Loan type × state · NY
CDFI microloans in New York
15 certified CDFIs that serve New York describe microloans on their own websites: 14 headquartered in New York and 1 based elsewhere whose stated service area includes New York. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 15
- Based in NY
- 14
- Based elsewhere
- 1
- National
- 3
Counted from each lender's own website: a lender is listed when it describes microloans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 44 other verified lenders that serve New York did not mention microloans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 15 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 13 loan funds, 2 banks or thrifts |
|---|---|
| Largest amount stated | 11 lenders state a maximum: median $50,000, range $2,500 to $100,000 |
| Smallest amount stated | 5 lenders state a minimum: median $500, lowest $500 |
| Borrower focus stated | Immigrants (4), Low- and moderate-income / underserved (4), Women (4), Minority / BIPOC (3), Startups (2), Veterans (2) |
| Languages other than English | Spanish (3), French (1), Haitian Creole (1), Chinese (1) |
| Online application link found | 9 of 15 |
| Service area stated on their site | 9 of 15 |
See also all 76 CDFIs headquartered in New York, CDFI microloans in every state, the guide How big are CDFI microloans?.
Headquartered in New York (14)
- BOC Capital Corp.Loan fund · Brooklyn, NYEnergy / solar / efficiency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans$500 to $50,000
An SBA Microloan is an affordable term loan of $500 to $50,000 for small businesses and certain not-for-profit childcare centers to help with start-up and expansion.
Verified - Brooklyn Alliance Capital, Inc.Loan fund · Brooklyn, NYMicroloans, Small-business loans$500 to $25,000
offers micro-loans of $500-$25,000 to small and medium size businesses.
Verified - Carver Federal Savings BankBank or thrift · New York, NYCommercial real estate loans, Microloans, Small-business loans$10,000 to $100,000
Loans from $10,000 to $100,000
Verified - Chautauqua Opportunities for Development, Inc.Loan fund · Dunkirk, NYMicroloans
CODI provides micro-loans, business consulting, and business start-up training to help local businesses grow and invest in our community.
Verified - Grameen America, Inc.Loan fund · New York, NYMicroloans, Small-business loans$500 to $2,500
Our first-time loan is between $500 and $2,500 and every six months
Verified - Harlem Entrepreneurial Fund, LLCLoan fund · New York, NYMicroloans, Small-business loansup to $50,000
The SBA Microloan program provides loans up to $50,000, with competitive loan terms and interest rates.
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Accessible start-up capital offered alongside technical assistance.
Verified - La Fuerza Unida Community Development CorporationLoan fund · Rockville Centre, NYMicroloans, Small-business loansup to $50,000
Loans up to $50,000.
Verified - NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…up to $50,000
The Microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.
Verified - Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…
Products like our Micro Loan
Verified - Renaissance Economic Development CorporationLoan fund · New York, NYSmall-dollar / emergency loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $50,000
Up to $50,000
Verified - UPPER MANHATTAN EMPOWERMENT ZONE DEVELOPMENT CORPORATIONLoan fund · New York, NYCommercial real estate loans, Microloans, Small-business loansup to $50,000
Loan size: Up to $50,000
Verified - Westminster Economic Development Initiative IncLoan fund · Buffalo, NYMicroloans$500 to $20,000
WEDI’s Microloans program is tailored to meet the needs of entrepreneurs seeking small amounts of capital ($500-$20,000) who lack access to traditional financial institutions.
Verified - Women's Venture Fund, Inc.Loan fund · New York, NYMicroloans, Small-business loans
Loan Inquiry Micro-Loan Application
Verified
Based elsewhere, say they serve New York (1)
Their own website names New York, or a county or town in it, in its service area.
National lenders (3)
These lenders say they lend nationwide and do not exclude New York. They are not counted above.
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
Our microloan program offers small amounts of funding, typically under $10,000, to help businesses in low-income communities with everyday needs.
Verified - Dakota ResourcesLoan fund · Renner, SDMicroloans, Nonprofit / community facility loansup to $25,000
$25,000 maximum loan; available for small business needs.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI microloans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/microloans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).