At a glance
From its website, read 2 Nov 2026Nonprofit Finance Fund is a loan fund based in New York, New York. Its website describes child-care facility loans, commercial real estate loans, energy-efficiency loans and 2 other loan types. Where it lends: Mission-driven organizations across the United States. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.nff.org |
| Office (official list) | 880 Third Ave., 12th FL, New York, NY 10022 |
What their website says about applying
Tell us about your organization and financing needs, and we’ll explore how NFF can help.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Training or counseling required
Have completed or agree to complete an approved Technical Assistance or Training Program to support their development efforts in the proposed project
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jul 2026 |
| RSSD ID | — (none listed) |
| Address | 880 Third Ave., 12th FL, New York, NY 10022 Directions (Google Maps) |
| Website | www.nff.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Standard loan products have no published amount ranges; loan sizes come only from the New Jersey SIIF programs. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Child-care facility financing | up to $500,000 | The program offers affordable loans of up to $500,000 with flexible terms. | source |
| Commercial real estate loans | — | Short and long-term loans for real estate acquisition, equipment, and debt refinancing. | source |
| Energy / solar / efficiency loans | — | Low-cost loans to support energy efficient buildings in New York State. | source |
| Affordable housing development loans | up to $1M | The program offers affordable loans of up to $1,000,000 with flexible terms. | source |
| Nonprofit / community facility loans | — | Finance costs for building or renovating affordable housing and community facilities. | source |
Loan sizes
Service area
Mission-driven organizations across the United States
NFF’s lending helps mission-driven organizations across the United States build community wealth and well-being.
source
Borrower focus
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. to apply for NFF’s standard loan products.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your energy-efficiency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your child-care facility loans and commercial real estate loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$27 million in 25 awards from the U.S. Treasury's CDFI Fund, 1996–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,285,000 |
| 2024 | Disability Funds, Financial Assistance | $1,000,000 |
| 2022 | CDFI Equitable Recovery Program | $2,478,839 |
| 2021 | CDFI Program, Financial Assistance | $701,530 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2021 | Disability Funds, Financial Assistance | $500,000 |
| 2020 | CDFI Program, Financial Assistance | $757,500 |
| 2020 | Disability Funds, Financial Assistance | $250,000 |
| 2019 | CDFI Program, Financial Assistance | $799,000 |
| 2019 | Disability Funds, Financial Assistance | $100,000 |
| 2018 | CDFI Program, Financial Assistance | $700,000 |
| 2018 | Disability Funds, Financial Assistance | $225,000 |
| 2016 | CDFI Program, Financial Assistance | $1,000,000 |
| 2015 | CDFI Program, Financial Assistance | $1,653,000 |
| 2014 | CDFI Program, Financial Assistance | $2,000,000 |
| 2013 | CDFI Program, Financial Assistance | $1,347,000 |
| 2012 | CDFI Program, Financial Assistance | $750,000 |
| 2011 | CDFI Program, Financial Assistance | $1,500,000 |
| 2010 | CDFI Program, Financial Assistance | $750,000 |
| 2009 | CDFI Program, Financial Assistance | $1,900,000 |
| 2006 | CDFI Program, Financial Assistance | $585,000 |
| 2001 | CDFI Program, Financial Assistance | $1,000,000 |
| 1999 | CDFI Program, Financial Assistance | $1,900,000 |
| 1998 | CDFI Program, Financial Assistance | $1,000,000 |
| 1996 | CDFI Program, Financial Assistance | $1,000,000 |
New Markets Tax Credit allocations
$511 million in 11 allocations. An NMTC allocation is the authority to offer investors federal tax credits for community investments; it is not cash paid to the lender and is not counted in the award total above.
| Round year | Program | Allocation |
|---|---|---|
| 2024 | New Markets Tax Credit allocation | $75,000,000 |
| 2023 | New Markets Tax Credit allocation | $35,000,000 |
| 2018 | New Markets Tax Credit allocation | $55,000,000 |
| 2017 | New Markets Tax Credit allocation | $65,000,000 |
| 2016 | New Markets Tax Credit allocation | $50,000,000 |
| 2012 | New Markets Tax Credit allocation | $40,000,000 |
| 2011 | New Markets Tax Credit allocation | $40,000,000 |
| 2010 | New Markets Tax Credit allocation | $21,000,000 |
| 2009 | New Markets Tax Credit allocation | $60,000,000 |
| 2008 | New Markets Tax Credit allocation | $50,000,000 |
| 2006 | New Markets Tax Credit allocation | $20,000,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $252.4M |
|---|---|
| Total liabilities | $172.2M |
| Net assets | $80.2M |
| Total revenue | $24.6M |
| Program-related investments (Part X line 13) | $197.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 13-3238657, filed as “NONPROFIT FINANCE FUND”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue |
|---|---|---|---|
| Dec 2021 (990) | $319.6M | $89.7M | $35.5M |
| Dec 2022 (990) | $264.4M | $81.7M | $16.9M |
| Dec 2023 (990) | $252.4M | $80.2M | $24.6M |
Total assets fell 21% from Dec 2021 to Dec 2023. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $252.4M | Larger than 90% of the 39 other certified loan funds and venture funds in New York with a matched Form 990 (median $12.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in New York | 39 | larger than 90% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in New York and New York
- AAFE Community Development FundLoan fund · New York, NYOfficial list only
- Abyssinian Baptist Church Federal Credit UnionCredit union · New York, NYOfficial list only
- Ascendus Inc.Loan fund · New York, NYChild-care facility financing, Credit-builder loans, Small-business loansVerified
- Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loansVerified
- Carver Federal Savings BankBank or thrift · New York, NYCommercial real estate loans, Microloans, Small-business loansVerified
- CHURCH OF THE MASTER FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Personal / consumer loans, Small-business loansVerified
- Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loansVerified
- Community Development Venture Capital Alliance, TheVenture capital fund · New York, NYOfficial list only
Work at Nonprofit Finance Fund? Link to this page
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