Loan type × state · NY
CDFI credit-builder loans in New York
12 certified CDFIs that serve New York describe credit-builder loans on their own websites: 12 headquartered in New York. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 12
- Based in NY
- 12
Counted from each lender's own website: a lender is listed when it describes credit-builder loans on a page we read and is headquartered in New York or names New York, or a county or town in it, as its service area. 47 other verified lenders that serve New York did not mention credit-builder loans on the pages we read, and 20 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 12 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 2 loan funds, 9 credit unions, 1 bank or thrift |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $2,000, range $2,000 to $2,000 |
| Smallest amount stated | 1 lender state a minimum: median $550, lowest $550 |
| Borrower focus stated | Low- and moderate-income / underserved (3), Startups (3), Minority / BIPOC (2), Child-care providers (1), First-time homebuyers (1), Immigrants (1) |
| Languages other than English | Spanish (4) |
| Online application link found | 8 of 12 |
| Service area stated on their site | 6 of 12 |
See also all 76 CDFIs headquartered in New York, the guide Credit-builder loans at CDFIs.
Headquartered in New York (12)
- Alternatives Federal Credit UnionCredit union · Ithaca, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Credit Score Builder loan
Verified - Ascendus Inc.Loan fund · New York, NYChild-care facility financing, Credit-builder loans, Small-business loans
One-on-one coaching plus a starter line of credit to build your credit.
Verified - Brooklyn Cooperative Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Start (or rebuild) your credit with a small, manageable loan and fair terms.
Verified - Concord Federal Credit UnionCredit union · Brooklyn, NYCredit-builder loans, Personal / consumer loans
Loan payback activity that is reported to the credit bureaus, thus establishing a credit history.
Verified - Genesee Co-Op Federal Credit UnionCredit union · Rochester, NYAuto / vehicle loans, Credit-builder loans, Energy / solar / efficiency loans, Home repair / improvement loans…
This type of loan is a way to help establish or repair credit.
Verified - IRC's Center For Economic Opportunity, Inc. (CEO)Loan fund · New York, NYAuto / vehicle loans, Credit-builder loans, Immigration / citizenship loans, Microloans…
Credit building ladder loans establish and actively build credit history.
Verified - Neighborhood Trust Federal Credit UnionCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Affordable housing development loans…$550 to $2,000
Amount: $550-$2,000
Verified - New York University FCUCredit union · New York, NYAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Personal / consumer loans
A Credit Builder Loan is designed to help you establish or strengthen your credit history through consistent, on-time payments.
Verified - Ponce BankBank or thrift · Bronx, NYCommercial real estate loans, Credit-builder loans, Microloans, Home mortgages…
Talk to us about our Credit Builder program - a secured loan product.
Verified - Seneca Nation of Indians Federal Credit UnionCredit union · Irving, NYAuto / vehicle loans, Credit-builder loans, Personal / consumer loans
Contact a loan officer today to discuss our credit builder loan.
Verified - Syracuse Cooperative Federal Credit UnionCredit union · Syracuse, NYAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Small-dollar / emergency loans…
Credit Builder Loans & Share-Secured Loans
Verified - Urban Upbound Federal Credit UnionCredit union · Long Island City, NYCredit-builder loans, Personal / consumer loans, Small-business loans
Members can apply for a credit builder loan to repair damaged credit and create a habit of saving.
Verified
County pages in New York with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in New York
CDFI credit-builder loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ny/credit-builder-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).