County directory · New York
CDFI lenders in Nassau County, NY
2 are headquartered here. 1 more has a bank or credit-union branch here. 2 more say they serve all of New York. Sources: lender websites (29 Oct 2026–4 Nov 2026), the CDFI Fund list (21 Oct 2026) and FDIC/NCUA branch records.
- Name this county
- 0
- Based here
- 2
- Branch here
- 1
- Serve all of NY
- 2
None of the lender websites we read names Nassau County; the lenders below are based here, have an office here or serve the whole state. Lenders based elsewhere may lend here too. Search your exact ZIP code in the finder to include lenders based nearby. Towns in this county: Albertson, Atlantic Beach, Baldwin, Bayville, Bellmore, Bethpage, Carle Place, Cedarhurst, East Meadow, East Norwich, East Rockaway, Elmont….
Lenders compared for Nassau County
6 with local records| Lender | Local records | Loan sizes | Head office |
|---|---|---|---|
| 1. Champions Funding, LLC Loan fund, Gilbert AZ | 67 home loans here, 2025 | up to $3M | 2,146 mi |
| 2. Ponce Bank Bank or thrift, Bronx NY | 11 home loans here, 2025 | up to $3M | 15 mi |
| 3. Accion Opportunity Fund Community Development Loan fund, San Jose CA | 3 SBA loans here, FY2020–FY2026 | ask | 2,569 mi |
| 4. New York University FCU Credit union, New York NY | 1 office here | $500–$20,000 | 20 mi |
| 5. Disability Fund, Inc., The Loan fund, Rockville Centre NY | headquarters here | ask | 5 mi |
| 6. La Fuerza Unida Community Development Corporation Loan fund, Rockville Centre NY | headquarters here | up to $150,000 | 5 mi |
6 of these 6 lenders have received CDFI Fund awards, together $54.6M in fiscal years 1999–2024 (CDFI Fund award database; each lender page lists its awards). An award funds the lender, not a particular borrower.
Order: how many kinds of local record we hold (its website names the county or a town in it, headquarters, a branch, SBA loans or HMDA home loans for borrowers here), then the number of those records, then the head office's distance from the county centre. Loan sizes are the range the lender's website states. It is not a rating and nobody pays for a place. SBA loans: SBA 7(a)/504 data (FY2020–FY2026, 3 or more shown); home loans: HMDA 2025 originations (3 or more shown); branches: FDIC/NCUA; distances are straight lines from the average position of the county's ZIP codes.
Where these lenders have offices
5 lenders5 head offices and 13 branches or offices of 5 lenders on this page, within 30 miles of the centre of Nassau County. Lenders with no office nearby may still lend here; many work by phone and online.
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loan types confirmed on these lenders' websites
- Affordable housing development loans (1 lender)
- Microloans (1 lender)
- Small-business loans (1 lender)
Banks and credit unions with a branch in this county
1 certified CDFI has at least one office in Nassau County (NCUA branch data as of 30 Jun 2026). A branch shows presence, not a stated service area; credit unions also require membership.
CDFI mortgage lenders active here
Certified CDFIs reported 84 originated home loans for properties in Nassau County in 2025 under the Home Mortgage Disclosure Act: 0.4% of the 19,230 home loans that all HMDA lenders reported here.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages67 home loans here in 2025 (HMDA)Verified
- Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…11 home loans here in 2025 (HMDA)Verified
Plus 4 more certified CDFIs with fewer than 3 loans here each (not listed).
A lender headquartered far away can appear here: HMDA counts the county of the property, not of the lender. Banks and credit unions below the HMDA reporting thresholds and most loan funds do not report, so other CDFIs may also lend here.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
Small business and SBA lending in Nassau County
Official statisticsMedian household income in Nassau County is $146,202, 70% above the New York figure of $85,974 (ACS 2020–2024).
Businesses here took 39.8 SBA-backed loans per 1,000 employer businesses over FY2020–FY2026: about as many as the median New York county (40.2), rank 32 of 62.
| Measure | Nassau County | New York |
|---|---|---|
| Businesses with paid employees (CBP 2023) | 48,718 (9.0% of the state) | 541,313 |
| …of which under 20 employees | 90% | 88% |
| Businesses without employees (Nonemployer Statistics 2023) | 170,575 | 1,985,320 |
| Median household income (ACS 2020–2024) | $146,202 (70% above the state) | $85,974 |
| SBA 7(a) and 504 approvals, all lenders, FY2020–FY2026 | 1,941 (1,823 7(a), 118 504) | 22,848 |
| …per 1,000 businesses with employees | 39.8 (rank 32 of 62 New York counties) | 40.2 (median county) |
| Median SBA 7(a) loan, all lenders | $150,000 | $130,000 |
| …with a certified CDFI as lender, CDC or third-party lender | 8 (0%) | 296 (1%) |
| Variable-rate 7(a): median rate over prime at approval, FY2024–26 | 3 pts (913 loans; 15% at the SBA maximum) | 3 pts (15% at the maximum) |
Approvals by fiscal year: FY2020 162 · FY2021 187 · FY2022 203 · FY2023 368 · FY2024 370 · FY2025 388 · FY2026 263.
