At a glance
From its website, read 2 Nov 2026Security Capital Corporation is a bank holding company based in Batesville, Mississippi. Its website describes farm loans, auto loans, commercial real estate loans and 5 other loan types. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | firstsecuritybk.com |
| Office (official list) | P. O. Box 690, Batesville, MS 38606 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Bank holding company |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 13 Jan 2026 |
| RSSD ID | 1098509 |
| Address | P. O. Box 690, Batesville, MS 38606 Directions to the main office (Google Maps) |
| Website | firstsecuritybk.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. The pages belong to First Security Bank (Oxford, MS) and never mention Security Capital Corporation, so the match to this lender is unverified. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Agriculture / farm loans | — | Agriculture | source |
| Auto / vehicle loans | — | Auto Loans (New and Used) | source |
| Commercial real estate loans | — | Commercial Real Estate | source |
| Equipment loans | — | Equipment Financing | source |
| Home repair / improvement loans | — | Home Improvement Loans | source |
| Home mortgages | — | Mortgage Loans | source |
| Personal / consumer loans | — | Personal Installment Loans | source |
| Small-business loans | — | Small Business Guaranteed Loans | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Not stated on the pages we read.
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. ONLINE MORTGAGE APPLICATION
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- Do you lend where I live, or where my business is?
Their website does not say which area they serve. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and home repair loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your farm loans and commercial real estate loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.3 million in 6 awards from the U.S. Treasury's CDFI Fund, 2017–2024 (CDFI Program, Financial Assistance).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $1,285,000 |
| 2021 | CDFI Program, Financial Assistance | $701,530 |
| 2020 | CDFI Program, Financial Assistance | $794,500 |
| 2019 | CDFI Program, Financial Assistance | $714,000 |
| 2018 | CDFI Program, Financial Assistance | $850,000 |
| 2017 | CDFI Program, Financial Assistance | $926,500 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
FDIC, 30 Jun 2026Subsidiary bank on file with the FDIC: First Security Bank (FDIC cert 17120, total assets $976.5 million). Source: FDIC BankFind Suite (public data): total assets from the Call Report as of 30 Jun 2026; office list as of 30 Oct 2026, downloaded 3 Nov 2026.
| Total assets | $976.5 million (as of 30 Jun 2026) |
|---|---|
| Offices | 18 (as of 30 Oct 2026) |
Offices by state and county (18)
Mississippi (18 offices)
- DeSoto County (4): 985 E Commerce St, Hernando 38632; 5028 Goodman Rd, Olive Branch 38654; 6659 Highway 305 N, Olive Branch 38654; 3035 Church Rd E, Southaven 38672
- Marshall County (1): 3299 Highway 309 N, Byhalia 38611
- Panola County (9): 295 Highway 6 W, Batesville 38606 (main office); 100 Covenant Xing, Batesville 38606; 130 Highway 51 N, Batesville 38606; 230 Power Dr, Batesville 38606; 227 N Main St, Como 38619; 729 Broad St, Crenshaw 38621; 7024 Highway 51 N, Pope 38658; 201 S Main St, Sardis 38666; 610 E Lee St, Sardis 38666
- Quitman County (1): 1651 Charlie Pride Rd S, Marks 38646
- Tate County (1): 700 Cunningham Loop, Senatobia 38668
- Tunica County (2): 11490 Old Highway 61 North, Robinsonville 38664; 1262 Edwards Ave, Tunica 38676
An office shows where the lender has a branch, not where it lends or whom it lends to.
