At a glance
From its website, read 2 Nov 2026Children's Investment Fund, Inc. is a loan fund based in Boston, Massachusetts. Its website describes child-care facility loans.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | cedac.org/cif |
|---|---|
| Office (official list) | 18 Tremont Street, Suite 500, Boston, MA 02108 |
What their website says about applying
Check with her to review the project and plan prior to submitting an application.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 19 Oct 2026 |
| RSSD ID | — (none listed) |
| Address | 18 Tremont Street, Suite 500, Boston, MA 02108 Directions (Google Maps) |
| Website | cedac.org/cif |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The lender's loan terms come from one products page, and CEDAC's Home Modification Loan Program pages describe a different program, so they were excluded. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Child-care facility financing | $5,000 – $15,000 | Typical loans range from $5,000 – $15,000 | source |
Loan sizes
Service area
Not stated on the pages we read.
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://cedac.org/cif/
- https://cedac.org/home-modification-loan-program-legal-services-rfp/
- https://cedac.org/hmlp/
- https://cedac.org/hmlp-archive/
- https://cedac.org/home-modification-loan-program-construction-monitor-rfp/
- https://cedac.org/cif/financing/loan-products/
- https://cedac.org/cif/financing/inclusive-futures-capital-grant-program/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your child-care facility loans?
Their website does not state a rate for this. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$2.5 million in 5 awards from the U.S. Treasury's CDFI Fund, 2018–2022 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $986,991 |
| 2021 | CDFI Rapid Response Program | $580,000 |
| 2020 | CDFI Program, Financial Assistance | $400,000 |
| 2019 | CDFI Program, Financial Assistance | $275,000 |
| 2018 | CDFI Program, Financial Assistance | $300,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2024| Total assets | $8M |
|---|---|
| Total liabilities | $1M |
| Net assets | $7M |
| Total revenue | $1.9M |
| Program-related investments (Part X line 13) | $1.4M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2024 (tax year 2023; EIN 04-3105358, filed as “CHILDRENS INVESTMENT FUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Jun 2022 (990) | $6.7M | $6.6M | $2.2M |
| Jun 2023 (990) | $7.4M | $7.3M | $2M |
| Jun 2024 (990) | $8M | $7M | $1.9M |
Total assets grew 20% from Jun 2022 to Jun 2024. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $8M | Larger than 24% of the 17 other certified loan funds and venture funds in Massachusetts with a matched Form 990 (median $22.9M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Massachusetts | 17 | larger than 24% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Boston and Massachusetts
- American Community CapitalLoan fund · Boston, MAOfficial list only
- Aura Mortgage AdvisorsLoan fund · Boston, MAOfficial list only
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Community Health Center Capital Fund, Inc.Loan fund · Boston, MAEnergy / solar / efficiency loans, Equipment loans, Nonprofit / community facility loansVerified
- Grow America Fund, Inc.Loan fund · Boston, MASmall-business loansVerified
- Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loansVerified
- Local Enterprise Assistance Fund, Inc.Loan fund · Boston, MAAffordable housing development loans, Small-business loansVerified
- Massachusetts Housing Investment CorporationLoan fund · Boston, MAEquity / venture investment, Affordable housing development loansVerified
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