Loan type × state · SC
CDFI small business loans in South Carolina
11 certified CDFIs that serve South Carolina describe small business loans on their own websites: 9 headquartered in South Carolina and 2 based elsewhere whose stated service area includes South Carolina. 13 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 11
- Based in SC
- 9
- Based elsewhere
- 2
- National
- 13
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in South Carolina or names South Carolina, or a county or town in it, as its service area. 10 other verified lenders that serve South Carolina did not mention small business loans on the pages we read, and 2 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 11 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 6 loan funds, 3 credit unions, 1 bank or thrift, 1 bank holding company |
|---|---|
| Largest amount stated | 2 lenders state a maximum: median $1.7M, range $350,000 to $3M |
| Smallest amount stated | 2 lenders state a minimum: median $30,000, lowest $10,000 |
| Borrower focus stated | First-time homebuyers (3), Rural (3), Low- and moderate-income / underserved (2), Veterans (2), Minority / BIPOC (1), Women (1) |
| Languages other than English | Spanish (4) |
| Online application link found | 8 of 11 |
| Service area stated on their site | 9 of 11 |
See also all 20 CDFIs headquartered in South Carolina, CDFI small business loans in every state.
Headquartered in South Carolina (9)
- Business Development Corp of SCLoan fund · Columbia, SCCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
The SSBCI Loan Participation Program enables small businesses in South Carolina to obtain short to long-term financing to help businesses grow and expand
Verified - CLIMB FundLoan fund · Charleston, SCCommercial real estate loans, Microloans, Small-business loansfrom $50,001
Small Business Loan Loan Amount: $50,001 and over
Verified - Carolina Foothills FCUCredit union · Spartanburg, SCAuto / vehicle loans, Commercial real estate loans, Credit-builder loans, Equipment loans…
Carolina Foothills business loans help put you in control.
Verified - CommunityWorksLoan fund · Greenville, SCCredit-builder loans, Microloans, Small-business loansup to $350,000
CommunityWorks will consider small business loans up to $350,000 to qualifying, existing entities.
Verified - Optus BankBank or thrift · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
We offer a full suite of lending solutions to support your business at every stage of growth.
Verified - Optus Financial CorporationBank holding company · Columbia, SCAuto / vehicle loans, Commercial real estate loans, Energy / solar / efficiency loans, Equipment loans…
A revolving credit facility designed to provide working capital for short-term operating expenses.
Verified - REV Federal Credit UnionCredit union · Summerville, SCAuto / vehicle loans, Commercial real estate loans, Small-dollar / emergency loans, Home mortgages…
Provide easy financing for large purchases like new equipment, vehicles, building improvements and more.
Verified - South Carolina Community Loan FundLoan fund · Charleston, SCAffordable housing development loans, Nonprofit / community facility loans, Small-business loans$10,000 to $3M
Term Loans range from $10,000 to $3,000,000.
Verified - Spero Financial Federal Credit UnionCredit union · Greenville, SCAuto / vehicle loans, Commercial real estate loans, Home mortgages, Personal / consumer loans…
Short- and long-term funding options are available to support specific business initiatives.
Verified
Based elsewhere, say they serve South Carolina (2)
Their own website names South Carolina, or a county or town in it, in its service area.
- LiftFund, Inc.Loan fund · San Antonio, TXCommercial real estate loans, Equipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
SBA 504 Small Business Loans
Service area: Community Advantage loans: AL, AR, CA, FL, GA, KY, LA, MS, MO, NM, NY, OK, SC, TN, TX (per site)Verified - Small Business Assistance CorporationLoan fund · Savannah, GACommercial real estate loans, Credit-builder loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage)…
Startups and existing businesses can receive financing for amounts over $50,000.
Service area: Southeast Georgia and the Low Country of South CarolinaVerified
National lenders (13)
These lenders say they lend nationwide and do not exclude South Carolina. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in South Carolina with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in South Carolina
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/sc/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).