At a glance
From its website, read 2 Nov 2026Community Health Center Capital Fund, Inc. is a loan fund based in Boston, Massachusetts. Its website describes energy-efficiency loans, equipment loans and nonprofit facility loans. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | chc-capitalfund.org |
| Office (official list) | 40 Court Street 10th Floor, Boston, MA 02108 |
What their website says about applying
Start by completing the short form below. It gives us a snapshot of who you are and what you’re working toward.
sourceIf there’s a strong match, we’ll request documentation to help us assess the opportunity, like financials, project plans, or timelines.
sourceWe begin with a tailored due diligence checklist instead of a standard form
sourcewe provide a due diligence checklist and begin with an initial review of your financial statements and a meeting to discuss your needs.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Term: see their wording | Typically 5 years, with interest-only periods and long-term amortization | source |
| Loans (general) | Term: see their wording | 1 – 10-year terms | source |
| Loans (general) | Term: see their wording | Up to 10 years, interest-only during construction, then amortized over 20 years | source |
| Energy / solar / efficiency loans | Term: see their wording | 10-year with 2-year interest-only period | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 8 Oct 2026 |
| RSSD ID | — (none listed) |
| Address | 40 Court Street 10th Floor, Boston, MA 02108 Directions (Google Maps) |
| Website | chc-capitalfund.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. One page says the lender does not use standard applications, while the apply page asks borrowers to complete a form. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | — | 100% financing of solar microgrid and energy storage systems | source |
| Equipment loans | — | Equipment acquisitions | source |
| Nonprofit / community facility loans | — | Facility purchases, construction, or renovations | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Please complete the form below to begin your application
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your equipment loans and nonprofit facility loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$12.7 million in 11 awards from the U.S. Treasury's CDFI Fund, 2012–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,250,000 |
| 2022 | CDFI Equitable Recovery Program | $2,787,206 |
| 2022 | CDFI Program, Financial Assistance | $560,000 |
| 2021 | CDFI Program, Financial Assistance | $525,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $650,000 |
| 2019 | CDFI Program, Financial Assistance | $650,000 |
| 2018 | CDFI Program, Financial Assistance | $875,000 |
| 2017 | CDFI Program, Financial Assistance | $1,096,905 |
| 2013 | CDFI Program, Financial Assistance | $1,057,990 |
| 2012 | CDFI Program, Financial Assistance | $1,453,806 |
New Markets Tax Credit allocations
$255 million in 5 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2024 | New Markets Tax Credit allocation | $85,000,000 |
| 2021 | New Markets Tax Credit allocation | $55,000,000 |
| 2019 | New Markets Tax Credit allocation | $50,000,000 |
| 2017 | New Markets Tax Credit allocation | $40,000,000 |
| 2014 | New Markets Tax Credit allocation | $25,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $22.9M |
|---|---|
| Total liabilities | $11.7M |
| Net assets | $11.2M |
| Total revenue | $4.6M |
| Program-related investments (Part X line 13) | $21.3M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 04-3122535, filed as “COMMUNITY HEALTH CENTER CAPITAL FUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Jun 2021 (990) | $15.3M | $6.2M | $3.5M |
| Jun 2022 (990) | $17.2M | $9.1M | $4.7M |
| Jun 2023 (990) | $22.9M | $11.2M | $4.6M |
Total assets grew 50% from Jun 2021 to Jun 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $22.9M | Larger than 53% of the 17 other certified loan funds and venture funds in Massachusetts with a matched Form 990 (median $20M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Massachusetts | 17 | larger than 53% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Boston and Massachusetts
- American Community CapitalLoan fund · Boston, MAOfficial list only
- Aura Mortgage AdvisorsLoan fund · Boston, MAOfficial list only
- BlueHub Loan Fund IncLoan fund · Boston, MAChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
- Children's Investment Fund, Inc.Loan fund · Boston, MAChild-care facility financingVerified
- Grow America Fund, Inc.Loan fund · Boston, MASmall-business loansVerified
- Housing Partnership Fund, Inc., TheLoan fund · Boston, MAAffordable housing development loansVerified
- Local Enterprise Assistance Fund, Inc.Loan fund · Boston, MAAffordable housing development loans, Small-business loansVerified
- Massachusetts Housing Investment CorporationLoan fund · Boston, MAEquity / venture investment, Affordable housing development loansVerified
Work at Community Health Center Capital Fund, Inc.? Link to this page
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