At a glance
From its website, read 2 Nov 2026REV Federal Credit Union is a credit union based in Summerville, South Carolina. Its website describes auto loans, commercial real estate loans, small-dollar emergency loans and 3 other loan types. Stated loan amounts run from $250 to $5M. Where it lends: South Carolina, North Carolina and West Virginia. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Lending | (843) 832-2614 source |
|---|---|
| Toll-free | (800) 845-5550 source |
| Phone | (843) 832-2600 source |
| Apply online | Page with the application link |
| Website | www.revfcu.com |
| Office (official list) | 200 Marymeade Dr, Summerville, SC 29483 |
What their website says about applying
Login to the REV mobile app to quick apply.
sourceA valid drivers’ license and current insurance information are required at the time of financing.
sourcePlease visit your nearest branch to apply
sourceTalk to one of our experienced loan officers today.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Term: see their wording | Up to 144 months | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- Membership required
REV membership required.
source - First-time homebuyer program
REV’s StartSmart program makes first-time homeownership a reality.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 1 Jul 2026 |
| RSSD ID | 929987 |
| Address | 200 Marymeade Dr, Summerville, SC 29483 Directions (Google Maps) |
| Website | www.revfcu.com |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Commercial, auto and personal amounts come from rate tables and fine print; mortgage amounts are stated only for jumbo loans. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | from $5,000 | Minimum loan amount approved $5,000. | source |
| Commercial real estate loans | — | Available for owner-occupied properties, as well as investment properties such as office buildings, industrial/warehouse and retail facilities. | source |
| Small-dollar / emergency loans | — | CashPlease® offers an easy and convenient solution to access the money you need right away | source |
| Home mortgages | — | REV offers traditional 10-, 15-, and 30-year fixed-rate | source |
| Personal / consumer loans | $250 – $20,000 | $250 to $20,000 | source |
| Small-business loans | — | Provide easy financing for large purchases like new equipment, vehicles, building improvements and more. | source |
Loan sizes
Jumbo Mortgage financing options starting at $832,750 and going up to $5 million
sourceMinimum loan amount approved $5,000.
source$250 to $20,000
source
Range used for the size filter: $250 to $5M
Borrower focus
- First-time homebuyers
REV’s StartSmart program makes first-time homeownership a reality.
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Login to the REV mobile app to quick apply.
source
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What is the APR, including fees, on your auto loans and small-dollar emergency loans?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - What interest rate and fees should I expect on your commercial real estate loans and small-business loans?
Their website does not state a rate for this. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$7.9 million in 5 awards from the U.S. Treasury's CDFI Fund, 2020–2024 (CDFI Equitable Recovery Program; CDFI Program, Financial Assistance; CDFI Rapid Response Program).
| Round year | Program | Amount |
|---|---|---|
| 2024 | CDFI Program, Financial Assistance | $900,000 |
| 2022 | CDFI Equitable Recovery Program | $3,718,258 |
| 2022 | CDFI Program, Financial Assistance | $740,000 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2020 | CDFI Program, Financial Assistance | $750,000 |
Emergency Capital Investment Program (ECIP)
Treasury invested $62.6 million in this institution under ECIP, by buying preferred stock or subordinated debt (an investment, not a grant; it is not counted in the award total). ECIP type on the list: CDFI. Source: U.S. Treasury ECIP participant list (last updated Mar 2025), downloaded 3 Nov 2026.
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Branches and size
NCUA, 30 Jun 2026On file with the NCUA as REV (charter 9986). Source: NCUA 5300 Call Report quarterly data (public data) as of 30 Jun 2026, downloaded 3 Nov 2026: total assets, members and branch addresses.
