Loan type × state · MS
CDFI small business loans in Mississippi
54 certified CDFIs that serve Mississippi describe small business loans on their own websites: 52 headquartered in Mississippi and 2 based elsewhere whose stated service area includes Mississippi. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 54
- Based in MS
- 52
- Based elsewhere
- 2
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Mississippi or names Mississippi, or a county or town in it, as its service area. 10 other verified lenders that serve Mississippi did not mention small business loans on the pages we read, and 35 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 54 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 4 loan funds, 4 credit unions, 33 banks or thrifts, 13 bank holding companies |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Borrower focus stated | First-time homebuyers (5), Low- and moderate-income / underserved (4), Veterans (2), Farmers / ranchers (2), Startups (1) |
| Languages other than English | Spanish (3) |
| Online application link found | 24 of 54 |
| Service area stated on their site | 20 of 54 |
See also all 96 CDFIs headquartered in Mississippi, CDFI small business loans in every state.
Headquartered in Mississippi (52)
- BANK OF BROOKHAVENBank or thrift · Brookhaven, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Small-business loans
Commercial loans are designed for small businesses, corporations, partnerships, and commercial ventures.
Verified - BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loans
Keep your business moving forward with a Business Loan from BankPlus.
Verified - Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Whether a business expansion loan or a business line of credit, we’re here to respond.
Verified - Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
We take pride in providing this service to individuals, business corporations, partnerships and other commercial enterprises.
Verified - Bank of FranklinBank or thrift · Meadville, MSAuto / vehicle loans, Home mortgages, Small-business loans
Bank of Franklin provides some of the most attractive financing options for businesses in our area.
Verified - Bank of KilmichaelBank or thrift · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Come in and see one of loan officers when you need a loan for your business or your farm.
Verified - Bank of WinonaBank or thrift · Winona, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home mortgages…
Tailored solutions for startups, equipment financing, and working capital loans.
Verified - BankFirst Capital CorporationBank holding company · Columbus, MSAuto / vehicle loans, Equipment loans, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Competitive rates for a wide range of business expenses:
Verified - BankFirst Financial ServicesBank or thrift · Columbus, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…
We offer competitive rates for a variety of business needs, from stocking your shelves to spreading the word about your brand.
Verified - COVINGTON COUNTY BANKBank or thrift · Collins, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Covington County Bank offers comprehensive commercial lending solutions designed to help businesses achieve their short- and long-term financial goals.
Verified - Citizens BankBank or thrift · Columbia, MSAgriculture / farm loans, Auto / vehicle loans, Equipment loans, Home repair / improvement loans…
Secured Business Loans
Verified - Citizens Bank & Trust CompanyBank or thrift · Marks, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home repair / improvement loans…
Business Loans
Verified - Citizens National Banc Corp.Bank holding company · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
Business growth opportunities are achievable with our custom loans.
Verified - Citizens National Bank of MeridianBank or thrift · Meridian, MSAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Home mortgages…
Business growth opportunities are achievable with our custom loans.
Verified - Commerce Bancorp, Inc.Bank holding company · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
We take pride in providing this service to individuals, business corporations, partnerships and other commercial enterprises.
Verified - Commercial Capital CorpBank holding company · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
Let the Commercial Bank lenders customize a loan the meets your business' unique needs.
Verified - Community Bancshares of Mississippi, Inc.Bank holding company · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Community Bank offers a variety of business loans, including options tailored to meet the needs of small businesses, as well as SBA loans to support your growth and financial stability.
Verified - Community Bank of MississippiBank or thrift · Flowood, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)…
Fuel your business growth with flexible financing options.
Verified - Copiah BankBank or thrift · Hazlehurst, MSHome mortgages, Small-business loans
looking for a loan for your business, or have a big purchase coming up
Verified - Culleywood Capital LLCLoan fund · Jackson, MSAffordable housing development loans, Nonprofit / community facility loans, Small-business loans
but over time, Culleywood expanded to include lending to small businesses, community facilities, and housing in response to needs identified in GMD communities.
Verified - FNB Oxford BankBank or thrift · Oxford, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
We offer an array of loan products including:
Verified - FNB Picayune BankBank or thrift · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
Business And Commercial Loans
Verified - Farmers and Merchants BankBank or thrift · Baldwyn, MSHome mortgages, Small-business loans
Small Business to Large Commercial, FMBank has loan officers to help with your business endeavors.
Verified - Ferguson Federal Credit UnionCredit union · Monticello, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Business Term Loans for working capital, inventory, or facility improvements
Verified - First National Corporation of PicayuneBank holding company · Picayune, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
We understand the unique needs of businesses in our community and have designed our commercial loan programs to meet those needs.
