CDFI lenders in Massachusetts

• 1 · Name a county or town in MALender websites, read 29 Oct 2026–4 Nov 2026
• 1 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 7 · Name Massachusetts or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 23 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 35 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 28 certified CDFIs are headquartered in Massachusetts (CDFI Fund list, 21 Oct 2026); 5 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

18 certified loan funds headquartered in Massachusetts are matched to a Form 990 or 990-EZ; median total assets $21.5M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 291 SBA approvals (109 7(a) loans and 182 504 projects) for borrowers in Massachusetts in fiscal years 2020–2026, from 12 CDFIs. The 7(a) loans total $15.4M approved.

Most SBA approvals here: South Eastern Economic Development Corporation (110), Cape & Islands Community Development Inc. (95), Common Capital, Inc. (40), Workers Credit Union (29), North Central Massachusetts Development Corporation (6).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

7,330 loans and investments totaling $414.2M (median $6,000) were reported to the CDFI Fund for borrowers and projects in Massachusetts in fiscal year 2022, by 54 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Of 1,545 individual borrowers whose income was reported, 48% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 14,239 consumer loans in Massachusetts totaling $139.9M (Consumer Loan Report, tract totals, so no median); they counted 36% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 12 Massachusetts counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 5,051 · FY2019 5,048 · FY2020 5,748 · FY2021 9,474.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

28 certified CDFIs: 26 loan funds · 1 credit union · 1 bank or thrift. A headquarters address is not a service area; each lender is also listed in its group above.

• Boston (15): American Community Capital, Aura Mortgage Advisors, BlueHub Loan Fund Inc, Children's Investment Fund, Inc., Community Health Center Capital Fund, Inc., Grow America Fund, Inc., Housing Partnership Fund, Inc., The, Local Enterprise Assistance Fund, Inc., MHIC, LLC, Massachusetts Housing Investment Corporation, MentorWorks Education Capital, Inc., NDC Community Impact Loan Fund, NEW HOPE COMMUNITY CAPITAL, INC., OneUnited Bank, The Housing Partnership Network, Inc. · city page
• Brookline (1): Community Development and Affordable Housing Fund, LLC
• Centerville (1): Cape & Islands Community Development Inc.
• Dorchester (1): Dorchester Bay Neighborhood Loan Fund, Inc.
• Fitchburg (2): North Central Massachusetts Development Corporation, Workers Credit Union
• Jamaica Plain (1): BOSTON IMPACT INITIATIVE FUND II LLC
• Lawrence (1): Nectar Community Investments, Inc.
• Quincy (1): Neighborhood Housing Finance Corporation
• Springfield (1): Common Capital, Inc.
• Taunton (1): South Eastern Economic Development Corporation
• Wakefield (1): BDC Community Capital Corp.
• Ware (1): Quaboag Valley Business Assistance Corporation
• Watertown (1): Cooperative Fund of the Northeast, Inc.