Loan type × state · SC
CDFI mortgages in South Carolina
10 certified CDFIs that serve South Carolina describe mortgages on their own websites: 10 headquartered in South Carolina. 3 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 10
- Based in SC
- 10
- National
- 3
Counted from each lender's own website: a lender is listed when it describes mortgages on a page we read and is headquartered in South Carolina or names South Carolina, or a county or town in it, as its service area. 11 other verified lenders that serve South Carolina did not mention mortgages on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 10 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 6 credit unions, 2 banks or thrifts, 2 bank holding companies |
|---|---|
| Largest amount stated | None of these lenders states a maximum for this product on the pages we read |
| Borrower focus stated | First-time homebuyers (4), Veterans (3), Rural (2), Low- and moderate-income / underserved (1) |
| Languages other than English | Spanish (2) |
| Online application link found | 8 of 10 |
| Service area stated on their site | 4 of 10 |
See also all 20 CDFIs headquartered in South Carolina, CDFI mortgages in every state, the guide CDFI mortgages and down-payment help.
Headquartered in South Carolina (10)
- Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
That's why we offer competitive rates on first mortgage loans to help you achieve homeownership in South Carolina.
Verified - HopeSouth FCUCredit union · Abbeville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
We can help provide financing for all types of home mortgage loans, including:
Verified - Neighbors United Federal Credit UnionCredit union · Greenwood, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
First Mortgages
Verified - Optus BankBank or thrift · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Optus Bank offers both fixed-rate and adjustable-rate mortgage options
Verified - Optus Financial CorporationBank holding company · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
Optus Bank offers both fixed-rate and adjustable-rate mortgage options, making homeownership more accessible while maintaining financial stability.
Verified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…
REV offers traditional 10-, 15-, and 30-year fixed-rate
Verified - SPC Credit UnionCredit union · Hartsville, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans
Whether you're buying, refinancing, or building from the ground up, SPC has a mortgage to match.
Verified - Security Federal BankBank or thrift · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
From first homes to forever homes, Security Federal Bank's local mortgage lenders are ready to help you navigate every stage of homeownership.
Verified - Security Federal CorporationBank holding company · Aiken, SCAuto / vehicle loans, Home mortgages, Personal / consumer loans, SBA-backed loans (7(a)/504/Community Advantage)
From first homes to forever homes, Security Federal Bank's local mortgage lenders are ready to help you navigate every stage of homeownership.
Verified - Spero Financial Federal Credit UnionCredit union · Greenville, SCAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Looking to buy a home or refinance? You can go with a 15, 20, or 30-year fixed-rate mortgage for predictable payments
Verified
National lenders (3)
These lenders say they lend nationwide and do not exclude South Carolina. They are not counted above.
- Champions Funding, LLCLoan fund · Gilbert, AZHome mortgages
Financing for personal purposes. Owner-occupied and second homes.
Verified - Entertainment Industries FCUCredit union · Elizabeth, NJAuto / vehicle loans, Home mortgages
Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget
Verified - Springboard CDFILoan fund · National City, CAHome mortgages
Springboard Home Loans helps individuals find the best mortgage financing options available to them.
Verified
County pages in South Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in South Carolina
CDFI mortgages in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.