CDFI lenders in Florida

• 7 · Name a county or town in FLLender websites, read 29 Oct 2026–4 Nov 2026
• 4 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 8 · Name Florida or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 16 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 13 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
• 40 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 31 certified CDFIs are headquartered in Florida (CDFI Fund list, 21 Oct 2026); 15 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

10 certified loan funds headquartered in Florida are matched to a Form 990 or 990-EZ; median total assets $8.8M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 370 SBA approvals (195 7(a) loans and 175 504 projects) for borrowers in Florida in fiscal years 2020–2026, from 35 CDFIs. The 7(a) loans total $111.3M approved.

Most SBA approvals here: Community Bank of Mississippi (82), ELGA Credit Union (44), GTE Federal Credit Union (39), Suncoast Credit Union (38), Peoples Bank (21).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

26,135 loans and investments totaling $3.5B (median $50,000) were reported to the CDFI Fund for borrowers and projects in Florida in fiscal year 2022, by 175 reporting CDFIs.

Of 16,013 individual borrowers whose income was reported, 50% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 364,065 consumer loans in Florida totaling $6.1B (Consumer Loan Report, tract totals, so no median); they counted 61% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 58 Florida counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 13,723 · FY2019 16,784 · FY2020 25,893 · FY2021 67,959.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

31 certified CDFIs: 11 loan funds · 20 credit unions. A headquarters address is not a service area; each lender is also listed in its group above.

• Blountstown (1): Calhoun Liberty Credit Union
• Chipley (1): Community South Credit Union
• Fort Lauderdale (1): Central County Community Development Corporation
• Fort Pierce (1): Solar and Energy Loan Fund of St. Lucie County Inc.
• Merritt Island (1): Launch Credit Union
• Miami (4): BAC Funding Consortium, Inc., BLACK ECONOMIC DEVELOPMENT COALITION, INC., MIAMI BAYSIDE FOUNDATION, INC., Miami Postal Service Credit Union · city page
• Miami Lakes (1): JetStream Federal Credit Union
• Opa-locka (1): Community Fund of North Miami-Dade Inc.
• Orlando (4): BBIF Capital, Inc., Florida Community Loan Fund, Orlando Credit Union, Priority Credit Union · city page
• Panama City (2): Hello Credit Union, Innovations Financial Credit Union
• Pembroke Pines (1): We Florida Financial
• Pensacola (1): Loyalty CU
• Perry (1): Blue Coast Federal Credit Union
• Rockledge (1): Community Credit Union of Florida
• Sweetwater (1): Dade County Federal Credit Union
• Tallahassee (2): Champions First Credit Union, First Commerce Credit Union
• Tampa (5): GTE Federal Credit Union, Neighborhood Lending Partners of Florida, Inc., Solitas House, Inc., Suncoast Credit Union, Tampa Bay Federal Credit Union · city page
• West Palm Beach (2): Guardians Credit Union, Palm Beach County Black Business Investment Corporation