At a glance
From its website, read 2 Nov 2026Enterprise Community Loan Fund, Inc. is a loan fund based in Columbia, Maryland. Its website describes equity investment. Where it lends: Deals in every state, Washington, D.C., and Puerto Rico.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Website | www.enterprisecommunity.org |
|---|---|
| Office (official list) | 11000 Broken Land Parkway, Suite 700, Columbia, MD 21044 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 11000 Broken Land Parkway, Suite 700, Columbia, MD 21044 Directions (Google Maps) |
| Website | www.enterprisecommunity.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 5 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: low. Pages are from Enterprise Community Partners and describe LIHTC tax-credit equity investments, not loan products of Enterprise Community Loan Fund; no loan sizes or borrower eligibility rules were stated. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Equity / venture investment | — | Enterprise uses these funds to purchase the tax credits from the developer for an equity stake in the housing development. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Deals in every state, Washington, D.C., and Puerto Rico
With deals in every state, Washington, D.C., and Puerto Rico, we’ll put 44 years of experience to work for you.
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (5)
- https://www.enterprisecommunity.org/
- https://www.enterprisecommunity.org/community-highlights/enterprise-and-federal-home-loan-bank-new-york-celebrate-2024-usvi-housing
- https://www.enterprisecommunity.org/capabilities/low-income-housing-tax-credit
- https://www.enterprisecommunity.org/capabilities/low-income-housing-tax-credit/about
- https://www.enterprisecommunity.org/capabilities/low-income-housing-tax-credit/originators
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$60.9 million in 29 awards from the U.S. Treasury's CDFI Fund, 2005–2024 (5 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,735,000 |
| 2024 | Capital Magnet Fund | $6,000,000 |
| 2024 | Healthy Food Financing Initiative, Financial Assistance | $1,350,000 |
| 2022 | CDFI Equitable Recovery Program | $3,718,258 |
| 2022 | CDFI Program, Financial Assistance | $1,107,900 |
| 2021 | CDFI Program, Financial Assistance | $1,046,530 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Healthy Food Financing Initiative, Financial Assistance | $1,500,000 |
| 2020 | CDFI Program, Financial Assistance | $887,500 |
| 2020 | Healthy Food Financing Initiative, Financial Assistance | $500,000 |
| 2019 | CDFI Program, Financial Assistance | $799,000 |
| 2019 | Capital Magnet Fund | $5,000,000 |
| 2018 | CDFI Program, Financial Assistance | $1,125,000 |
| 2018 | Capital Magnet Fund | $7,500,000 |
| 2018 | Healthy Food Financing Initiative, Financial Assistance | $3,000,000 |
| 2017 | CDFI Program, Financial Assistance | $1,006,905 |
| 2017 | Capital Magnet Fund | $4,000,000 |
| 2017 | Healthy Food Financing Initiative, Financial Assistance | $1,500,000 |
| 2016 | Capital Magnet Fund | $3,300,000 |
| 2015 | CDFI Program, Financial Assistance | $1,653,000 |
| 2015 | Healthy Food Financing Initiative, Financial Assistance | $2,000,000 |
| 2014 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $1,453,806 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2008 | CDFI Program, Financial Assistance | $1,000,000 |
| 2007 | CDFI Program, Financial Assistance | $860,000 |
| 2005 | CDFI Program, Financial Assistance | $1,398,750 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $480.8M |
|---|---|
| Total liabilities | $346.1M |
| Net assets | $134.7M |
| Total revenue | $36.1M |
| Notes and loans receivable, net (Part X line 7) | $369.3M |
| Program-related investments (Part X line 13) | $7.1M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 52-0192004, filed as “ENTERPRISE COMMUNITY LOAN FUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $332.8M | $103.2M | $26M | $247.8M |
| Dec 2022 (990) | $426.1M | $119.5M | $35.7M | $270.9M |
| Dec 2023 (990) | $480.8M | $134.7M | $36.1M | $369.3M |
Total assets grew 44% from Dec 2021 to Dec 2023; notes and loans receivable rose 49%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $480.8M | Larger than 100% of the 9 other certified loan funds and venture funds in Maryland with a matched Form 990 (median $17.7M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Maryland | 9 | larger than 100% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Columbia and Maryland
- 22BEACON, INC.Loan fund · Hanover, MDNonprofit / community facility loansVerified
- Baltimore Community Lending, Inc.Loan fund · Baltimore, MDCommercial real estate loans, Affordable housing development loans, Small-business loansVerified
- HARBOR BANKSHARES CORPORATIONBank holding company · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Harbor Bank of MarylandBank or thrift · Baltimore, MDCommercial real estate loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Harbor Bank of Maryland Community Development CorporationLoan fund · Baltimore, MDEquity / venture investmentVerified
- Maryland Capital Enterprises, Inc.Loan fund · Salisbury, MDMicroloans, Small-business loansVerified
Work at Enterprise Community Loan Fund, Inc.? Link to this page
Paste this into your website to show you are listed. If anything here is wrong, tell us first (how).
Something wrong or out of date on this page? Use the contact page or email contact@cdfiatlas.com and name the page.
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.