Loan type × state · MN
CDFI small business loans in Minnesota
19 certified CDFIs that serve Minnesota describe small business loans on their own websites: 17 headquartered in Minnesota and 2 based elsewhere whose stated service area includes Minnesota. 12 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 19
- Based in MN
- 17
- Based elsewhere
- 2
- National
- 12
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in Minnesota or names Minnesota, or a county or town in it, as its service area. 7 other verified lenders that serve Minnesota did not mention small business loans on the pages we read, and 8 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 19 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 18 loan funds, 1 credit union |
|---|---|
| Largest amount stated | 12 lenders state a maximum: median $300,000, range $10,000 to $1M |
| Smallest amount stated | 7 lenders state a minimum: median $5,000, lowest $1,000 |
| Borrower focus stated | Startups (6), Low- and moderate-income / underserved (6), Immigrants (4), Minority / BIPOC (4), Women (3), Veterans (2) |
| Languages other than English | Spanish (3), Hmong (1) |
| Online application link found | 6 of 19 |
| Service area stated on their site | 13 of 19 |
See also all 32 CDFIs headquartered in Minnesota, CDFI small business loans in every state.
Headquartered in Minnesota (17)
- African Development CenterLoan fund · Minneapolis, MNMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansup to $350,000
For Startups and existing businesses, loans up to $350,000.
Verified - African Economic Development SolutionsLoan fund · St Paul, MNCredit-builder loans, Microloans, Small-business loansup to $100,000
African Economic Development Solutions (AEDS) offers up to $100,000.00 for existing businesses seeking funding to expand its businesses.
Verified - Community Reinvestment Fund, IncLoan fund · Minneapolis, MNSmall-business loans
Small Business Lender - Community Reinvestment Fund, USA
Verified - First Children's FinanceLoan fund · Minneapolis, MNChild-care facility financing, Small-business loans
We offer innovative, sustainable, and flexible loans backed by a dedicated team that walks with you:
Verified - Hmong American Partnership ECDCLoan fund · Saint Paul, MNSmall-dollar / emergency loans, Equipment loans, Small-business loans
HAP offers a variety of loans to economically disadvantaged clients from the immigrant and refugee communities who are interested in starting or expanding a business.
Verified - Latino Economic Development CenterLoan fund · Saint Paul, MNAgriculture / farm loans, Small-business loansup to $25,000
While funding lasts, LEDC is offering loans of up to $25,000 to new client businesses at a low interest rate of 3.5%.
Verified - Metropolitan Consortium of Community DevelopersLoan fund · Minneapolis, MNCommercial real estate loans, Credit-builder loans, Small-business loans$5,000 to $350,000
MCCD offers low-interest, flexible loans between $5,000 and $350,000 for entrepreneurs across Minnesota.
Verified - Metropolitan Economic Development AssociationLoan fund · Minneapolis, MNCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
The PROMISE Act (Providing Resources & Opportunity while Maximizing Investments in Striving Entrepreneurs) Loan Program is a state-funded program providing loans to small businesses located in disadvantaged areas of Minneapolis and St. Paul.
Verified - Midwest Minnesota Community Development CorporationLoan fund · Detroit Lakes, MNHome repair / improvement loans, Home mortgages, Small-business loans$5,000 to $250,000
Funding ranges from $5,000 to $250,000
Verified - Minnesota Power Employees Credit UnionCredit union · Duluth, MNAuto / vehicle loans, Small-dollar / emergency loans, Home mortgages, Small-business loans
Whether you’re launching or expanding, MPECU offers smart, local financing solutions to support your business goals.
Verified - Mni Sota FundLoan fund · Minneapolis, MN · Native CDFICredit-builder loans, Personal / consumer loans, Small-business loans
Small Business Loan
Verified - NEIGHBORHOOD DEVELOPMENT CENTERLoan fund · Saint Paul, MNCommercial real estate loans, Credit-builder loans, Energy / solar / efficiency loans, Microloans…up to $10,000
For established small businesses with owners maintaining a credit score of 650 or higher, we offer express loans of up to $10,000 to help cover unexpected expenses and support continued growth.
Verified - Northeast Entrepreneur Fund, Inc.Loan fund · Duluth, MNCommercial real estate loans, Microloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans$1,000 to $750,000
small business loans ranging from $1,000 to $750,000
Verified - Northland FoundationLoan fund · Duluth, MNCommercial real estate loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans$50,000 to $500,000
Amounts from $50,000 to $500,000.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - White Earth Investment InitiativeLoan fund · Ogema, MN · Native CDFIAuto / vehicle loans, Commercial real estate loans, Equipment loans, Home mortgages…$25,000 to $500,000
WEII originates commercial loans from $25,000 to $500,000 for business expansion, commercial real estate, commercial lines of credit, equipment loans and other purposes.
Verified - WomenventureLoan fund · Saint Paul, MNSmall-business loansup to $100,000
Our lending program offers small business loans up to $100,000 to qualified applicants.
Verified
Based elsewhere, say they serve Minnesota (2)
Their own website names Minnesota, or a county or town in it, in its service area.
- Dakota Business LendingLoan fund · Fargo, NDSBA-backed loans (7(a)/504/Community Advantage), Small-business loans$1,000 to $75,000
Loan options ranging from $1,000 - $75,000.
Service area: North Dakota, South Dakota, Montana and MinnesotaVerified - Rural Electric Economic Development, Inc.Loan fund · Madison, SDNonprofit / community facility loans, Small-business loans
REED Fund’s business loans support business growth and development and contribute to employment and business ownership opportunities.
Service area: Rural areas of South Dakota and Minnesota, and the region shown on the territory mapVerified
National lenders (12)
These lenders say they lend nationwide and do not exclude Minnesota. They are not counted above.
- Accion Opportunity Fund Community DevelopmentLoan fund · San Jose, CAEquipment loans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loans
Financing Small Business Loan | Flexible Funding Options
Verified - Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in Minnesota with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
Other loan types in Minnesota
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/mn/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).