coast, through affiliates and an in-house team
Verified - Rocky Mountain Community Reinvestment CorporationLoan fund · Salt Lake City, UTAffordable housing development loans
Across the United States, financing affordable housing nationwide
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans
Any US business or housing cooperative
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
National (nationwide) lender
Verified - The Community Business Investment Fund, LLCLoan fund · Austin, TXAffordable housing development loans
Nationwide; prioritizes investment in rural communities
Verified - The Housing Partnership Network, Inc.Loan fund · Boston, MAAffordable housing development loans
Nationwide lending to nonprofit housing developers
Verified - The Sunlight Loan Fund, LLCLoan fund · Minneapolis, MNChild-care facility financing
Nationwide across the United States
Verified - Triple Bottom Line FoundationLoan fund · Lakewood, COEnergy / solar / efficiency loans
National (United States)
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Underserved low- to moderate-income communities across the United States
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
Urban communities nationally
Verified
More loan types in Oklahoma
Lender websites, read 29 Oct 2026–4 Nov 2026Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.
Microloans (4)
- Tulsa Economic Development CorporationLoan fund · Tulsa, OKCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
TEDC’s average microloan is $12,000, with a maximum of $50,000.
Verified - FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
The maximum loan amount under this program is $50,000; the maximum term for an SBA microloan is six (6) years.
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Accessible start-up capital offered alongside technical assistance.
Verified - Mvskoke Loan FundLoan fund · Okmulgee, OK · Native CDFIAgriculture / farm loans, Microloans, Small-business loans
A loan designed to help with start-up or expansion needs, up to $5,000.
Verified
SBA Loans (2)
- Tulsa Economic Development CorporationLoan fund · Tulsa, OKCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
TEDC's share of an SBA 504 project can range from $100,000 to $5,500,000.
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Loan Products SBA 7(a) Community Advantage
Verified
Commercial Real Estate Loans (3)
- Tulsa Economic Development CorporationLoan fund · Tulsa, OKCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Maximum Loan Amount of $200,000
Verified - Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Commercial real estate acquisition
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Commercial Real Estate Purchases
Verified
Equipment Loans (5)
- MetaFund Corporation f.k.a. Oklahoma MetaFund CDCVenture capital fund · Edmond, OKEquipment loans, Small-business loans
We can provide NMTCs to metropolitan projects and real estate development projects, but we also have a strong focus and prioritization on equipment financing for projects located in rural areas. MetaFund also prioritize…
Verified - Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans
we make it easy to fund the vehicles and tools that power your lifestyle
Verified - Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Equipment
Verified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Whether you’re looking to invest in new equipment, secure your own commercial real estate, or even make leasehold improvements, we’re here to help you find the best funding options.
Verified - Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Equipment Loans
Verified
Mortgages (6)
- Muskogee Federal Credit UnionCredit union · Muskogee, OKAuto / vehicle loans, Home mortgages, Personal / consumer loans
1st or 2nd Mortgages
Verified - Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans
we’re able to offer you a wide range of home loan options
Verified - Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loans
Loans for the purchase of new or existing homes including manufactured homes on or off tribal lands.
Verified - Chickasaw Community BankBank or thrift · Oklahoma City, OK · Native CDFIHome mortgages, Small-business loans
Apply For a Home Loan
Verified - First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
Manufactured Home Loans
Verified - Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
We provide a variety of options from new home purchases to refinancing.
Verified
Home Repair Loans (2)
- Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
This program can provide up to a $4,200 loan to build a storm shelter.
Verified - Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loans
Up to $3,500
Verified
Personal Loans (7)
- Muskogee Federal Credit UnionCredit union · Muskogee, OKAuto / vehicle loans, Home mortgages, Personal / consumer loans
Signature Loans
Verified - Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans
A personal loan from Arbuckle FCU is a fixed-rate, fixed-term, fixed-monthly-payment loan with no collateral required and no application fee.
Verified - Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Get Started Consumer Loans
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Personal loans to finance everything from computers to car repairs.
Verified - Native Community CapitalLoan fund · Laguna, NM · Native CDFIAffordable housing development loans, Home mortgages, Personal / consumer loans, Small-business loans
$10,000 Max
Verified - First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
First Family Federal Credit Union offers personal loans for its members.
Verified - Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Consumer Loans
Verified
Auto Loans (6)
- Muskogee Federal Credit UnionCredit union · Muskogee, OKAuto / vehicle loans, Home mortgages, Personal / consumer loans
New Auto Loans
Verified - Arbuckle Federal Credit UnionCredit union · Ada, OKAuto / vehicle loans, Equipment loans, Home mortgages, Personal / consumer loans
An auto loan from Arbuckle FCU is a low-rate vehicle loan for cars, trucks, SUVs, RVs, trailers, tractors, and storm shelters — available to members across 7 Oklahoma counties.
Verified - Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Jumpstart Auto Program Employees of CPN that have been employed with CPN for at least 3 years have access to our auto loan program as a benefit to the employee to break through the obstacle of getting to work from a lac…
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Auto loans expand your geographic scope of employment possibilities.
Verified - First Family Federal Credit UnionCredit union · Henryetta, OKAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
First Family Federal Credit Union offers vehicle loans for its members.
Verified - Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Automobile Loans
Verified
Credit-Builder Loans (2)
- Citizen Potawatomi Community Development CorporationLoan fund · Shawnee, OK · Native CDFIAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
HITS Loan Application Credit Builder Loans
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Credit building ladder loans establish and actively build credit history.
Verified
Small-Dollar Emergency Loans (1)
Farm and Agriculture Loans (4)
- Communities Unlimited, Inc.Loan fund · Fayetteville, ARAgriculture / farm loans, Home repair / improvement loans, Small-business loans
Our Small Farm Lending program helps ease cash flow pressures caused by cost-reimbursement models.
