At a glance
From its website, read 2 Nov 2026OMAHA 100, INC is a loan fund based in Omaha, Nebraska. Its website describes auto loans, microloans, home mortgages and 2 other loan types. Where it lends: Nebraska and Pottawattamie County, Iowa (residency required for credit consolidation loans). It accepts an ITIN.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Phone | (402) 342-3773 source |
|---|---|
| info@omaha100.org source | |
| Website | www.Omaha100.org |
| Office (official list) | 2401 LAKE STREET, Omaha, NE 68111 |
What their website says about applying
STEP 2: REGISTER FOR A HOMEOWNER EDUCATION COURSE
sourceREQUIRED DOCUMENTS CHECKLIST
sourceProvide at least 1 Personal Reference who we can contact in case we cannot reach the borrower.
source
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Rates and terms they state
Read 2 Nov 2026| Loan | Stated | Text on the lender's site (verbatim) | Page |
|---|---|---|---|
| Loans (general) | Rate stated, not as an APR: see their wording | 0% interest | source |
| Loans (general) | Term: see their wording | repayment options up to 48 months depending on the size of loan. | source |
As published on the lender's website on that date, not an offer or a quote. Your rate depends on the lender's review. A missing rate means the pages we read did not state one. For consumer loans we repeat a rate only when the lender states it as an APR (annual percentage rate, which includes fees); otherwise read the lender's own wording and ask for the APR.
Who qualifies, in their words
- ITIN accepted
Have a Social security Number or ITIN.
source - Homebuyer education required
HOMEOWNER EDUCATION is required for all applicants.
source
Only rules the lender's own pages state. Other requirements may apply.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Loan fund |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 18 Mar 2015 |
| RSSD ID | — (none listed) |
| Address | 2401 LAKE STREET, Omaha, NE 68111 Directions (Google Maps) |
| Website | www.Omaha100.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: high. Mortgage and business loan pages state no loan amounts; the $25,000 figure on the business page is only an example. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | $500 – $15,000 | Loans to purchase a vehicle also range from $500 - $15,000 | source |
| Microloans | — | 60 days history required for micro-loans | source |
| Home mortgages | — | Conventional home loans with a 97% Loan-to-Value ratio (LTV) without private mortgage insurance | source |
| Personal / consumer loans | $500 – $15,000 | Loan amounts range from $500 - $15,000 | source |
| Small-business loans | — | Omaha 100 is proud to provides entrepreneurs and small business owners with the flexibility and support to get the loan they need, when they need it. | source |
Loan sizes
Service area
Nebraska and Pottawattamie County, Iowa (residency required for credit consolidation loans)
Provide proof of Nebraska or Pottawattamie County, Iowa residency
source
Counties this matches: Pottawattamie County, IA
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
No online application link found on the pages we read.
Pages read (7)
- https://www.omaha100.org/
- https://www.omaha100.org/credit-report
- https://www.omaha100.org/mortgage-lending
- https://www.omaha100.org/business-lending
- https://www.omaha100.org/credit-consolidation
- https://www.omaha100.org/mortgage-eligibility-checklist
- https://www.omaha100.org/store/p/credit-report-fee-married-pwxmj
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and home mortgages?
Their website states a rate, but not as an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - Do you need collateral, a business plan or a minimum time in business?
Their website does not say what they require. - Can I apply online, or do I need to call or visit?
We found no online application on their website. - Do you offer free coaching or help preparing my application?
CDFI certification requires development services, such as training or advice, alongside lending. - What documents will you need from me, and how long does a decision usually take?
Their website describes some application steps (above); ask for the full document list.
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$5.4 million in 4 awards from the U.S. Treasury's CDFI Fund, 1998–2022 (4 programs).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $2,974,606 |
| 2021 | CDFI Rapid Response Program | $1,826,265 |
| 2019 | CDFI Program, Financial Assistance | $565,000 |
| 1998 | CDFI Program, Technical Assistance | $25,000 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Size of the fund (IRS Form 990)
Fiscal year ending Dec 2023| Total assets | $39M |
|---|---|
| Total liabilities | $34.7M |
| Net assets | $4.3M |
| Total revenue | $3.7M |
| Notes and loans receivable, net (Part X line 7) | $890,708 |
End-of-year figures from the Form 990 this organisation filed with the IRS for the fiscal year ending December 2023 (tax year 2023; EIN 36-3752051, filed as “OMAHA 100 INCORPORATED”), taken from the IRS Annual Extract of Tax-Exempt Organization Financial Data (returns processed in 2024). Figures are self-reported to the IRS, not audited by us, and lag one to two years behind today. The lender’s own annual report may show newer numbers. This organisation’s filings on ProPublica Nonprofit Explorer
Filings over time
| Fiscal year ending | Total assets | Net assets | Revenue | Notes and loans receivable |
|---|---|---|---|---|
| Dec 2021 (990) | $34.9M | $2.3M | $1.6M | $236,711 |
| Dec 2022 (990) | $34.1M | $2.3M | $769,955 | $361,699 |
| Dec 2023 (990) | $39M | $4.3M | $3.7M | $890,708 |
Total assets grew 12% from Dec 2021 to Dec 2023; notes and loans receivable rose 276%. One row per fiscal year in the IRS extracts of returns processed in 2022, 2023, 2024; “—” = the line was empty or zero on that return (a fund can book its loans on other lines).
How it compares
Computed from public data| Measure | This lender | Compared with |
|---|---|---|
| Total assets, latest IRS Form 990 | $39M | Larger than 88% of the 8 other certified loan funds and venture funds in Nebraska with a matched Form 990 (median $12.4M). |
How these comparisons were worked out
| Measure | Peer group (this lender left out) | Peers | Where this lender sits |
|---|---|---|---|
| Form 990 total assets | certified loan and venture funds with a Form 990, in Nebraska | 8 | larger than 88% |
“Larger than X%” = the share of the peer group with a smaller value. Ranks count from the largest. Peer groups use the lender's home state when it has at least 5 peers, otherwise the whole country. Full definitions: methodology.
For comparison, not an offer and not a rating. Past records show what this lender did, not what you would be offered. Peer groups and sources: methodology. Form 990 figures: IRS annual extracts (see the Form 990 section).
Other certified CDFIs in Omaha and Nebraska
- Economic Empowerment CenterLoan fund · Omaha, NEAuto / vehicle loans, Microloans, Personal / consumer loans, Small-business loansVerified
- Habitat Omaha Affordable Mortgage Solutions, Inc.Loan fund · Omaha, NEOfficial list only
- Midwest Housing Development Fund, Inc.Loan fund · Omaha, NEAffordable housing development loansVerified
- Spark CapitalLoan fund · Omaha, NEChild-care facility financing, Commercial real estate loans, Affordable housing development loans, Nonprofit / community facility loansVerified
Work at OMAHA 100, INC? Link to this page
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