CDFI credit-builder loans in Mississippi

Counted from each lender's own website: a lender is listed when it describes credit-builder loans on a page we read and is headquartered in Mississippi or names Mississippi, or a county or town in it, as its service area. 54 other verified lenders that serve Mississippi did not mention credit-builder loans on the pages we read, and 35 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.

What these 10 lenders say

Lender websites, 29 Oct 2026–4 Nov 2026

Lender types	1 credit union, 6 banks or thrifts, 3 bank holding companies
Largest amount stated	2 lenders state a maximum: median $1,500, range $1,000 to $2,000
Smallest amount stated	2 lenders state a minimum: median $750, lowest $500
Online application link found	6 of 10
Service area stated on their site	3 of 10

See also all 96 CDFIs headquartered in Mississippi, the guide Credit-builder loans at CDFIs.

Headquartered in Mississippi (10)

• BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loansThe new CreditBuilder loan requires a $100 deposit from the borrower to open the CreditPlus Checking.Verified
• Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…The Fresh Start Loan and Deposit Program is for individuals who would like the opportunity to build a good credit record or to repair their credit recordVerified
• Citizens National Banc Corp.Bank holding company · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…Establish or improve your credit score.Verified
• Citizens National Bank of MeridianBank or thrift · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…Establish or improve your credit score.Verified
• Commerce Bancorp, Inc.Bank holding company · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…The Fresh Start Loan and Deposit Program is for individuals who would like the opportunity to build a good credit recordVerified
• Guaranty Bank and Trust CompanyBank or thrift · Belzoni, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…We are proud to offer this product to those individuals in our communities who would like the opportunity to build a good credit record or to repair their credit.Verified
• Magnolia Federal Credit UnionCredit union · Jackson, MSAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages$1,000$1,000 loan amountVerified
• Peoples BankBank or thrift · Mendenhall, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…$500 to $2,000Loan amounts will range from $500 – $2000 and have terms ranging from 12 – 24 months.Verified
• RiverHills BankBank or thrift · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…RiverHills Bank offers a program designed to help customers build good credit or repair their existing credit record.Verified
• Riverhills Capital CorporationBank holding company · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…RiverHills Bank offers a program designed to help customers build good credit or repair their existing credit record.Verified

County pages in Mississippi with these lenders

Number of lenders above that name the county (or a town in it) on their website or are headquartered there.

Other loan types in Mississippi

CDFI credit-builder loans in other states

CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.