CDFI lenders in New York

• 16 · Name a county or town in NYLender websites, read 29 Oct 2026–4 Nov 2026
• 2 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 10 · Name New York or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 51 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 3 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
• 33 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 76 certified CDFIs are headquartered in New York (CDFI Fund list, 21 Oct 2026); 25 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

40 certified loan funds headquartered in New York are matched to a Form 990 or 990-EZ; median total assets $14.4M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 294 SBA approvals (274 7(a) loans and 20 504 projects) for borrowers in New York in fiscal years 2020–2026, from 20 CDFIs. The 7(a) loans total $91.6M approved.

Most SBA approvals here: Brooklyn Cooperative Federal Credit Union (84), NYBDC Local Development Corporation (53), Community Capital New York, Inc (46), Spring Bank (22), Accion Opportunity Fund Community Development (19).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

76,456 loans and investments totaling $3.5B (median $6,500) were reported to the CDFI Fund for borrowers and projects in New York in fiscal year 2022, by 116 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Of 17,930 individual borrowers whose income was reported, 80% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 76,114 consumer loans in New York totaling $925.8M (Consumer Loan Report, tract totals, so no median); they counted 58% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 56 New York counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 47,248 · FY2019 51,607 · FY2020 43,116 · FY2021 76,642.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

76 certified CDFIs: 50 loan funds · 19 credit unions · 3 banks or thrifts · 2 bank holding companies · 2 venture capital funds; 1 flagged Native. A headquarters address is not a service area; each lender is also listed in its group above.

• Albany (1): Community Loan Fund of the Capital Region, Inc.
• Bronx (5): CheckSpring Community Corporation, New Covenant Dominion Federal Credit Union, Ponce Bank, Ponce Financial Group, Spring Bank · city page
• Brooklyn (5): BOC Capital Corp., BlocPower L.L.C., Brooklyn Alliance Capital, Inc., Brooklyn Cooperative Federal Credit Union, Concord Federal Credit Union · city page
• Buffalo (2): Launch New York, Inc., Westminster Economic Development Initiative Inc
• Corinth (1): Hudson River Community Credit Union
• Dunkirk (1): Chautauqua Opportunities for Development, Inc.
• Elmira (1): Amplify Equity, Inc.
• Elmsford (1): Community Capital New York, Inc
• Hauppauge (1): Long Island Housing Partnership Community Development Financial Institution, Inc.
• Hudson (1): Hudson Valley Agri-Business Development Corporation, The
• Irving (1): Seneca Nation of Indians Federal Credit Union
• Ithaca (1): Alternatives Federal Credit Union
• Jamaica (1): Greater Jamaica Local Development Company, Inc.
• Latham (1): NYBDC Local Development Corporation
• Long Island City (1): Urban Upbound Federal Credit Union
• Melville (1): CDCLI Funding Corporation
• New York (36): AAFE Community Development Fund, Abyssinian Baptist Church Federal Credit Union, Ascendus Inc., Business Consortium Fund, Inc., CHURCH OF THE MASTER FEDERAL CREDIT UNION, Carver Federal Savings Bank, Community Development Trust, LP, The, Community Development Venture Capital Alliance, The, Community Preservation Corporation, Corporation for Supportive Housing, Fidelis Federal Credit Union, Finest Federal Credit Union, The, Grameen America, Inc., Habitat for Humanity NYC Fund, Inc., Harlem Entrepreneurial Fund, LLC, Homeownership Lending LLC, I AM FCU, IRC's Center For Economic Opportunity, Inc. (CEO), Inclusiv Inc, LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNION, Local Initiatives Support Corporation, Neighborhood Housing Services of New York City, Inc., Neighborhood Trust Federal Credit Union, New York University FCU, Nonprofit Finance Fund, Primary Care Development Corporation, Renaissance Economic Development Corporation, Sustainable Neighborhoods LLC, The Community Development Trust, Inc., The Urban Empowerment Fund, The Working World, Inc. dba Seed Commons, TruFund Financial Services, Inc., UPPER MANHATTAN - BUSINESS RESOURCE AND INVESTMENT SERVICE CENTER, INC., UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATION, Vital Healthcare Capital, Women's Venture Fund, Inc. · city page
• Oswego (1): Oswego County FCU
• Rochester (5): Genesee Co-Op Federal Credit Union, Greater Rochester Housing Partnership, Neighborhood Housing Services of Rochester Inc, PathStone Enterprise Center, Inc., Venture Jobs Foundation · city page
• Rockville Centre (2): Disability Fund, Inc., The, La Fuerza Unida Community Development Corporation
• Salamanca (1): Seneca Nation of Indians Economic Development Company
• Saranac Lake (1): ADIRONDACK ECONOMIC DEVELOPMENT CORPORATION
• Syracuse (3): Empower Federal Credit Union, Home Headquarters, Inc., Syracuse Cooperative Federal Credit Union · city page
• Tarrytown (1): Leviticus 25:23 Alternative Fund Inc
• Utica (1): Utica Neighborhood Housing Services, Inc.