What the regulator filing shows
Call Report, 30 Jun 2026A bank holding company files no Call Report of its own. These figures are from its subsidiary bank, First Security Bank (RSSD 718145, FDIC cert 17120), the only active bank the FDIC lists under this holding company. Source: FFIEC Central Data Repository, bulk Call Report data (public data), report date 30 Jun 2026; year-earlier figures from the 30 Jun 2025 report; downloaded 4 Nov 2026. Schedules RC-C Parts I and II, dollar amounts filed in thousands.
| Total loans and leases | $606 million (as of 30 Jun 2026, net of unearned income) |
|---|---|
| Change over the year | Up 9.8% from $552 million on 30 Jun 2025 |
| Total assets | $976.5 million (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| Home mortgages (1-4 family, closed-end) | $156.5 million | 25.8% |
| Home equity lines of credit | $26.4 million | 4.3% |
| Commercial real estate, construction and multifamily | $288.8 million | 47.6% |
| Commercial and industrial (business) loans | $49.7 million | 8.2% |
| Farmland and farm production loans | $50.2 million | 8.3% |
| Consumer loans (credit cards, auto, other) | $22.9 million | 3.8% |
| All other loans and leases | $11.7 million | 1.9% |
Within consumer loans: auto loans $6.6 million, credit cards $1 million.
Small business loans (original amount $1 million or less, balances on 30 Jun 2026)
| Original loan amount | Secured by business property | Commercial and industrial |
|---|---|---|
| Up to $100,000 | 76 loans $3.6 million | 432 loans $9.3 million |
| $100,001 to $250,000 | 68 loans $9.4 million | 36 loans $4.1 million |
| $250,001 to $1 million | 101 loans $35.6 million | 22 loans $7.6 million |
| All small business loans | 245 loans $48.6 million | 490 loans $21 million |
Small farm loans (original amount $500,000 or less, balances on 30 Jun 2026)
| Original loan amount | Secured by farmland | Farm production |
|---|---|---|
| Up to $100,000 | 72 loans $2.9 million | 60 loans $1.5 million |
| $100,001 to $250,000 | 64 loans $8.8 million | 10 loans $1.1 million |
| $250,001 to $500,000 | 22 loans $5.4 million | 5 loans $965,000 |
| All small farm loans | 158 loans $17 million | 75 loans $3.5 million |
Balances are loans outstanding on the report date, not loans made during the year, and they include loans the bank bought. Shares are of gross loans and leases. The change over the year includes loans gained through mergers or bought from others. A category with no balance does not mean the bank never makes that kind of loan; ask the bank.
Home loans reported by its bank (2025)
FFIEC HMDA data, 2025The HMDA reporter panel lists Security Capital Corporation as the parent or top holder of this filer, which is also a certified CDFI with its own page:
- First Security Bank: 162 originated home loans
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets (Call Report, 30 Jun 2026) | $976.5 million | Larger than 74% of the 82 other certified banks and bank holding companies in Mississippi (median $408.8 million). |
| Loans as a share of assets | 62% | Median of the same 82 banks and bank holding companies: 62%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $552 million → $606 million (+10%) | Median change of 82 other certified banks and bank holding companies in Mississippi: +8%. Rank by loans held among these 83: 17 → 21. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Call Report total assets | other certified banks and bank holding companies in Mississippi | 82 | larger than 74% |
| Loans held then vs now | certified banks and bank holding companies in Mississippi reporting both dates | 82 | rank 17 → 21 of 83 |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section).
Other certified CDFIs in Batesville and Mississippi
- First Security BankBank or thrift · Batesville, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- BANK OF BROOKHAVENBank or thrift · Brookhaven, MSAuto / vehicle loans, Home repair / improvement loans, Home mortgages, Small-business loansVerified
- BANKPLUSBank or thrift · Belzoni, MSCredit-builder loans, Home mortgages, Personal / consumer loans, Small-business loansVerified
- Bancorp Of Okolona, INcBank holding company · Okolona, MSVerified
- Bank of AnguillaBank or thrift · Anguilla, MSAgriculture / farm loans, Auto / vehicle loans, Commercial real estate loans, Equipment loans…Verified
- Bank of CommerceBank or thrift · Greenwood, MSAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Home repair / improvement loans…Verified
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