Verified - FORGE, Inc.Loan fund · Huntsville, ARAgriculture / farm loans, Microloans, Small-business loans
FORGE lends money to individuals, small businesses and farms in Arkansas and parts of Oklahoma, Missouri, and Louisiana.
Verified - Local BankBank or thrift · Hulbert, OK · Native CDFIAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Farm Loans
Verified - Mvskoke Loan FundLoan fund · Okmulgee, OK · Native CDFIAgriculture / farm loans, Microloans, Small-business loans
Agribusiness Lending
Verified
Affordable Housing Development Loans (1)
CDFI Fund awards
14 of the 18 certified CDFIs headquartered in Oklahoma have received CDFI Fund awards, $70.2 million in total; the largest: Citizen Potawatomi Community Development Corporation ($25.8 million), The Cherokee Nation d/b/a Cherokee Nation Economic Development Trust Authority, Inc ($9.6 million), Local Bank ($7.5 million). All CDFI Fund award recipients based in Oklahoma, certified today or not: $88.5 million in 187 awards, 1996–2024. Separately, Treasury's ECIP invested $60.4 million in 2 certified CDFIs based here.
Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
Free help in Oklahoma
Free or low-cost advice before you apply: 14 Small Business Development Center offices; 2 SCORE chapters; 2 Women's Business Centers; 10 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).
Largest nonprofit loan funds based in Oklahoma
IRS Form 990 data| Loan fund | Total assets | Loans receivable | FY ends |
|---|---|---|---|
| Choctaw Home Finance Corporation | $42.2M | $28.4M | Sep 2023 |
| Tulsa Economic Development Corporation | $30.3M | $12.8M | Sep 2023 |
| REI Capital Access Fund, Inc. | $4.6M | $939,077 | Dec 2023 |
| Oklahoma Assistive Technology Foundation | $2.2M | — | Jun 2024 |
| Southeast Oklahoma Community Development Corporation | $721,336 | $496,669 | Dec 2023 |
5 certified loan funds headquartered in Oklahoma are matched to a Form 990 or 990-EZ; median total assets $4.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.
SBA loans by CDFIs in Oklahoma
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 57 SBA approvals (21 7(a) loans and 36 504 projects) for borrowers in Oklahoma in fiscal years 2020–2026, from 11 CDFIs. The 7(a) loans total $18.7M approved.
Most SBA approvals here: Tulsa Economic Development Corporation (36), Chickasaw Community Bank (6), LiftFund, Inc. (3).
Approval is not disbursement. Each lender page shows its own SBA figures.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded in Oklahoma (FY2022)
CDFI Fund data, released Dec 20242,898 loans and investments totaling $425.3M (median $1,500) were reported to the CDFI Fund for borrowers and projects in Oklahoma in fiscal year 2022, by 46 reporting CDFIs. More than half of these records come from a single reporting CDFI.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| Consumer | 1,664 | $3.4M | $1,500 |
| Non-real estate microenterprise | 315 | $6.4M | $17,000 |
| None of the listed purposes | 208 | $54.3M | $127,827 |
| Real estate: single-family housing rehabilitation | 204 | $37.4M | $145,826 |
| Non-real estate business | 196 | $41.1M | $74,264 |
| Home purchase | 97 | $26.7M | $200,000 |
| Other purposes | 214 | $256M |
Of 156 individual borrowers whose income was reported, 71% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 18,591 consumer loans in Oklahoma totaling $183.9M (Consumer Loan Report, tract totals, so no median); they counted 42% of them as serving low-income borrowers.
Counties with the most recorded loans and investments
Fiscal year 2022; 36 Oklahoma counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.
| County | Count | Total |
|---|---|---|
| Cherokee County | 788 | $38.6M |
| Tulsa County | 313 | $89.7M |
| Adair County | 264 | $6.2M |
| Oklahoma County | 258 | $112M |
| Sequoyah County | 197 | $18.6M |
| Delaware County | 188 | $19.7M |
| Mayes County | 98 | $16.1M |
| Muskogee County | 92 | $4.2M |
| Wagoner County | 69 | $9.9M |
| Seminole County | 68 | $8M |
Loans and investments reported in other years: FY2018 3,161 · FY2019 3,379 · FY2020 2,724 · FY2021 5,927.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Oklahoma, by city
CDFI Fund list, 21 Oct 202618 certified CDFIs: 9 loan funds · 3 credit unions · 3 banks or thrifts · 2 bank holding companies · 1 venture capital fund; 7 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.
- Ada (1): Arbuckle Federal Credit Union
- Durant (1): REI Capital Access Fund, Inc.
- Edmond (1): MetaFund Corporation f.k.a. Oklahoma MetaFund CDC
- Henryetta (1): First Family Federal Credit Union
- Hugo (2): Choctaw Home Finance Corporation, Southeast Oklahoma Community Development Corporation
- Hulbert (1): Local Bank
- Muskogee (1): Muskogee Federal Credit Union
- Oklahoma City (2): Chickasaw Banc Holding Company, Chickasaw Community Bank
- Okmulgee (1): Mvskoke Loan Fund
- Pawhuska (1): Manzeska Ota Tsi (Place to Borrow Money)
- Shawnee (1): Citizen Potawatomi Community Development Corporation
- Stillwater (1): Oklahoma Assistive Technology Foundation
- Tahlequah (1): The Cherokee Nation d/b/a Cherokee Nation Economic Development Trust Authority, Inc
- Tulsa (1): Tulsa Economic Development Corporation
- Wewoka (2): Security Bancshares Corporation, Security State Bank of Oklahoma
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ok/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).