At a glance
From its website, read 2 Nov 2026Homeownership Lending LLC is a loan fund based in New York, New York. Its website describes home mortgages. Stated loan amounts run from $10,000. Where it lends: New York City and beyond. You can start an application online. It serves borrowers in Spanish.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (212) 479-3368 source |
|---|---|
| Apply online | Page with the application link |
| Website | www.homeownershiplending.org/loanprogram |
| Office (official list) | 120 Wall street 20th Floor, New York, NY 10005 |
What their website says about applying
to begin the application process online.
sourceAfter submitting your application information online, a representative will contact you to complete your loan application.
sourcetogether with the non-refundable application fee.
sourceTo schedule an appointment to review you complete application-please call 212-479-3368 and leave a detailed message.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Minimum credit score: 640
Minimum Credit Score: 640
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 22 Jun 2021 |
| RSSD ID | — (none listed) |
| Address | 120 Wall street 20th Floor, New York, NY 10005 Directions (Google Maps) |
| Website | www.homeownershiplending.org/loanprogram |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 6 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Loan product is described only as co-op purchase loans; no separate loan-type label appears on the pages. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Home mortgages | — | is designed to provide low-cost loans for purchasers in affordable housing cooperatives. | source |
Service area
New York City and beyond
serving New York City and beyond with a true not-for-profit purpose.
source
Counties this matches: Bronx County, NY, Kings County, NY, New York County, NY, Queens County, NY, Richmond County, NY
Borrower focus
- Low- and moderate-income / underserved
tailored to the needs of low to moderate income New Yorkers
source
Languages
- Spanish
Se habla Español
source
Online application
Yes — the site links to an application. to begin the application process online.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What is the largest loan you make?
Their website gives a minimum ($10,000) but no maximum. - What is the APR, including fees, on your home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$519,000 in 1 award from the U.S. Treasury's CDFI Fund, 2017 (CDFI Program, Financial Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2017 | CDFI Program, Financial Assistance | $519,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
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- Community Development Trust, LP, TheLoan fund · New York, NYAffordable housing development loansVerified
- Community Development Venture Capital Alliance, TheVenture capital fund · New York, NYOfficial list only
Work at Homeownership Lending LLC? Link to this page
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CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement, and lenders have not reviewed or approved these pages. Disclaimer.