City directory · South Carolina
CDFI lenders in Charleston, SC
3 Treasury-certified CDFIs are headquartered in Charleston, South Carolina: 3 loan funds. Loan details confirmed from their own websites for 2. Source: CDFI Fund list as of 21 Oct 2026.
- Certified
- 3
- Verified
- 2
- In South Carolina
- 20
Headquarters is not the same as service area: lenders elsewhere in South Carolina may also lend in Charleston. See all 20 CDFIs in South Carolina.
Loan types confirmed on these lenders' websites
- Small-business loans (2 lenders)
- Commercial real estate loans (1 lender)
- Microloans (1 lender)
- Affordable housing development loans (1 lender)
- Nonprofit / community facility loans (1 lender)
- CLIMB FundLoan fund · Charleston, SCCommercial real estate loans, Microloans, Small-business loansVerified
- South Carolina Community Loan FundLoan fund · Charleston, SCAffordable housing development loans, Nonprofit / community facility loans, Small-business loansVerified
- Charleston Redevelopment CorporationLoan fund · Charleston, SCOfficial list only
Free help before you apply
These offices give free or low-cost advice: a Small Business Development Center or SCORE mentor can help with the business plan, cash-flow projections and paperwork most business lenders ask for, and a HUD-approved housing counselor can help with a homebuyer course, a budget or a missed mortgage payment. Some counseling agencies also lend; using their advice does not commit you to their loans. Call ahead to check hours and what they cover.
Business advice
- South Carolina Veterans Business Outreach CenterVeterans Business Outreach Center · 89 Hagood Ave., Charleston, SC 29409843-953-5867
- Charleston Area Small Business Development CenterSmall Business Development Center · 6296 Rivers Ave, Suite 300, North Charleston, SC 29406843-740-6160
- Charleston SC SCORESCORE mentoring · 4045 Bridge View Drive, B151, North Charleston, SC 29405800-634-0245
- I-HOPE Womens Business CenterWomen's Business Center · 8570 Rivers Avenue, Suite 120, North Charleston, SC 29406843-225-4343
Housing counseling
- Charleston Trident Urban League, Inc.HUD-approved housing counselor · 1064 Gardner Rd Ste 307, Charleston, SC 29407843-769-8173
- Increasing H.O.P.E. Financial Training CenterHUD-approved housing counselor · 8570 Rivers Ave, North Charleston, SC 29406843-225-4343
- NACA (Neighborhood Assistance Corporation of America) Charleston, SCHUD-approved housing counselor · 2420 Mall Drive Suite 100, North Charleston, SC 29406843-556-0497
- Origin SCHUD-approved housing counselor · 8084 Rivers Ave, North Charleston, SC 29406843-628-3000
Sources: SBA local assistance listings, read 6 Nov 2026; HUD's list of approved housing counseling agencies (open-data version last updated 9 Apr 2025). For the current list and the services each agency offers, use the CFPB's housing counselor search (it uses HUD's list) or call HUD at 800-569-4287. Offices are placed by ZIP code, so distances are approximate.
Other South Carolina cities with several CDFIs
Source: CDFI Atlas, cdfiatlas.com/states/sc/charleston/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).