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State directory · OK

CDFI lenders in Oklahoma

65 certified CDFIs lend in Oklahoma, going by their own websites, the CDFI Fund list and FDIC/NCUA branch records; 18 are headquartered here. Grouped below by the evidence. Sources: CDFI Fund list as of 21 Oct 2026; lender websites read 29 Oct 2026–4 Nov 2026.

Lend here
65
Headquartered here
18
Verified from lender sites
54

Who lends in Oklahoma

65 lenders, each counted once

Each lender is listed once, under the strongest evidence we have. 18 certified CDFIs are headquartered in Oklahoma (CDFI Fund list, 21 Oct 2026); 5 of them appear in the first groups because their website names an area here.

By loan type

Lenders that name an area in Oklahoma or are headquartered here and describe the loan type on their own website (Lender websites, read 29 Oct 2026–4 Nov 2026). Not mentioned does not mean not offered.

County pages

Cities with a CDFI headquarters

A listing here is evidence, not an offer: confirm with the lender that it lends where you are and to borrowers like you. For your exact address, search your ZIP code in the finder.

Name a county or town in Oklahoma as their lending area (2)

Their own website names a county or town in Oklahoma where they lend; place names are matched to GeoNames postal data. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Lend throughout Oklahoma (1)

Their website's service area covers all of Oklahoma (statewide wording, or a list of whole states). Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Name Oklahoma or a region of it in their service area (7)

Their website names Oklahoma or a region of it, without saying statewide or naming a county or town. Check the exact area with the lender. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Headquartered in Oklahoma, no service area stated here (13)

The CDFI Fund list (as of 21 Oct 2026) gives a headquarters address in Oklahoma. The pages we read name no county, town, region or statewide area in Oklahoma, or we have not read the lender's website yet; where a lender states an area elsewhere or nationwide, it is shown on its row. Not found does not mean they do not lend here.

Based elsewhere, with a branch or office in Oklahoma (2)

Banks and credit unions headquartered in another state with at least one office in Oklahoma (FDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.

Say they lend nationwide (40)

Their website says they lend across the United States and does not exclude Oklahoma. Source: Lender websites, read 29 Oct 2026–4 Nov 2026.

Show the 40 lenders that say they lend nationwide

More loan types in Oklahoma

Lender websites, read 29 Oct 2026–4 Nov 2026

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

Microloans (4)

SBA Loans (2)

Commercial Real Estate Loans (3)

Equipment Loans (5)

Mortgages (6)

Home Repair Loans (2)

Personal Loans (7)

Auto Loans (6)

Credit-Builder Loans (2)

Small-Dollar Emergency Loans (1)

Farm and Agriculture Loans (4)

Affordable Housing Development Loans (1)

CDFI Fund awards

14 of the 18 certified CDFIs headquartered in Oklahoma have received CDFI Fund awards, $70.2 million in total; the largest: Citizen Potawatomi Community Development Corporation ($25.8 million), The Cherokee Nation d/b/a Cherokee Nation Economic Development Trust Authority, Inc ($9.6 million), Local Bank ($7.5 million). All CDFI Fund award recipients based in Oklahoma, certified today or not: $88.5 million in 187 awards, 1996–2024. Separately, Treasury's ECIP invested $60.4 million in 2 certified CDFIs based here.

Awards go to the institutions, not to borrowers; totals exclude New Markets Tax Credit allocations and bond guarantees. All states ranked. Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.

Free help in Oklahoma

Free or low-cost advice before you apply: 14 Small Business Development Center offices; 2 SCORE chapters; 2 Women's Business Centers; 10 HUD-approved housing counseling agencies. Each county page lists the ones nearest to it. Sources: SBA local assistance listings (6 Nov 2026) and HUD's list of approved housing counseling agencies (last updated 9 Apr 2025).

Largest nonprofit loan funds based in Oklahoma

IRS Form 990 data
Loan fundTotal assetsLoans receivableFY ends
Choctaw Home Finance Corporation$42.2M$28.4MSep 2023
Tulsa Economic Development Corporation$30.3M$12.8MSep 2023
REI Capital Access Fund, Inc.$4.6M$939,077Dec 2023
Oklahoma Assistive Technology Foundation$2.2M—Jun 2024
Southeast Oklahoma Community Development Corporation$721,336$496,669Dec 2023

5 certified loan funds headquartered in Oklahoma are matched to a Form 990 or 990-EZ; median total assets $4.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

SBA loans by CDFIs in Oklahoma

SBA data as of 30 Sep 2026

Certified CDFIs were the lender, the CDC or the third-party lender on 57 SBA approvals (21 7(a) loans and 36 504 projects) for borrowers in Oklahoma in fiscal years 2020–2026, from 11 CDFIs. The 7(a) loans total $18.7M approved.

Most SBA approvals here: Tulsa Economic Development Corporation (36), Chickasaw Community Bank (6), LiftFund, Inc. (3).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

CDFI lending recorded in Oklahoma (FY2022)

CDFI Fund data, released Dec 2024

2,898 loans and investments totaling $425.3M (median $1,500) were reported to the CDFI Fund for borrowers and projects in Oklahoma in fiscal year 2022, by 46 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Purpose (CDFI Fund category)CountTotalMedian
Consumer1,664$3.4M$1,500
Non-real estate microenterprise315$6.4M$17,000
None of the listed purposes208$54.3M$127,827
Real estate: single-family housing rehabilitation204$37.4M$145,826
Non-real estate business196$41.1M$74,264
Home purchase97$26.7M$200,000
Other purposes214$256M

Of 156 individual borrowers whose income was reported, 71% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 18,591 consumer loans in Oklahoma totaling $183.9M (Consumer Loan Report, tract totals, so no median); they counted 42% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 36 Oklahoma counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

CountyCountTotal
Cherokee County788$38.6M
Tulsa County313$89.7M
Adair County264$6.2M
Oklahoma County258$112M
Sequoyah County197$18.6M
Delaware County188$19.7M
Mayes County98$16.1M
Muskogee County92$4.2M
Wagoner County69$9.9M
Seminole County68$8M

Loans and investments reported in other years: FY2018 3,161 · FY2019 3,379 · FY2020 2,724 · FY2021 5,927.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

Headquartered in Oklahoma, by city

CDFI Fund list, 21 Oct 2026

18 certified CDFIs: 9 loan funds · 3 credit unions · 3 banks or thrifts · 2 bank holding companies · 1 venture capital fund; 7 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.

Source: CDFI Atlas, cdfiatlas.com/states/ok/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).