CDFI lenders in South Carolina

• 1 · Name a county or town in SCLender websites, read 29 Oct 2026–4 Nov 2026
• 6 · Lend statewideLender websites, read 29 Oct 2026–4 Nov 2026
• 6 · Name South Carolina or part of itLender websites, read 29 Oct 2026–4 Nov 2026
• 10 · Headquartered here, no area statedCDFI Fund list, 21 Oct 2026
• 3 · Based elsewhere, branch hereFDIC office data as of 30 Oct 2026, NCUA branch data as of 30 Jun 2026
• 40 · Say they lend nationwideLender websites, read 29 Oct 2026–4 Nov 2026

Each lender is listed once, under the strongest evidence we have. 20 certified CDFIs are headquartered in South Carolina (CDFI Fund list, 21 Oct 2026); 10 of them appear in the first groups because their website names an area here.

Loan types with too few lenders here for a page of their own. Each row quotes the lender's website.

4 certified loan funds headquartered in South Carolina are matched to a Form 990 or 990-EZ; median total assets $27.6M. End-of-year figures self-reported to the IRS, from the IRS Annual Extract of Tax-Exempt Organization Financial Data; each row shows its own fiscal year. Assets are the organisation’s whole balance sheet, not only its loans; “Loans receivable” is Form 990 Part X line 7 (notes and loans receivable); “—” means that line was empty or zero, not that the fund has no loans.

Certified CDFIs were the lender, the CDC or the third-party lender on 107 SBA approvals (92 7(a) loans and 15 504 projects) for borrowers in South Carolina in fiscal years 2020–2026, from 17 CDFIs. The 7(a) loans total $80M approved.

Most SBA approvals here: Business Development Corp of SC (33), Security Federal Bank (21), Peoples Bank (15), Business Expansion Funding Corporation (11), Small Business Assistance Corporation (5).

Approval is not disbursement. Each lender page shows its own SBA figures.

Source: U.S. Small Business Administration, 7(a) & 504 FOIA loan data, files as of 30 Sep 2026, downloaded 3 Nov 2026. Our counts, cancelled approvals left out. How we match lenders.

3,505 loans and investments totaling $367.3M (median $27,263) were reported to the CDFI Fund for borrowers and projects in South Carolina in fiscal year 2022, by 63 reporting CDFIs. More than half of these records come from a single reporting CDFI.

Of 2,591 individual borrowers whose income was reported, 52% had family income at or below 80% of the area median.

CDFI banks and credit unions also reported 39,600 consumer loans in South Carolina totaling $342.5M (Consumer Loan Report, tract totals, so no median); they counted 44% of them as serving low-income borrowers.

Counties with the most recorded loans and investments

Fiscal year 2022; 30 South Carolina counties have at least three. Records whose tract is not in a county we can match are counted in the state total only.

Loans and investments reported in other years: FY2018 943 · FY2019 902 · FY2020 3,167 · FY2021 15,271.

Only CDFIs that hold an active CDFI Fund award (CDFI Program, Native American CDFI Assistance or the CDFI Rapid Response Program) report these transactions, so this is not all lending by the certified CDFIs on this page. The Fund masks which CDFI made each loan, so we cannot say which lender listed here made them.

Source: CDFI Fund, CDFI/NACA/CDFI RRP Program Award Recipient Data Release, Transaction Level Report and Consumer Loan Report public files for fiscal year 2022 (released Dec 2024; downloaded 3 Nov 2026). Amounts are original loan or investment amounts as reported. Place = the 2010 census tract of each record. How we count.

20 certified CDFIs: 6 loan funds · 10 credit unions · 2 banks or thrifts · 2 bank holding companies. A headquarters address is not a service area; each lender is also listed in its group above.

• Abbeville (1): HopeSouth FCU
• Aiken (2): Security Federal Bank, Security Federal Corporation
• Anderson (1): Upstate Federal Credit Union
• Charleston (3): CLIMB Fund, Charleston Redevelopment Corporation, South Carolina Community Loan Fund · city page
• Columbia (5): Business Development Corp of SC, Caro Federal Credit Union, Midlands Housing Trust Fund, Optus Bank, Optus Financial Corporation · city page
• Greenville (2): CommunityWorks, Spero Financial Federal Credit Union
• Greenwood (1): Neighbors United Federal Credit Union
• Hartsville (1): SPC Credit Union
• Moncks Corner (1): Berkeley Community Federal Credit Union
• Orangeburg (1): EDISTO FEDERAL CREDIT UNION
• Spartanburg (1): Carolina Foothills FCU
• Summerville (1): REV Federal Credit Union