At a glance
From its website, read 2 Nov 2026BOC Capital Corp. is a loan fund based in Brooklyn, New York. Its website describes energy-efficiency loans, microloans, SBA-backed loans and 1 other loan type. The consumer loan APR it states is 3%. It serves borrowers in Spanish, French, Haitian Creole, Chinese, Russian, Nepali and Korean.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Main | (718) 624-9115 source |
|---|---|
| Website | www.boccapital.org |
| Office (official list) | 85 South Oxford, 2nd floor, Brooklyn, NY 11217 |
What their website says about applying
First, you will speak one-on-one with a BOC counselor.
sourcePlease fill out the answers below to assign you to a loan counselor that best matches your needs.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate: 3% APR | with a 3% APR for eligible loans. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 17 Sep 2013 |
| RSSD ID | — (none listed) |
| Address | 85 South Oxford, 2nd floor, Brooklyn, NY 11217 Directions (Google Maps) |
| Website | www.boccapital.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Service area is not stated on the pages fetched, and the PPP page is a dated 2021 notice. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Energy / solar / efficiency loans | $1,000 – $75,000 | $1,000 to $75,000 loans with repayment terms from 1 to 5 years for environmental businesses and projects improving energy efficiency of existing businesses. | source |
| Microloans | $500 – $50,000 | An SBA Microloan is an affordable term loan of $500 to $50,000 for small businesses and certain not-for-profit childcare centers to help with start-up and expansion. | source |
| SBA-backed loans (7(a)/504/Community Advantage) | $50,000 – $250,000 | An SBA Community Advantage loan is a small business term loan of $50,000 to $250,000 which is federally guaranteed. | source |
| Small-business loans | $500 – $250,000 | $500 to $250,000 loans with repayment terms up to 7 years for equipment purchases, working capital, and other business purposes. | source |
Loan sizes
An SBA Microloan is an affordable term loan of $500 to $50,000 for small businesses and certain not-for-profit childcare centers to help with start-up and expansion.
sourceAn SBA Community Advantage loan is a small business term loan of $50,000 to $250,000 which is federally guaranteed.
source$500 to $250,000 loans with repayment terms up to 7 years for equipment purchases, working capital, and other business purposes.
sourceCED loans range from $25,000 to $75,000 for equipment purchases and working capital.
source
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- Spanish
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - French
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - Haitian Creole
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - Chinese
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - Russian
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - Nepali
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source - Korean
BOC Capital staff includes speakers of Spanish, French, Haitian-Creole, Chinese, Russian, Bangla, Nepali, Tibetan, Hindi, and Korean.
source
Online application
No online application link found on the pages we read.
Pages read (7)
- https://boccapital.org/
- https://boccapital.org/products-services/
- https://boccapital.org/products-services/contract-financing-loan-fund/
- https://boccapital.org/products-services/do-i-qualify/
- https://boccapital.org/ppp-loan-updates/
- https://boccapital.org/boc-capital-lending-inquiries/
- https://boccapital.org/products-services/how-we-can-help/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - How long can I take to repay?
No repayment terms are stated on their website. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$13.2 million in 12 awards from the U.S. Treasury's CDFI Fund, 2002–2022 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $6,197,097 |
| 2021 | CDFI Program, Financial Assistance | $701,530 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $707,000 |
| 2019 | CDFI Program, Financial Assistance | $750,000 |
| 2014 | CDFI Program, Financial Assistance | $700,000 |
| 2013 | CDFI Program, Financial Assistance | $600,000 |
| 2011 | CDFI Program, Financial Assistance | $600,000 |
| 2010 | CDFI Program, Technical Assistance | $100,000 |
| 2009 | CDFI Program, Financial Assistance | $600,000 |
| 2006 | CDFI Program, Financial Assistance | $300,000 |
| 2002 | CDFI Program, Technical Assistance | $102,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Jun 2023| Total assets | $29.1M |
|---|---|
| Total liabilities | $13M |
| Net assets | $16.1M |
| Total revenue | $5.1M |
| Notes and loans receivable, net (Part X line 7) | $11.8M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending June 2023 (tax year 2022; EIN 11-3596666, filed as “BOC CAPITAL CORP”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Jun 2021 (990) | $57.8M | $9.9M | $9.1M | $40M |
| Jun 2022 (990) | $34.1M | $14.5M | $7.5M | $10.7M |
| Jun 2023 (990) | $29.1M | $16.1M | $5.1M | $11.8M |
Total assets fell 50% from Jun 2021 to Jun 2023; notes and loans receivable fell 71%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $29.1M | Larger than 59% of the 39 other certified loan funds and venture funds in New York with a matched Form 990 (median $12.6M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in New York | 39 | larger than 59% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Brooklyn and New York
- BlocPower L.L.C.Loan fund · Brooklyn, NYEnergy / solar / efficiency loansVerified
- Brooklyn Alliance Capital, Inc.Loan fund · Brooklyn, NYMicroloans, Small-business loansVerified
- Brooklyn Cooperative Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Concord Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Personal / consumer loansVerified
Work at BOC Capital Corp.? Link to this page
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