City directory · New York
CDFI lenders in New York, NY
36 Treasury-certified CDFIs are headquartered in New York, New York: 26 loan funds · 8 credit unions · 1 bank or thrift · 1 venture capital fund. Loan details confirmed from their own websites for 26. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 36
- Verified
- 26
- In New York
- 76
Headquarters is not the same as service area: lenders elsewhere in New York may also lend in New York. See all 76 CDFIs in New York.
Loan types confirmed on these lenders' websites
- Small-business loans (13 lenders)
- Microloans (7 lenders)
- Commercial real estate loans (6 lenders)
- Auto / vehicle loans (6 lenders)
- Personal / consumer loans (6 lenders)
- Affordable housing development loans (6 lenders)
- Home mortgages (5 lenders)
- Credit-builder loans (4 lenders)
- Ascendus Inc.Loan fund · New York, NYChild-care facility financing, Credit-builder loans, Small-business loansVerified
- Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loansVerified
- CHURCH OF THE MASTER FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Personal / consumer loans, Small-business loansVerified
- Carver Federal Savings BankBank or thrift · New York, NYCommercial real estate loans, Microloans, Small-business loansVerified
- Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loansVerified
- Community Preservation CorporationLoan fund · New York, NYCommercial real estate loans, Equity / venture investmentVerified
- Corporation for Supportive HousingLoan fund · New York, NYAffordable housing development loansVerified
- Grameen America, Inc.Loan fund · New York, NYMicroloans, Small-business loansVerified
- Harlem Entrepreneurial Fund, LLCLoan fund · New York, NYMicroloans, Small-business loansVerified
- Homeownership Lending LLCLoan fund · New York, NYHome mortgagesVerified
- I AM FCUCredit union · New York, NYAuto / vehicle loans, Immigration / citizenship loans, Home mortgages, Personal / consumer loansVerified
- IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…Verified
- LOWER EAST SIDE PEOPLES FEDERAL CREDIT UNIONCredit union · New York, NYAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…Verified
- Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loansVerified
- Neighborhood Housing Services of New York City, Inc.Loan fund · New York, NYHome repair / improvement loans, Home mortgagesVerified
- Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…Verified
- New York University FCUCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loansVerified
- Nonprofit Finance FundLoan fund · New York, NYChild-care facility financing, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…Verified
- Primary Care Development CorporationLoan fund · New York, NYEquipment loans, Nonprofit / community facility loansVerified
- Renaissance Economic Development CorporationLoan fund · New York, NYSmall-dollar / emergency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Sustainable Neighborhoods LLCLoan fund · New York, NYHome repair / improvement loansVerified
- The Community Development Trust, Inc.Loan fund · New York, NYAffordable housing development loansVerified
- TruFund Financial Services, Inc.Loan fund · New York, NYCommercial real estate loans, Small-business loansVerified
- UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATIONLoan fund · New York, NYCommercial real estate loans, Microloans, Small-business loansVerified
- Vital Healthcare CapitalLoan fund · New York, NYNonprofit / community facility loansVerified
- Women's Venture Fund, Inc.Loan fund · New York, NYMicroloans, Small-business loansVerified
- AAFE Community Development FundLoan fund · New York, NYOfficial list only
- Abyssinian Baptist Church Federal Credit UnionCredit union · New York, NYOfficial list only
- Community Development Venture Capital Alliance, TheVenture capital fund · New York, NYOfficial list only
- Fidelis Federal Credit UnionCredit union · New York, NYOfficial list only
- Finest Federal Credit Union, TheCredit union · New York, NYOfficial list only
- Habitat for Humanity NYC Fund, Inc.Loan fund · New York, NYOfficial list only
- Inclusiv IncLoan fund · New York, NYOfficial list only
- The Urban Empowerment FundLoan fund · New York, NYOfficial list only
- The Working World, Inc. dba Seed CommonsLoan fund · New York, NYOfficial list only
- UPPER MANHATTAN - BUSINESS RESOURCE AND INVESTMENT SERVICE CENTER, INC.Loan fund · New York, NYOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Manhattan Pace SBDCSmall Business Development Center · Pace University, One Pace Plaza, Suite W501, New York, NY 10038212-618-6655
- Midtown Manhattan SBDCSmall Business Development Center · Baruch College, Field Center, 55 Lexington Avenue Room 2-140, New York, NY 10010646-312-4790
- New York City SCORESCORE mentoring · 1040 First Ave. #353, New York, NY 10022646-580-2066
- SBA New York City - Main office officeSBA district office · 26 Federal Pl., Suite 3100, New York, NY 10278212-264-4354
- BOC Brooklyn Women's Business CenterWomen's Business Center · 85 South Oxford Street, 2nd Floor, Brooklyn, NY 11217718-624-9115 · about 5 miles from the centre of New York County
Housing counseling
- Asian Americans for EqualityHUD-approved housing counselor · 2 Allen Street, 7th Floor, New York, NY 10002212-964-2288
- Center for New York City NeighborhoodsHUD-approved housing counselor · 55 Broad St, New York, NY 10004212-566-3050
- Greenpath Financial WellnessHUD-approved housing counselor · 31 W 34th St, New York, NY 10001888-860-4167
- Harlem Community Development CorporationHUD-approved housing counselor · 163 West 125th Street, 17th floor, New York, NY 10027212-961-4100
- Harlem Congregations for Community ImprovementHUD-approved housing counselor · 256 W 153rd St, New York, NY 10039212-281-4887
- Housing Partnership Development Corp.HUD-approved housing counselor · 253 West 35th Street, New York, NY 10001212-217-3370
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other New York cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/ny/new-york/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).