Loan type × state · NC
CDFI small business loans in North Carolina
10 certified CDFIs that serve North Carolina describe small business loans on their own websites: 6 headquartered in North Carolina and 4 based elsewhere whose stated service area includes North Carolina. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 10
- Based in NC
- 6
- Based elsewhere
- 4
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in North Carolina or names North Carolina, or a county or town in it, as its service area. 10 other verified lenders that serve North Carolina did not mention small business loans on the pages we read, and 10 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 10 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 7 loan funds, 3 credit unions |
|---|---|
| Largest amount stated | 1 lender state a maximum: median $350,000, range $350,000 to $350,000 |
| Borrower focus stated | Minority / BIPOC (3), Low- and moderate-income / underserved (2), Rural (2), Startups (2), Veterans (1), Women (1) |
| Languages other than English | Spanish (3) |
| Online application link found | 9 of 10 |
| Service area stated on their site | 7 of 10 |
See also all 25 CDFIs headquartered in North Carolina, CDFI small business loans in every state.
Headquartered in North Carolina (6)
- Business Expansion Funding CorporationLoan fund · Charlotte, NCSBA-backed loans (7(a)/504/Community Advantage), Small-business loans
BEFCOR provides affordable small business loans.
Verified - Carolina Small Business Development Fund (The Support Center)Loan fund · Raleigh, NCMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $350,000
We offer term loans with a maximum loan amount of $350,000 and flexible repayment terms.
Verified - Institute Capital, Inc.Loan fund · Durham, NCAffordable housing development loans, Small-business loans
Institute Capital provides debt and investment capital to affordable housing developers, community-based development organizations (CBDOs) and small businesses.
Verified - Mountain BizCapital, Inc. d/b/a Mountain BizWorksLoan fund · Asheville, NCMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Get Funding Business Loans Overview
Verified - Revity Federal Credit UnionCredit union · Greensboro, NCAuto / vehicle loans, Credit-builder loans, Small-dollar / emergency loans, Home mortgages…
Competitive rates for a wide range of business expenses:
Verified - Sequoyah Fund Inc., TheLoan fund · Cherokee, NC · Native CDFICredit-builder loans, Home repair / improvement loans, Small-business loans
Download a Sequoyah Fund business loan application.
Verified
Based elsewhere, say they serve North Carolina (4)
Their own website names North Carolina, or a county or town in it, in its service area.
- Business Development Corp of SCLoan fund · Columbia, SCCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
The SSBCI Loan Participation Program enables small businesses in South Carolina to obtain short to long-term financing to help businesses grow and expand
Service area: South Carolina, plus portions of Georgia and North Carolina for SBA 504 loansVerified - Excite Credit UnionCredit union · San Jose, CAAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Personal / consumer loans…
Here are our Business Credit Card and Loan Rates:
Service area: California and North CarolinaVerified - Partner Community Capital, Inc.Loan fund · Charles Town, WVAgriculture / farm loans, Commercial real estate loans, Equipment loans, Microloans…
PCAP supports sustainable economic development by providing flexible, cash flow-based loans to small and emerging businesses across West Virginia, North Carolina, Central Appalachia and surrounding areas.
Service area: West Virginia, North Carolina, and surrounding Appalachian regionsVerified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…
Provide easy financing for large purchases like new equipment, vehicles, building improvements and more.
Service area: South Carolina, North Carolina and West VirginiaVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude North Carolina. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in North Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in North Carolina
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/nc/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).