City directory · New York
CDFI lenders in Rochester, NY
5 Treasury-certified CDFIs are headquartered in Rochester, New York: 4 loan funds · 1 credit union. Loan details confirmed from their own websites for 3. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 5
- Verified
- 3
- In New York
- 76
Headquarters is not the same as service area: lenders elsewhere in New York may also lend in Rochester. See all 76 CDFIs in New York.
Loan types confirmed on these lenders' websites
- Home repair / improvement loans (2 lenders)
- Home mortgages (2 lenders)
- Auto / vehicle loans (1 lender)
- Credit-builder loans (1 lender)
- Energy / solar / efficiency loans (1 lender)
- Personal / consumer loans (1 lender)
- Small-business loans (1 lender)
- Affordable housing development loans (1 lender)
- Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…Verified
- Greater Rochester Housing PartnershipLoan fund · Rochester, NYAffordable housing development loansVerified
- Neighborhood Housing Services of Rochester IncLoan fund · Rochester, NYHome repair / improvement loans, Home mortgagesVerified
- PathStone Enterprise Center, Inc.Loan fund · Rochester, NYOfficial list only
- Venture Jobs FoundationLoan fund · Rochester, NYOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Brockport SBDCSmall Business Development Center · 161 Chestnut Street, 5th Floor, Rochester, NY 14604585-395-8410
- SCORE Western NYSCORE mentoring · 2402 West Ridge Road, Rochester, NY 14626800-634-0245
- Urban League of Rochester Women’s Business CenterWomen's Business Center · 265 North Clinton Avenue, Rochester, NY 14605585-325-6530
Housing counseling
- Bishop Sheen Ecumenical Housing FoundationHUD-approved housing counselor · 150 French Rd, Rochester, NY 14618585-461-4263
- CCCS of Rochester, Inc.HUD-approved housing counselor · 1050 University Ave, Rochester, NY 14607585-546-3440
- NACA (Neighborhood Assistance Corporation of America) Rochester, NYHUD-approved housing counselor · 1171 N Clinton Ave, Rochester, NY 14621703-234-6222
- NHS of Rochester, Inc. Dba Neighborworks Community Partners RochesterHUD-approved housing counselor · 570 South Ave, Rochester, NY 14620585-327-4771
- Pathstone CorporationHUD-approved housing counselor · 400 East Avenue, Rochester, NY 14607
- The Housing Council at Pathstone, Inc.HUD-approved housing counselor · 75 College Ave Ste 412, Rochester, NY 14607585-546-3700
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other New York cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ny/rochester/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).