Loan type × state · NJ
CDFI small business loans in New Jersey
9 certified CDFIs that serve New Jersey describe small business loans on their own websites: 7 headquartered in New Jersey and 2 based elsewhere whose stated service area includes New Jersey. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 9
- Based in NJ
- 7
- Based elsewhere
- 2
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in New Jersey or names New Jersey, or a county or town in it, as its service area. 4 other verified lenders that serve New Jersey did not mention small business loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 9 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 8 loan funds, 1 credit union |
|---|---|
| Largest amount stated | 3 lenders state a maximum: median $250,000, range $30,000 to $5.5M |
| Smallest amount stated | 3 lenders state a minimum: median $10,000, lowest $5,000 |
| Borrower focus stated | Women (2), Nonprofits (1), Minority / BIPOC (1), Startups (1), Veterans (1), Low- and moderate-income / underserved (1) |
| Languages other than English | Korean (1) |
| Online application link found | 5 of 9 |
| Service area stated on their site | 6 of 9 |
See also all 11 CDFIs headquartered in New Jersey, CDFI small business loans in every state.
Headquartered in New Jersey (7)
- 1ST Bergen Federal Credit UnionCredit union · Hackensack, NJAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…
Standard unsecured or secured business loans are available to help fund your next expansion, purchase equipment, or fund a large-scale event.
Verified - Cooperative Business Assistance Corp, TheLoan fund · Camden, NJMicroloans, Small-business loans$50,000 to $250,000
If your small business needs a loan between $50,000 and $250,000 to deal with the financial impacts of the COVID-19 Pandemic, start a business, finance real estate or other business expenses, a CBAC small business loan might be the right option for you.
Verified - Cumberland Empowerment Zone CorporationLoan fund · Millville, NJMicroloans, Small-business loans
The CEZC Business Loan Program is designed to support businesses by providing flexible financing that enhances their opportunity for long-term success.
Verified - Eastern American Economic Development CorporationLoan fund · Palisades Park, NJCommercial real estate loans, Microloans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage)…
Government Guaranteed Loan Up to $30MM
Verified - Greater Newark Enterprises CorporationLoan fund · Newark, NJSmall-business loans$5,000 to $30,000
Loan amounts from $5,000 to $30,000
Verified - Ripple Effect Entrepreneurs FundLoan fund · Lakewood, NJSmall-business loans
Small business loans and connections to partner banks and loan programs.
Verified - Union County Economic Development CorporationLoan fund · Cranford, NJCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
We fund a variety of small business loans to meet your needs at every stage of your business’s growth.
Verified
Based elsewhere, say they serve New Jersey (2)
Their own website names New Jersey, or a county or town in it, in its service area.
- Economic Opportunities FundLoan fund · Philadelphia, PACommercial real estate loans, Credit-builder loans, Small-business loans
Small Business Loan
Service area: Philadelphia, Bucks, Chester, Delaware and Montgomery Counties PA; Camden County NJ; New Castle County DEVerified - NYBDC Local Development CorporationLoan fund · Latham, NYCommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…$10,000 to $5.5M
Small business loans from $10,000 - $5,500,000
Service area: Businesses in Connecticut, Delaware, Illinois, New Jersey, New York and PennsylvaniaVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude New Jersey. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in New Jersey with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/nj/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).