Loan type × state · WA
CDFI small business loans in Washington
16 certified CDFIs that serve Washington describe small business loans on their own websites: 10 headquartered in Washington and 6 based elsewhere whose stated service area includes Washington. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 16
- Based in WA
- 10
- Based elsewhere
- 6
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Washington or names Washington, or a county or town in it, as its service area. 12 other verified lenders that serve Washington did not mention small business loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 16 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 10 loan funds, 4 credit unions, 1 bank or thrift, 1 bank holding company |
|---|---|
| Largest amount stated | 9 lenders state a maximum: median $100,000, range $2,500 to $10M |
| Smallest amount stated | 4 lenders state a minimum: median $5,250, lowest $500 |
| Borrower focus stated | Native American / Alaska Native / Native Hawaiian (6), Nonprofits (5), Rural (4), Startups (3), Minority / BIPOC (2), Women (2) |
| Online application link found | 11 of 16 |
| Service area stated on their site | 10 of 16 |
See also all 22 CDFIs headquartered in Washington, CDFI small business loans in every state.
Headquartered in Washington (10)
- Chehalis Tribal Loan FundLoan fund · Oakville, WA · Native CDFIAuto / vehicle loans, Credit-builder loans, Equipment loans, Home repair / improvement loans…up to $100,000
Maximum loan amount: $100,000.00
Verified - Great NorthWest Federal Credit UnionCredit union · Aberdeen, WAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…
Our business loans keep money and opportunity close to home—helping you invest in your goals while strengthening the community we share.
Verified - Jamestown S'Klallam Tribal Capital, IncorporatedLoan fund · Sequim, WA · Native CDFICredit-builder loans, Microloans, Personal / consumer loans, Small-business loansup to $250,000
Maximum loan amount $250,000
Verified - Kitsap Credit UnionCredit union · Bremerton, WAAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…up to $20,000
up to $20,000, with a 12-month term, for businesses that need capital or operating cash.
Verified - Northwest Native Development FundLoan fund · Coulee Dam, WA · Native CDFISmall-dollar / emergency loans, Small-business loans
#### Small Business Loans
Verified - Pacific Northwest Tribal Lending, a Community Development Financial InstitutionLoan fund · Bellingham, WA · Native CDFISmall-business loansup to $2,500
Small Dollar Loans up to $2,500 - ask us about larger dollar business loans!
Verified - Rainier Valley Community Development FundLoan fund · Seattle, WACommercial real estate loans, Nonprofit / community facility loans, Small-business loans
We offer a variety of lending options aimed at small businesses to help you succeed. Loan amounts vary.
Verified - SNAP Financial AccessLoan fund · Spokane, WACommercial real estate loans, Equipment loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…$500 to $150,000
You can apply for a small business loan (in amounts ranging from $500-$150,000) to help with start-up or expansion costs through SNAP Financial Access.
Verified - Taala FundLoan fund · Taholah, WA · Native CDFIAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home repair / improvement loans…
Our business loans support startups and established local businesses alike, providing the capital needed to create jobs
Verified - Verity Credit UnionCredit union · Seattle, WAAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home repair / improvement loans…
Level up your business with one of our Term Business Loans.
Verified
Based elsewhere, say they serve Washington (6)
Their own website names Washington, or a county or town in it, in its service area.
- Alaska Growth Capital BIDCO, Inc.Loan fund · Anchorage, AK · Native CDFISBA-backed loans (7(a)/504/Community Advantage), Small-business loans$500,000 to $10M
Typical Loan Size Range: $500,000 to $10 million
Service area: Alaska, Montana, Hawaii, Idaho, Washington and ColoradoVerified - Beneficial State Bancorp, Inc.Bank holding company · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Affordable housing development loans…
Business Lending
Service area: California, Oregon and Washington; B Corps nationwideVerified - Beneficial State BankBank or thrift · Oakland, CAAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…$10,000 to $150,000
This loan type is for clients looking to borrow $10,000 to $150,000.
Service area: California, Oregon and Washington; B Corps nationwideVerified - Community Loan Fund of the Capital Region, Inc.Loan fund · Albany, NYNonprofit / community facility loans, Small-business loansup to $50,000
The maximum loan amount for starting a small business is $25,000. If you have an existing business that has been operating for at least 1 year, the maximum loan amount is $50,000.
Service area: Eleven Capital Region counties in New York State (Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, WashingtonVerified - Craft3Loan fund · Portland, ORCommercial real estate loans, Equipment loans, Home repair / improvement loans, Small-business loans
We offer flexible, mission-driven loans for businesses, communities—especially those overlooked by traditional lenders.
Service area: Oregon and WashingtonVerified - Rivermark Community Credit UnionCredit union · Oregon City, ORAuto / vehicle loans, Home mortgages, Personal / consumer loans, Small-business loans$500 to $49,000
Loan amounts from $500 to $49,000. Terms up to 84 months.
Service area: Oregon and WashingtonVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude Washington. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Washington with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Washington
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/wa/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).