Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank or thrift |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 25 Oct 2013 |
| RSSD ID | 935308 |
| Address | 185 Devonshire Street, Unit M100, Boston, MA 02110 Directions (Google Maps) |
| Website | www.oneunited.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Not yet verifiedThis lender's website blocked our automated reader on 2 Nov 2026 (we do not bypass bot protection), so we can't list its loan products, sizes or service area yet. That doesn't mean it lacks them. Check www.oneunited.com or contact the lender directly.
Questions to ask when you contact them
We have no details from their website yet, so these are the basics to ask any lender. Something missing here does not mean they don't offer it: ask.
- What kinds of loans do you make, and which one fits what I need?
We have no loan details from their website. - Do you lend where I live, or where my business is?
- What are the smallest and the largest loans you make?
- What interest rate and fees should I expect? For a personal, car or home loan, ask for the APR.
- What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$12.3 million in 14 awards from the U.S. Treasury's CDFI Fund, 1997–2023 (Bank Enterprise Award Program; CDFI Equitable Recovery Program; CDFI Program, Financial Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2023 | Bank Enterprise Award Program | $437,350 |
| 2022 | CDFI Equitable Recovery Program | $4,957,678 |
| 2016 | Bank Enterprise Award Program | $227,282 |
| 2012 | Bank Enterprise Award Program | $415,000 |
| 2011 | Bank Enterprise Award Program | $500,000 |
| 2010 | Bank Enterprise Award Program | $285,166 |
| 2008 | Bank Enterprise Award Program | $675,000 |
| 2007 | Bank Enterprise Award Program | $500,000 |
| 2006 | Bank Enterprise Award Program | $500,000 |
| 2005 | Bank Enterprise Award Program | $500,000 |
| 2004 | Bank Enterprise Award Program | $1,500,000 |
| 2002 | Bank Enterprise Award Program | $330,000 |
| 2000 | Bank Enterprise Award Program | $742,170 |
| 1997 | CDFI Program, Financial Assistance | $750,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026On file with the FDIC as OneUnited Bank (FDIC cert 23966). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $637.9 million (as of 30 Jun 2026) |
|---|---|
| Offices | 5 in 3 states (as of 30 Oct 2026) |
Offices by state and county (5)
Massachusetts (2 offices)
- Suffolk County (2): 185 Devonshire St, Boston 02110 (main office); 648 Warren St, Dorchester 02121
California (2 offices)
- Los Angeles County (2): 1495 N Wilmington Ave, Compton 90222; 3683 Crenshaw Blvd, Los Angeles 90016
Florida (1 office)
- Miami-Dade County (1): 3275 Nw 79th St, Miami 33147
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026Figures from the Call Report filed by OneUnited Bank (RSSD 935308, FDIC cert 23966). Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $409.4 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 0.2% from $408.5 million on 30 Jun 2025 |
| Total assets | $637.9 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $7.7 million | 1.9% |
| Commercial real estate, construction and multifamily | $400.4 million | 97.8% |
| Consumer loans (credit cards, auto, other) | $1.3 million | 0.3% |
None reported on the 30 Jun 2026 report: home equity lines of credit; commercial and industrial (business) loans; farmland and farm production loans.
Within consumer loans: credit cards $580,000.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 1 loan $52,000 | none reported |
| $100,001 to $250,000 | 1 loan $110,000 | none reported |
| $250,001 to $1 million | 6 loans $1.6 million | none reported |
| All small business loans | 8 loans $1.8 million | none reported |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $637.9 million | Larger than 69% of the 321 other certified banks and bank holding companies nationwide (median $381.4 million). |
| Loans as a share of assets | 64% | Median of the same 321 banks and bank holding companies: 68%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $408.5 million → $409.4 million (+0%) | Median change of 321 other certified banks and bank holding companies nationwide: +7%. Rank by loans held among these 322: 91 → 105. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies nationwide | 321 | larger than 69% |
| Loans held then vs now | certified banks and bank holding companies nationwide reporting both dates | 321 | rank 91 → 105 of 322 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Boston and Massachusetts
- American Community CapitalLoan fund · Boston, MAOfficial list only
- Aura Mortgage AdvisorsLoan fund · Boston, MAOfficial list only
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Children's Investment Fund, Inc.Loan fund · Boston, MAChild-care facility financingVerified
- Community Health Center Capital Fund, Inc.Loan fund · Boston, MAEnergy / solar / efficiency loans, Equipment loans, Nonprofit / community facility loansVerified
- Grow America Fund, Inc.Loan fund · Boston, MASmall-business loansVerified
- Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loansVerified
- Local Enterprise Assistance Fund, Inc.Loan fund · Boston, MAAffordable housing development loans, Small-business loansVerified
Work at OneUnited Bank? Link to this page
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