Verified - First National Holding CompanyBank holding company · Oxford, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
We offer an array of loan products including:
Verified - First Security BankBank or thrift · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Small Business Guaranteed Loans
Verified - Franklin Bancshares, Inc.Bank holding company · Meadville, MSAuto / vehicle loans, Home mortgages, Small-business loans
Bank of Franklin provides some of the most attractive financing options for businesses in our area.
Verified - Genesis BankBank or thrift · Benoit, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Business
Verified - Great Southern BankBank or thrift · Meridian, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Personal / consumer loans…
Great Southern Bank can design commercial loans to meet the specific needs of a business operation.
Verified - Guaranty Bank and Trust CompanyBank or thrift · Belzoni, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
We offer flexible credit lines with repayment terms dependent on use.
Verified - HOPE FEDERAL CREDIT UNIONCredit union · Jackson, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Nonprofit Bonus Rate Savings Business Loans
Verified - Hope Enterprise CorporationLoan fund · Jackson, MSAuto / vehicle loans, Small-dollar / emergency loans, Personal / consumer loans, Small-business loans
Small Business and Commercial Loans Designed for You
Verified - Kilmichael Bancorp, Inc.Bank holding company · Kilmichael, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
Come in and see one of loan officers when you need a loan for your business or your farm.
Verified - Members Exchange Federal Credit UnionCredit union · Ridgeland, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Personal / consumer loans…
we offer a variety of business loans and services to support your business needs.
Verified - Merchants & Marine BankBank or thrift · Pascagoula, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
a flexible secured or unsecured line of credit can help you purchase inventory or equipment and keep your employees paid.
Verified - Merchants & Planters BankBank or thrift · Raymond, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Home mortgages…
we offer direct Commercial Loans to businesses large and small
Verified - Peoples BankBank or thrift · Mendenhall, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Credit-builder loans…
Growing businesses need a little help in taking advantage of opportunities when they present themselves.
Verified - Pike National BankBank or thrift · McComb, MSCommercial real estate loans, Equipment loans, Home repair / improvement loans, Personal / consumer loans…
our experienced commercial lending team will listen to your plans and help you take the next step forward by providing flexible funding at a great rate.
Verified - Planters Bank & Trust CompanyBank or thrift · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Small Business Loans
Verified - Planters Holding CompanyBank holding company · Indianola, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Small Business Loans
Verified - Renaissance Community Loan Fund, Inc.Loan fund · Gulfport, MSHome repair / improvement loans, Home mortgages, Small-business loans
Renaissance Community Loan Fund provides commercial lending services to established businesses as well as start-ups.
Verified - RiverHills BankBank or thrift · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
Commercial Loans
Verified - Riverhills Capital CorporationBank holding company · Vicksburg, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…
From credit lines to construction loans to letter of credit
Verified - Security Capital CorporationBank holding company · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
Small Business Guaranteed Loans
Verified - Singing River Federal Credit UnionCredit union · Moss Point, MSAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans
A Business Loan from Singing River Federal Credit Union provides straightforward funding for equipment, working capital, inventory, or facility improvements.
Verified - Southwest Security, Inc.Bank holding company · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home repair / improvement loans…
From financing inventory to covering the cost of an anticipated acquisition, United Mississippi Bank can offer you competitive rates and quality service.
Verified - The Commercial Bank, Kemper County DeKalb, MississippiBank or thrift · DeKalb, MSAuto / vehicle loans, Equipment loans, Home repair / improvement loans, Home mortgages…
Let the Commercial Bank lenders customize a loan the meets your business' unique needs.
Verified - The Jefferson BankBank or thrift · Greenville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
The Jefferson Bank offers a variety of loans to meet your business credit needs from small business loans, equipment loans, Agricultural loans
Verified - The Peoples BankBank or thrift · Ripley, MSAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Straightforward financing with flexible terms to support:
Verified - United Mississippi BankBank or thrift · Natchez, MSAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
From financing inventory to covering the cost of an anticipated acquisition, United Mississippi Bank can offer you competitive rates and quality service.
Verified - Unity Bank of MississippiBank or thrift · Holly Springs, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…
We offer checking and savings accounts; certificates of deposit; mortgage loans; personal loans; and small business loans.
Verified
Based elsewhere, say they serve Mississippi (2)
Their own website names Mississippi, or a county or town in it, in its service area.
- Delta BankBank or thrift · Vidalia, LAAgriculture / farm loans, Auto / vehicle loans, Home mortgages, Personal / consumer loans…
Delta Bank’s experienced lenders will help you explore every possibility to find the perfect loan for your business needs.
Service area: Louisiana and Natchez, MississippiVerified - LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA 504 Small Business Loans
Service area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified
National lenders (13)
These lenders say they lend nationwide and do not exclude Mississippi. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Mississippi with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Mississippi
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/ms/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).