City directory · New York
CDFI lenders in Syracuse, NY
3 Treasury-certified CDFIs are headquartered in Syracuse, New York: 1 loan fund · 2 credit unions. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 2
- In New York
- 76
Headquarters is not the same as service area: lenders elsewhere in New York may also lend in Syracuse. See all 76 CDFIs in New York.
Loan types confirmed on these lenders' websites
- Home repair / improvement loans (2 lenders)
- Home mortgages (2 lenders)
- Small-business loans (2 lenders)
- Auto / vehicle loans (1 lender)
- Commercial real estate loans (1 lender)
- Credit-builder loans (1 lender)
- Small-dollar / emergency loans (1 lender)
- Equipment loans (1 lender)
- Home Headquarters, Inc.Loan fund · Syracuse, NYHome repair / improvement loans, Home mortgages, Small-business loansVerified
- Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…Verified
- Empower Federal Credit UnionCredit union · Syracuse, NYOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- North Central SBDCSmall Business Development Center · 4926 Onondaga Rd, Room 400, Syracuse, NY 13215315-498-6070
- Central NY SCORESCORE mentoring · 224 Harrison Street, Suite 506, Syracuse, NY 13202315-616-3544
- WISE Women's Business CenterWomen's Business Center · Equitable Towers, 100 Madison St, Syracuse, NY 13202315-443-8634
- SBA Syracuse - Main office officeSBA district office · 224 Harrison St., Suite 506, Syracuse, NY 13202315-471-9393
Housing counseling
- Home Headquarters, Inc.HUD-approved housing counselor · 538 Erie Blvd W Ste 100, Syracuse, NY 13204315-474-1939
- Syracuse Cooperative Federal Credit UnionHUD-approved housing counselor · 800 N Salina St, Syracuse, NY 13208315-471-1116
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other New York cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ny/syracuse/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).