| Total assets | $1.2 billion (as of 30 Jun 2026) |
|---|---|
| Members | 66,744 (as of 30 Jun 2026) |
| Offices | 21 in 3 states (as of 30 Jun 2026) |
Offices by state and county (21)
South Carolina (13 offices)
- Berkeley County (6): 200 Marymeade Dr, Summerville 29483 (main office); 3080 River Village Dr, Charleston 29492; 201 Saint James Ave, Goose Creek 29445; 206 E Main St, Moncks Corner 29461; 1624 State Rd, Summerville 29486; 210 Marymeade Dr, Summerville 29483
- Charleston County (5): 2030 Sam Rittenberg Blvd, Charleston 29407; 766 Daniel Ellis Dr, Charleston 29412; 1129 Park West Blvd, Mt Pleasant 29466; 847 Coleman Blvd, Mt Pleasant 29464; 7550 Rivers Ave, North Charleston 29406
- Colleton County (1): 814 N Jefferies Blvd, Walterboro 29488
- Dorchester County (1): 8435 Dorchester Rd, N Charleston 29420
North Carolina (4 offices)
- Brunswick County (1): 2065 Andrew Jackson Hwy NE, Leland 28451
- Columbus County (1): 183 John L Riegel Rd, Riegelwood 28456
- New Hanover County (1): 3702 College Rd S, Wilmington 28412
- Richmond County (1): 302 Charlotte St, Hamlet 28345
West Virginia (4 offices)
- Jackson County (1): 245 Church St S, Ripley 25271
- Roane County (1): 216 Market St, Spencer 25276
- Wood County (2): 4416 Emerson Ave, Parkersburg 26104; 500 Division St, Parkersburg 26101
An office shows where the lender has a branch, not where it lends or whom it lends to. Credit unions serve members only; check who can join. For the ZIP-code search, credit-union offices are placed at the centre of their ZIP code (approximate).
What the regulator filing shows
NCUA 5300, 30 Jun 2026Figures from the 5300 Call Report filed by REV Federal Credit Union (NCUA charter 9986, filed as “REV”). Source: NCUA 5300 Call Report quarterly data (public data), cycle 30 Jun 2026; year-earlier figures from the 30 Jun 2025 cycle; downloaded 3 Nov 2026.
| Total loans and leases | $1.03 billion, 36,583 loans (as of 30 Jun 2026) |
|---|---|
| Change over the year | Up 11.2% from $926 million on 30 Jun 2025 |
| Members | 66,744 (as of 30 Jun 2026); 66,770 (as of 30 Jun 2025) |
| Loans per member | $15,423 (total loans divided by members, 30 Jun 2026) |
| Total assets | $1.24 billion (as of 30 Jun 2026) |
Loan mix (balances on 30 Jun 2026)
| Loan category | Balance | Share |
|---|---|---|
| New vehicle loans | $34 million | 3.3% |
| Used vehicle loans | $103 million | 10.0% |
| First-lien home mortgages (1-4 family) | $307.3 million | 29.9% |
| Other real estate loans (junior liens, other) | $132 million | 12.8% |
| Commercial (business) loans | $312.3 million | 30.3% |
| Credit cards | $13.7 million | 1.3% |
| Other unsecured loans | $29.4 million | 2.9% |
| Leases and other secured loans | $97.6 million | 9.5% |
Balances are loans outstanding on the report date, not loans made during the year. A category with no balance does not mean the credit union never makes that kind of loan. Credit unions lend to members only; check who can join.
Home loans reported under HMDA (2025)
FFIEC HMDA data, 2025REV Federal Credit Union reported 253 originated home loans for 2025 under the Home Mortgage Disclosure Act, totaling about $100.7M (median loan about $265,000). 127 were home-purchase loans.
By loan purpose
| Purpose | Loans | Share |
|---|---|---|
| Home purchase | 127 | 50% |
| Refinance (incl. 106 cash-out) | 126 | 50% |
By loan type
| Loan type | Loans | Share |
|---|---|---|
| Conventional | 250 | 99% |
| FHA-insured | 3 | 1.2% |
Included above: 12 loans on multifamily (5+ unit) properties.
