Loan type × state · SD
CDFI small business loans in South Dakota
8 certified CDFIs that serve South Dakota describe small business loans on their own websites: 5 headquartered in South Dakota and 3 based elsewhere whose stated service area includes South Dakota. 12 national lenders with the same product are listed separately. Lender websites read 29 Oct 2026–4 Nov 2026.
- Lenders
- 8
- Based in SD
- 5
- Based elsewhere
- 3
- National
- 12
Counted from each lender's own website: a lender is listed when it describes small business loans on a page we read and is headquartered in South Dakota or names South Dakota, or a county or town in it, as its service area. 7 other verified lenders that serve South Dakota did not mention small business loans on the pages we read, and 5 lenders headquartered here have no verified data yet. Not mentioned does not mean not offered. A listing is not an offer: ask the lender.
What these 8 lenders say
Lender websites, 29 Oct 2026–4 Nov 2026| Lender types | 7 loan funds, 1 credit union |
|---|---|
| Largest amount stated | 3 lenders state a maximum: median $250,000, range $75,000 to $400,000 |
| Smallest amount stated | 3 lenders state a minimum: median $5,000, lowest $1,000 |
| Borrower focus stated | Native American / Alaska Native / Native Hawaiian (3), Startups (2), Farmers / ranchers (2), Low- and moderate-income / underserved (2), First-time homebuyers (1), Nonprofits (1) |
| Online application link found | 4 of 8 |
| Service area stated on their site | 8 of 8 |
See also all 15 CDFIs headquartered in South Dakota, CDFI small business loans in every state.
Headquartered in South Dakota (5)
- Fort Randall Federal Credit UnionCredit union · Wagner, SDAgriculture / farm loans, Auto / vehicle loans, Credit-builder loans, Equipment loans…
That’s why we offer business and ag loans designed to meet the needs of local entrepreneurs, farmers, and ranchers
Verified - Four Bands Community Fund, IncorporatedLoan fund · Eagle Butte, SD · Native CDFIAgriculture / farm loans, Credit-builder loans, Home repair / improvement loans, Microloans…$50,001 to $400,000
Small Business Loan ($50,001 - $400,000)
Verified - Grow South DakotaLoan fund · Sisseton, SDHome mortgages, Small-business loans
Affordable business financing is available to both new and existing businesses to purchase inventory, equipment, or real estate.
Verified - Lakota Fund, Inc., TheLoan fund · Kyle, SD · Native CDFIAgriculture / farm loans, Microloans, Small-business loans
We offer loans to all types of businesses, ranging from $500 to $2M.
Verified - Rural Electric Economic Development, Inc.Loan fund · Madison, SDNonprofit / community facility loans, Small-business loans
REED Fund’s business loans support business growth and development and contribute to employment and business ownership opportunities.
Verified
Based elsewhere, say they serve South Dakota (3)
Their own website names South Dakota, or a county or town in it, in its service area.
- Dakota Business LendingLoan fund · Fargo, NDSBA-backed loans (7(a)/504/Community Advantage), Small-business loans$1,000 to $75,000
Loan options ranging from $1,000 - $75,000.
Service area: North Dakota, South Dakota, Montana and MinnesotaVerified - Midwest Minnesota Community Development CorporationLoan fund · Detroit Lakes, MNHome repair / improvement loans, Home mortgages, Small-business loans$5,000 to $250,000
Funding ranges from $5,000 to $250,000
Service area: Minnesota, North Dakota, South Dakota and WyomingVerified - Native360 Loan Fund, Inc.Loan fund · Grand Island, NE · Native CDFIMicroloans, Small-business loans
We provide commercial, small business and micro loans.
Service area: Nebraska, Iowa, southeast South Dakota and northern KansasVerified
National lenders (12)
These lenders say they lend nationwide and do not exclude South Dakota. They are not counted above.
- Bridge Investment Community Development CorporationLoan fund · Rock Island, ILAffordable housing development loans, Microloans, Small-business loans
We offer flexible loans designed to help small businesses in low-income communities get the funding they need to start, grow, or keep going strong.
Verified - Business Consortium Fund, Inc.Loan fund · New York, NYSmall-business loans
Business Term Loan • Receive funds as a one-time lump sum for larger investments in your business
Verified - Five Points Community Capital, LLCLoan fund · Austin, TXAffordable housing development loans, Small-business loans
Products include providing capital directly, or through CDFI intermediaries, to businesses in low-income communities.
Verified - Greenline Community Development Fund, LLCLoan fund · Denver, COEquity / venture investment, Small-business loans
We specialize in delivering flexible and patient debt and equity to underserved small-medium growth ready businesses throughout the country.
Verified - Grow America Fund, Inc.Loan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - Local Initiatives Support CorporationLoan fund · New York, NYChild-care facility financing, Affordable housing development loans, Nonprofit / community facility loans, Small-business loans
LISC provides financing to small businesses in low- and moderate-income communities and businesses owned by individuals who have struggled to access capital.
Verified - NDC Community Impact Loan FundLoan fund · Boston, MASmall-business loans
We seek to fuel that growth by supporting eligible small businesses that have needs beyond a conventional lender’s profile.
Verified - National Community Investment FundVenture capital fund · Chicago, ILAffordable housing development loans, Small-business loans
We provide flexible capital to high-impact businesses, helping them grow and strengthen local economies.
Verified - REDF Impact Investing FundLoan fund · San Francisco, CACommercial real estate loans, Small-business loans$100,000 to $1M
RIIF offers term loans, bridge loans, and lines of credit ranging from $100,000 to $1 million, with flexibility to respond to borrower capital needs.
Verified - Shared Capital CooperativeLoan fund · Saint Paul, MNCommercial real estate loans, Equipment loans, Affordable housing development loans, Small-business loans$5,000 to $1M
Loans of $5,000 to $1,000,000 are available for one to ten years.
Verified - UPI LOAN FUNDLoan fund · Chandler, AZPersonal / consumer loans, Small-business loans
Small business loans helping entrepreneurs in underserved communities start, sustain, and grow with fair, affordable terms through the UPILF/MMG Institutional Alliance.
Verified - Urban Strategies IncLoan fund · Saint Louis, MOMicroloans, Small-business loans
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
Verified
County pages in South Dakota with these lenders
Number of lenders above that name the county (or a town in it) on their website or are headquartered there.
CDFI small business loans in other states
CDFI Atlas is not a lender and does not give financial advice. Inclusion is not an endorsement. Disclaimer.
Source: CDFI Atlas, cdfiatlas.com/states/sd/small-business-loans/. © 2026 CDFI Atlas. Quoting with a link is welcome; republishing the pages or the compiled data is not (terms of use).