At a glance
From its website, read 2 Nov 2026Native360 Loan Fund, Inc. is a loan fund based in Grand Island, Nebraska. Its website describes microloans and small-business loans. Where it lends: Nebraska, Iowa, southeast South Dakota and northern Kansas. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | native360.org |
| Office (official list) | PO Box 5683, Grand Island, NE 68802 |
What their website says about applying
To get started, please complete the application below and we will contact you to follow up.
sourceYou’ll complete a customer information form, and meet briefly with staff to review your information.
sourceyou will need to be able to provide the documents on our loan checklist.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Who qualifies, in their words
- Collateral required
Yes. Native360 Inc. requires collateral, even if it is in a subordinated position.
source - Training or counseling required
Training is a prerequisite for most Native360 loan products.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | Yes |
| Date certified (as listed) | 28 Sep 2026 |
| RSSD ID | — (none listed) |
| Address | PO Box 5683, Grand Island, NE 68802 |
| Website | native360.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Loan amounts and specific loan product terms were not stated on the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Microloans | — | We provide commercial, small business and micro loans. | source |
| Small-business loans | — | We provide commercial, small business and micro loans. | source |
Loan sizes
No amounts stated on the pages we read.
Service area
Nebraska, Iowa, southeast South Dakota and northern Kansas
We serve members of all tribes in our Nebraska, Iowa, southeast South Dakota, and northern Kansas service area.
source
Borrower focus
- Native American / Alaska Native / Native Hawaiian
Individuals or spouses of individuals enrolled in a federally recognized tribe or non-enrolled members..
source
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. To get started, please complete the application below and we will contact you to follow up.
source
Pages read (7)
- https://native360.org/
- https://native360.org/consumer-loan-application/
- https://native360.org/commercial-loan-application/
- https://native360.org/native360-awards-42500-to-native-business-students/
- https://native360.org/faq/
- https://native360.org/stingers-one-stop-bloomfield-oil-blending-business-and-family/
- https://native360.org/consumer-financial-protection-bureau-announces-new-advisory-committee-members/
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What interest rate and fees should I expect on your microloans and small-business loans?
Their website does not state a rate for this. - How long can I take to repay?
No repayment terms are stated on their website. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$9.7 million in 14 awards from the U.S. Treasury's CDFI Fund, 2012–2024 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2024 | Native American CDFI Assistance (NACA), Financial Assistance | $2,000,000 |
| 2022 | CDFI Equitable Recovery Program | $961,541 |
| 2022 | Native American CDFI Assistance (NACA), Financial Assistance | $1,000,000 |
| 2021 | CDFI Rapid Response Program | $1,325,000 |
| 2021 | Native American CDFI Assistance (NACA), Financial Assistance | $1,100,000 |
| 2020 | Native American CDFI Assistance (NACA), Financial Assistance | $900,000 |
| 2019 | Native American CDFI Assistance (NACA), Financial Assistance | $700,000 |
| 2018 | Native American CDFI Assistance (NACA), Financial Assistance | $507,000 |
| 2017 | Native American CDFI Assistance (NACA), Financial Assistance | $455,000 |
| 2016 | Native American CDFI Assistance (NACA), Financial Assistance | $200,000 |
| 2015 | Native American CDFI Assistance (NACA), Financial Assistance | $100,000 |
| 2014 | Native American CDFI Assistance (NACA), Financial Assistance | $150,000 |
| 2013 | Native American CDFI Assistance (NACA), Technical Assistance | $150,000 |
| 2012 | Native American CDFI Assistance (NACA), Technical Assistance | $149,267 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $10.9M |
|---|---|
| Total liabilities | $3.5M |
| Net assets | $7.4M |
| Total revenue | $2.3M |
| Notes and loans receivable, net (Part X line 7) | $4.2M |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 27-4573866, filed as “NATIVE360 LOAN FUND INC”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $7.4M | $4.7M | $2.5M | $3M |
| Dec 2022 (990) | $9.8M | $6M | $2.1M | $4.1M |
| Dec 2023 (990) | $10.9M | $7.4M | $2.3M | $4.2M |
Total assets grew 48% from Dec 2021 to Dec 2023; notes and loans receivable rose 43%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $10.9M | Larger than 38% of the 8 other certified loan funds and venture funds in Nebraska with a matched Form 990 (median $16.7M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Nebraska | 8 | larger than 38% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Grand Island and Nebraska
- Community Development ResourcesLoan fund · Lincoln, NEMicroloans, SBA-backed loans (7(a)/504/Community Advantage), Small-business loansVerified
- Economic Empowerment CenterLoan fund · Omaha, NEAuto / vehicle loans, Microloans, Personal / consumer loans, Small-business loansVerified
- Ho-Chunk Community Capital Inc.Loan fund · Winnebago, NE · Native CDFISmall-business loansVerified
- Midwest Housing Development Fund, Inc.Loan fund · Omaha, NEAffordable housing development loansVerified
- Nebraska Enterprise FundLoan fund · Oakland, NESmall-business loansVerified
- OMAHA 100, INCLoan fund · Omaha, NEAuto / vehicle loans, Microloans, Home mortgages, Personal / consumer loans…Verified
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