For comparison, not an offer. SBA figures count approvals by every SBA lender for borrowers whose ZIP code lies in the county, not only CDFIs; approval is not disbursement. Rate over prime = the SBA's recorded initial rate minus the prime rate on the approval day; SBA caps it at 3 to 6.5 points depending on loan size (current prime rate and caps: methodology).
Sources: Census Bureau County Business Patterns 2023, Nonemployer Statistics 2023 and American Community Survey 2020–2024 (table B19013); SBA 7(a) & 504 FOIA data as of 30 Sep 2026; prime rate: FRED DPRIME; SBA maximums: SBA 7(a) terms. Downloaded 15 Nov 2026. How we compute these.
SBA loans made here by CDFIs
SBA data as of 30 Sep 2026Certified CDFIs were the lender, the CDC or the third-party lender on 8 SBA approvals (7 7(a) loans and 1 504 project) for borrowers in Nassau County in fiscal years 2020–2026, from 5 CDFIs. The 7(a) loans total $3.9M approved.
CDFIs with 3 or more: Accion Opportunity Fund Community Development (3). 4 more CDFIs made 1 or 2 each.
Counted by the county of the borrower's ZIP code. Approval is not disbursement. These are only the SBA loans of certified CDFIs; most SBA lenders here are not CDFIs, and CDFIs also lend outside SBA programs.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
CDFI lending recorded here (FY2022)
CDFI Fund data, released Dec 20241,800 loans and investments totaling $264.7M (median $18,170) were reported to the CDFI Fund for borrowers and projects in Nassau County in fiscal year 2022, by 30 reporting CDFIs.
| Purpose (CDFI Fund category) | Count | Total | Median |
|---|---|---|---|
| None of the listed purposes | 856 | $31M | $24,681 |
| Non-real estate microenterprise | 598 | $3M | $3,400 |
| Home purchase | 268 | $117.9M | $402,600 |
| Non-real estate business | 37 | $5.7M | $83,732 |
| Real estate: multifamily housing construction | 12 | $22.1M | $995,000 |
| Real estate: commercial construction, permanent or acquisition | 10 | $36.9M | $1M |
| Other purposes | 19 | $48.2M |
Of 926 individual borrowers whose income was reported, 87% had family income at or below 80% of the area median.
CDFI banks and credit unions also reported 1,517 consumer loans in Nassau County totaling $12M (Consumer Loan Report, tract totals, so no median); they counted 19% of them as serving low-income borrowers.
Loans and investments reported in other years: FY2018 331 · FY2019 343 · FY2020 425 · FY2021 1,940.
Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.
Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.
Headquartered in Nassau County
The official list gives a headquarters address here. Check each lender's page for where it lends.
- Disability Fund, Inc., TheLoan fund · Rockville Centre, NYAffordable housing development loansVerified
- La Fuerza Unida Community Development CorporationLoan fund · Rockville Centre, NYMicroloans, Small-business loansVerified
Say they serve all of New York
- NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Sustainable Neighborhoods LLCLoan fund · New York, NYHome repair / improvement loansVerified
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- Farmingdale SBDCSmall Business Development Center · Farmingdale State University of New York, Campus Commons, 2350 Broadhollow Rd., Farmingdale, NY 11735631-420-2765
- Long Island SCORESCORE mentoring · 998C Old Country Road, #116, Plainview, NY 11803631-454-0771
- Queens Women's Business CenterWomen's Business Center · 120-55 Queens Blvd., Suite 309, Kew Gardens, NY 11424718-263-0546 · about 15 miles from the centre of Nassau County
Housing counseling
- Community Development Corporation of Long IslandHUD-approved housing counselor · 333 North Main Street, Freeport, NY 11520516-867-7727
- Family and Children's AssociationHUD-approved housing counselor · 377 Oak St, Garden City, NY 11530
- Hispanic Brotherhood of Rockville Centre, Inc.HUD-approved housing counselor · 59 Clinton Ave, Rockville Centre, NY 11570516-766-6610
- La Fuerza Unida, Inc.-Long IslandHUD-approved housing counselor · 40 Glen Street, Glen Cove, NY 11542
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other New York counties
Source: CDFI Atlas, cdfiatlas.com/states/ny/counties/nassau-county/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).