Where the loans were made
Counties with the most 2025 originations, out of 35 counties with at least one; 91% of its 2025 loans were for properties in South Carolina:
- Charleston County, SC (95)
- Berkeley County, SC (57)
- Dorchester County, SC (51)
- Colleton County, SC (7)
- Columbus County, NC (3)
- New Hanover County, NC (3)
- Georgetown County, SC (3)
- Horry County, SC (3)
Filed under LEI 54930024QEEW6YDTWZ98 as “REV FEDERAL CREDIT UNION”; matched by its RSSD ID on the CDFI Fund list, which the HMDA reporter panel links to this LEI.
Source: FFIEC Home Mortgage Disclosure Act (HMDA) data for 2025, snapshot frozen 2 Jun 2026, loan-level records read through the CFPB HMDA Data Browser API on 3 Nov 2026. Originated loans only; applications that were denied, withdrawn or not accepted are not counted. HMDA publishes each loan amount as the middle of a $10,000 band, so totals and medians are approximate. Counts under 3 are not shown. How we match lenders.
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Largest loan its website states | $5M | Other credit unions whose website states a maximum: median $60,000. Higher than the stated maximum of 100% of these 64. |
| Total assets (Call Report, 30 Jun 2026) | $1.24 billion | Larger than 100% of the 9 other certified credit unions in South Carolina (median $148.5 million). |
| Loans as a share of assets | 83% | Median of the same 9 credit unions: 60%. A higher share means more of its balance sheet is lent out. |
| Loans held, 30 Jun 2025 → 30 Jun 2026 | $926 million → $1.03 billion (+11%) | Median change of 9 other certified credit unions in South Carolina: +2%. Rank by loans held among these 10: 1 → 1. |
| Home loans originated in 2025 (HMDA) | 253 | More than 73% of the 263 other certified CDFIs that reported 3 or more (119 at the median). Volume only; nothing here is an approval rate. |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Largest stated loan | other credit unions stating a maximum, nationwide | 64 | higher than 100% |
| Call Report total assets | other certified credit unions in South Carolina | 9 | larger than 100% |
| Loans held then vs now | certified credit unions in South Carolina reporting both dates | 9 | rank 1 → 1 of 10 |
| HMDA home loans | certified CDFIs with 3+ originations in 2025, nationwide | 263 | more than 73% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Assets and loans: FFIEC and NCUA Call Reports (see the loan-mix section). Home loans: FFIEC/CFPB HMDA data.
SBA loans approved
SBA data as of 30 Sep 2026The SBA's public loan data lists 2 SBA-backed approvals for REV Federal Credit Union in fiscal years 2020–2026 (October 2019 to September 2026):
- 1 7(a) loans as the lender
- 1 504 projects as the third-party (first-lien) lender
By fiscal year: FY2020 0 · FY2021 2 · FY2022 0 · FY2023 0 · FY2024 0 · FY2025 0 · FY2026 0.
By program
- 7(a) SBA Express (1, 50%)
- 504 projects (as the third-party lender) (1, 50%)
How this lender was matched in the SBA files: 504 third-party lender name: same name, state and city (SBA lists “REV FCU”); NCUA charter 9986, found through the RSSD ID in NCUA records (SBA lists “REV FCU”).
Approved is not the same as paid out: an approved loan can be reduced or never drawn. SBA lists the lender each loan is currently assigned to, which can differ after a merger or loan sale. REV Federal Credit Union may also make loans outside SBA programs, which are not counted here, and SBA Microloans are not in these files. For 504 projects, the CDC amount is the SBA-backed portion and the third-party lender amount is that lender's own first-lien loan.
Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.
Other certified CDFIs in Summerville and South Carolina
- Berkeley Community Federal Credit UnionCredit union · Moncks Corner, SCAuto / vehicle loans, Personal / consumer loansVerified
- Business Development Corp of SCLoan fund · Columbia, SCCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- CLIMB FundLoan fund · Charleston, SCCommercial real estate loans, Microloans, Small-business loansVerified
- Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…Verified
- CommunityWorksLoan fund · Greenville, SCCredit-builder loans, Microloans, Small-business loansVerified
- EDISTO FEDERAL CREDIT UNIONCredit union · Orangeburg, SCVerified
Work at REV Federal Credit Union? Link to this page
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